Ryan Ewing is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity since 2012, including roles at Fidelity Personal and Workplace Advisors. Outside of his advisory work, he coaches competitive youth soccer for the Dallas Texans Soccer Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and employs systematic methodologies and oversight controls in its investment process.

Quinn Moser is a CFP® with eight years of industry experience, currently affiliated with Osaic. Prior to joining Osaic in 2024, he worked at Woodbury Financial Services, Hilltop Securities Independent Network, Aim Bank, and Lowe’s Home Improvement. He is a partner and family wealth advisor at Preservation Financial Wealth Management and volunteers on the finance committee of Countryside Bible Church. Osaic serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and third-party managers to construct customized portfolios.

John Bradley Jr is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and bringing 38 years of industry experience. His prior roles include positions at TD Ameritrade, TD Waterhouse Capital Markets, and National Investor Services. He serves as a trustee on the board of the NAPFA Consumer Education Foundation. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to affiliated discretionary SMAs and employs multi-asset model portfolios supported by research and due diligence.

Cynthia Mc Intosh is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and three years of industry experience. Her prior roles include positions at TD Ameritrade and Charles Schwab Bank. Outside of her financial career, she has owned Skullsoap Natural Bath LLC since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory with access to affiliated discretionary strategies and offers integrated custody and brokerage solutions.

Dennis Makus is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked with Charles Schwab Bank and Charles Schwab since 2022, and previously was at TD Ameritrade and CMMS. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Brock Hayward is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at Domino's and Walmart, along with over a decade in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, leveraging multi-asset model portfolios and centralized custody and supervisory structures.

Derrick Gipson is a PWM, Investment Management Consultant at Fidelity Investments. In his current role, he collaborates with clients and their Wealth Management Advisors to develop, implement, and monitor investment strategies tailored to long-term investment goals. Derrick has been with Fidelity Investments since 2011, holding various positions including Financial Representative, Investment Solutions Representative, Retirement Solutions Representative, Client Management Representative, and Portfolio Specialist prior to his current role. This progression reflects his extensive experience within the investment management field. No additional information regarding Derrick's education, credentials, personal interests, or community involvement was provided.

Michael Copeland is a financial advisor with Charles Schwab based in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2010 and at Charles Schwab Bank SSB since 2014. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wealth advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and delivers investment guidance through multi-asset model portfolios and alternative investment options.

Kelly Camarillo is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 designations and 13 years of industry experience. Prior to joining Schwab in 2020, Camarillo worked at USAA Investment Management Company and various USAA financial services divisions from 2017 to 2020, and at H.D. Vest Financial Services from 2014 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm delivers investment guidance via multi-asset model portfolios and offers both non-discretionary and discretionary advisory options within a large, integrated operational structure.

Brian Turbeville is a CFP® and Series 66 credentialed advisor with six years of industry experience. He is currently with Charles Schwab & Co., Inc. and has previously worked at TD Ameritrade Investment Management, Edward Jones, and Capital One Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Christian Galland is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and having 18 years of industry experience. He has been with Charles Schwab since 2017 and previously worked at Scottrade from 2015 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Jonathan Red Fox is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade, Inc. and operated Joseph Red Fox LLC. Outside of his financial career, he is active in music as a DJ and producer. Charles Schwab serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary managed-account services alongside brokerage and custody solutions. The firm’s integrated model utilizes multi-asset portfolios and alternative investment options supported by centralized operations and research.

Michael Ritchie is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior experience includes eight years at TD Ameritrade and three years at Kohl's. He is based in Westlake, Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by centralized custody and order-routing systems.

Nyarai Moore is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 12 years of industry experience. She previously worked at Stifel and Wells Fargo before joining Charles Schwab in 2022. Outside of her advisory role, she has worked as a food delivery driver for Door Dash. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized custody and order-routing operations.

Yujie Zhang is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. Prior to joining Schwab in 2017, Zhang worked at TD Ameritrade from 2007 to 2017. Outside of advisory roles, Zhang was involved with rental property management from 2011 to 2022. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides investment guidance via multi-asset model portfolios and combines non-discretionary client relationships with access to affiliated discretionary separately managed accounts.

Kim Nguyen is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. Nguyen holds Series 66 and Series 63 licenses and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank, N.A. since 2008. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies, delivering services on a non-discretionary basis.

Scott Ross is a Certified Financial Planner (CFP®) with 16 years of industry experience. He is currently with Charles Schwab in Westlake, TX, where he has worked since 2020. Prior to Schwab, he was with USAA in various financial planning and investment management roles from 2014 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary fiduciary advice with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized operational and research resources.

Charley Eubanks is a financial advisor at Charles Schwab with 23 years of industry experience. He holds a Series 66 designation and has previously worked at TD Ameritrade and SWS Financial Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers both non-discretionary advisory recommendations and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Shawn George is a financial advisor with Charles Schwab, holding a Series 66 designation and four years of industry experience. His career includes roles at various Schwab entities as well as Bank of America, Merrill, Fidelity Investments, Frost Bank, and Exeter Finance. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios, written advice policies, and centralized operational infrastructure.

Matthew Kuehler is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at TD Ameritrade and various positions related to Texas A&M University and entrepreneurial ventures. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. Schwab’s scale and integrated structure enable it to provide centralized custody, brokerage, and advisory services alongside a formal alternative investment platform.