Judah Lewis is a financial advisor at Charles Schwab with a Series 66 credential and three years of industry experience. Prior to joining Schwab, he worked with Voya Financial Partners and has experience in education and hotel front office operations. He is currently based in New York City. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services with a client relationship model that includes non-discretionary and discretionary investment management options.

Jake Crawford is a CFP® with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to this, he worked in real estate with Marsha Hardin Real Estate and has experience in education from 2007 to 2016. Outside of financial advisory, he owns Coddiwomple Habit, LLC, an agricultural business involved in livestock production. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets, supported by a nationwide network of more than 23,700 financial advisors.

Victor Tignor is a financial advisor at Charles Schwab with Series 66 and Series 63 designations and one year of industry experience. His prior work history includes roles in various sectors such as hospitality and aviation, including at Nine Flags Bar and Grill and American Airlines. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational support.

James Ray is a financial advisor with Charles Schwab & Co., Inc. based in Westlake, TX. He holds Series 63 and Series 66 licenses and has three years of industry experience. Outside of his advisory role, he has been involved in businesses including Moxies Plano and PyreFire Tables. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, using multi-asset model portfolios and centralized operational structures.

James Killgo is a financial advisor with Edward Jones, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory strategies and investment options, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets.

Holley Hartley is a financial advisor at Charles Schwab with 14 years of industry experience. She holds the Series 66 designation and has worked previously at Goldman Sachs & Co., Inc. and The Ayco Company, L.P./Mercer Allied. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and offers multi-asset model portfolios backed by research from the Schwab Center for Financial Research.

Angela Burcel is a financial advisor with Charles Schwab, holding Series 63 and Series 65 designations and bringing 11 years of industry experience. Her background includes roles at Charles Schwab Bank, SSB and USAA Investment Management Company, among others. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized operational structure.

Candace Ellison is a financial advisor at Charles Schwab with 18 years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab and its affiliated entities since 2017, including roles at Charles Schwab Trust Bank, Premier Bank, and Charles Schwab Bank. Prior to Schwab, she was employed at TD Ameritrade and RBC Capital Markets. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset investment approach supported by Schwab’s research and centralized operational structure.

Wade Williams is Vice President and Executive Planning Consultant at Fidelity Investments, a position he has held since 2018. He has been involved in financial advisory roles since 2003, including serving as an Investment Solutions Consultant at Fidelity Investments from 2014 to 2018, and holding various positions at The Ayco Company, A Goldman Sachs Company, from 2003 to 2013. In his professional approach, Wade emphasizes listening carefully to understand his clients' individual goals and uses his knowledge and experience to help them develop financial plans tailored to their futures. He holds insurance licenses in Arkansas and California. Outside of his professional work, Wade has interests in baseball, family activities, football, hiking, music, and soccer.

Jay Langley is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He worked at Merrill from 2009 to 2018 before joining Charles Schwab in 2018. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, using multi-asset model portfolios, strategic asset allocation, and access to alternative investments.

Karin Mcintosh is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and possessing 12 years of industry experience. She has worked with Cambridge Investment Research Advisors since 2018 and maintains concurrent roles at Lighthouse Financial Group, Cambridge Investment Research, Inc., and Wymac Insurance Group, where she serves as CEO. Outside of advising, she also works as a notary public and provides technical translation services from English to Spanish. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, utilizing various portfolio management solutions and both proprietary and third-party strategies.

Ethan Caughey is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and three years of industry experience. He has worked at various positions within Charles Schwab and Charles Schwab Bank, SSB since 2022. Prior to this, his work history includes roles unrelated to finance. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers an integrated platform including brokerage, custody, and alternative investments.

Rajesh Singh is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. Prior to joining Schwab in 2022, he worked at TD Ameritrade from 2014 to 2022. Outside of his advisory role, he has engaged in delivery driving for Amazon Flex and Uber Eats. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a comprehensive wealth advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by in-depth research and alternative investment due diligence.

Jared Johnson is a financial advisor at Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses with two years of industry experience. His prior work includes roles at OneMain Financial, AutoNation, CarMax, Nationwide, Amazon Pharmacy, and SkyVenture New Hampshire. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management solutions supported by centralized custody and brokerage services.

Ramiro Cazares is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TD Ameritrade, CITT Services LLC, and Maverick Activities Center. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary SMAs, supported by a multi-asset model portfolio approach and centralized custody and order-routing arrangements.

Michael Mcevers is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2022, following a 13-year tenure at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, providing multi-asset model portfolios and a centralized operational structure.

Kyle Smith is a financial advisor at Charles Schwab with 11 years of industry experience. He holds the CFA® designation and Series 66 license. His previous roles include positions at TD Ameritrade, Inc., Scottrade Inc, and Scottrade. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advisory guidance alongside access to discretionary separately managed accounts and employs multi-asset model portfolios with strategic asset allocation.

Nicholas Esposito is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and five years of industry experience. He has been with Charles Schwab since 2020 and Charles Schwab Bank since 2022. Prior to his financial services career, his work history includes positions at Domino's Pizza, Hannaford Supermarkets, McDonald's, and Plymouth State University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and alternative investment options. The firm's large scale and integrated structure provide a variety of advisory, brokerage, custody, and cash-sweep services to a broad client base.

Gregory Stringfellow is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at JPMorgan Chase Bank NA and JPMorgan Securities LLC. Outside of his advisory role, he is involved in his family business, Beacon Beverage Imports, where he manages social media, and teaches a fall class at the University of Missouri preparing students for a trip to New York City. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides centralized custody, brokerage, and cash-sweep services.

Bradley Castillo is a financial advisor at Charles Schwab with 11 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at TD Ameritrade before joining Charles Schwab and Co., Inc. and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized custodial and operational infrastructure.