Michael Apolinar is a financial advisor with Edward Jones in San Antonio, TX. He holds a Series 66 designation and has been with Edward Jones since 2026. Prior to joining the firm, he worked at Smithfield Foods, JR Simplot, and Pepsico. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, with approximately $1.01 trillion in assets under management supported by a nationwide network of financial advisors and branch offices.

John Farar is a Certified Financial Planner (CFP®) with 24 years of experience in the financial services industry. He is currently affiliated with Charles Schwab, where he has served since 2016, including roles at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. Prior to this, he worked at TD Ameritrade for two years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance supported by multi-asset model portfolios, alternative investment due diligence, and an integrated operational structure.

Kyle Wofford is a financial advisor at Raymond James & Associates with Series 66 registration and one year of industry experience. Prior to joining Raymond James, he worked at Travelers Insurance and The Hartford Fire Insurance. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with over 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering advice on a non-discretionary basis supported by extensive research and a broad affiliate network.

Alberto Puentes is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 credentials and 23 years of industry experience. His prior roles include positions at Cabrera Capital Markets, Vision Financial Markets, and SB Value Partners. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment recommendations.

Jessica Mccord is a financial advisor at Raymond James Financial with 17 years of industry experience. She holds a Series 66 designation and has worked at firms including Infinex Investments and Rodan and Fields. Outside of her advisory role, she is a joint owner of Cocktail Crafthaus Co, a business focused on social media marketing support. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning, non-discretionary investment consulting, and access to various managed account programs, emphasizing advisory services and implementation support.

Koko Black is a financial advisor at J.P. Morgan Securities with one year of industry experience. Prior to joining J.P. Morgan, Black worked at Equitable and JPMorgan Chase Bank, N.A. Outside of advisory work, Black has been an Uber driver and holds power of attorney for their mother. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling and centralized due diligence. The firm employs an ESG eligibility framework in its recommendations and delivers services on a non-discretionary basis with clients retaining final decision authority.

Johnathan Kaczyk is a CFP®-certified financial advisor with 10 years of industry experience. He currently works at Charles Schwab in San Antonio, TX, having joined the firm in 2025 after several years at USAA in various financial planning and investment roles. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Finley Scott is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. Prior to joining J.P. Morgan, he held positions at JPMorgan Chase Bank, Charles Schwab, and Sellside Group LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Robert Salgado is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the Series 66 designation and has been with J.P. Morgan since 2016, including roles at both JPMorgan Securities LLC and JP Morgan Chase Bank, N.A. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Bree Soileau is a Series 66 licensed financial advisor with Edward Jones in San Antonio, TX, with two years of industry experience. She previously worked for Alamo 180 for 12 years. Outside of her advisory role, she is a co-owner of a fitness gym in San Antonio and operates an online swim service. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households and organizations. The firm offers a wide array of investment advisory programs and maintains a large national network of advisors and branch offices.

Harvey Richards is a ChFC® credentialed financial advisor with over 50 years of industry experience. He has been with Cambridge Investment Research Advisors since 2016. Richards also operates Fusion Advisors Inc., where he sells life, health, and fixed annuities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers a range of financial planning, investment management, and retirement advisory services delivered through independent Financial Professionals using multiple investment platforms and tailored strategies.

Sydney Vogel is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Schwab, they worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. Additionally, Sydney has experience outside finance, including roles with In-N-Out Burger and involvement in staffing through The Florez Group Inc. Charles Schwab & Co., Inc. serves a large client base—primarily high- and ultra-high-net-worth individuals—offering a combination of non-discretionary and discretionary advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm integrates brokerage, custody, and advisory services with a multi-asset investment approach and access to alternative investments.

Jasmine Ramirez is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding a Series 66 license and ten years of industry experience. Her work history includes roles at J.P. Morgan Securities since 2015 and Aramark Corporation from 2018 to 2019. Outside of finance, she owns an e-commerce business focused on dropshipping consumer products and works part-time as a shopper for Shipt. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset allocation advice, manager searches, and customized performance reporting through a model that combines quantitative analysis with centralized due diligence.

Martin Portillo is a financial advisor at Merrill based in San Antonio, TX, holding a Series 66 designation with one year of industry experience. Prior to his current role at Merrill and Bank of America, he has worked at Texas Regional Bank, Wells Fargo, and Aetna Insurance. Outside of his advisory work, he owns and operates Portillo Entertainment LLC, a photo booth business. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Adam Le Win II is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and four years of industry experience. He previously worked at Victory Capital Management, Inc. and Victory Capital Services, Inc., and has experience outside finance running Karl's Flower and Gift Shop. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm provides advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and advanced technologies such as machine learning.

George Martinez is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. As a subsidiary of J.P. Morgan, the firm integrates advisory services with brokerage, distribution, and investment management capabilities.

Teresa Cano is a financial advisor with UBS Financial Services in San Antonio, TX, holding a Series 66 designation and five years of industry experience. Her prior work experience includes roles at DoorDash, Target, and SWBC Life Insurance Company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Cameron Branum is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses and having six years of industry experience. His previous roles include positions at Core Planning, LLC and Bardley-Morris Military Recruiting, as well as service in the United States Marine Corps Reserve. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options tailored to clients who meet net-worth thresholds. The firm integrates advisory services with other financial products and referral channels, delivering recommendations using proprietary research and planning tools.

Edward Fabela is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 credentials and seven years of industry experience. His career includes multiple roles at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as prior positions at Bank of America and Merrill. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling combined with centralized due diligence. The firm applies an ESG eligibility framework in its investment recommendations and offers services on a non-discretionary basis.

Raul Valencia is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. His prior experience includes roles at PNC Managed Account Solutions, BBVA Securities, and Frost Bank. Outside of his advisory work, he owns and manages real estate properties through Valencia Family Properties, LLC. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting delivered by a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment advisory registrations, delivering recommendations on a non-discretionary basis.