Patrick Mendoza is a financial advisor with Osaic Wealth, Inc. in Corona, CA, holding Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at Mariner Independent Advisor Network, LPL Financial, and Northstar Life Services. Mendoza also has a background at Western University of Health Sciences. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, using various asset-allocation tools and portfolio management strategies.

Andrew Mason is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds Series 63 and Series 66 credentials and has prior work experience with Twins Chiropractic and several other firms. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers comprehensive financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, using a variety of portfolio management strategies and platform arrangements.

Marina Randolph is a financial advisor at Merrill with 14 years of industry experience. She holds Series 63 and Series 66 registrations and has worked previously at RBC Wealth Management, Zions Bancorporation, and The Wealth Consulting Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Richard Meeks is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing a comprehensive approach to managing wealth, focusing on listening to clients’ needs and developing personalized financial strategies aligned with their long-term goals. Richard offers access to the investment insights of Merrill Lynch alongside the banking convenience and lending solutions of Bank of America to address various aspects of his clients’ financial lives. His areas of expertise include college education planning, divorce transition planning, employee benefits planning, family wealth management strategies, liquidity management, retirement income and planning, portfolio management services, tax minimization, and managing new wealth. Richard holds a Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the California State University System. Outside of his professional work, he is involved in community volunteering and enjoys activities such as basketball, biking, gardening, golfing, hiking, music, traveling, and watching movies.

Nikki Wang is a Wealth Management Advisor at Merrill Lynch Wealth Management, serving high-net-worth and ultra-high-net-worth clients with a focus on integrated financial strategy and personalized advice. She specializes in working with multi-generation families, entrepreneurs, and senior executives with international business interests, addressing areas such as tax minimization, wealth transfer, traditional and alternative investments, trust and estate planning, family wealth dynamics, and foundation administration. Nikki began her financial services career in 2008 with The Capital Group and brings over 16 years of industry experience. Prior to joining Merrill, she spent twelve years at JPMorgan Chase Bank, where she held various roles including First Vice President. She holds FINRA Series 6, 7, 63, and 66 registrations, California Life and Health Insurance licenses, and professional designations including Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Nikki earned her Bachelor of Arts in Business Economics with a minor in Management from the Paul Merage School of Business at the University of California, Irvine. She is fluent in English and Mandarin. Outside of her professional role, Nikki founded a nonprofit organization at UC Irvine dedicated to professional development and community service. Her personal interests include dancing, interior decorating, and traveling.

Irving Alcibar is a financial advisor with Primerica Advisors in Canyon Lake, CA, holding Series 63 and Series 65 licenses and four years of industry experience. He has been with Primerica Advisors since 2022 and also has experience at Primerica Financial Services and Martin Brower. Outside of advisory duties, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-driven strategies and selectively managed accounts primarily for individual and high-net-worth clients, operating under a tiered wrap-fee structure and utilizing third-party asset managers and custodians.

Jason Somrak is a ChFC® credentialed financial advisor with Edward Jones in Mission Viejo, CA, where he has worked for 15 years. He holds the Series 66 license and has focused his entire industry experience at Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Jamie Lee Gehrmann is a financial advisor with Edward Jones in Lake Forest, CA, holding a Series 66 designation and beginning her industry experience in 2024. Prior to joining Edward Jones, she worked in various roles across multiple industries including security services, fitness, construction, and tax preparation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory solutions including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a nationwide network of financial advisors and branch offices.

Robert Brown is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joseph Micalizzi is a financial advisor with Primerica Advisors in Corona, CA, holding Series 63 and Series 65 designations and over 32 years of industry experience. He has been with Primerica Advisors since 1994 and with Primerica Financial Services since 1993. His other business activities include sales of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients, offering model-driven portfolio management with support from third-party asset managers and custodians. The firm operates at scale with thousands of advisors and offices, managing approximately $15.5 billion in assets.

Fadia Chandler is a financial advisor with Merrill in Irvine, CA, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2005. Outside of her advisory role, she sells personal clothing items and accessories on Poshmark. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Veronica Pfohlman is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses. She has been with Primerica Advisors since 2025 and has a background that includes roles in education and tax preparation. Outside of her advisory work, she has experience in educational and tutoring services. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options to individual and high-net-worth clients within a wrap-fee structure. The firm curates third-party asset managers and uses an independent due-diligence process to oversee its investment offerings.

Henry Hernandez is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at UBS Financial Services and various Wells Fargo entities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical for large institutional advisers.

Han Mao is a Senior Financial Advisor with Merrill Lynch Wealth Management. She began her financial services career in 2003 and brings extensive experience in family wealth management, retirement planning, portfolio management, and socially responsible investing. Han works closely with clients to develop comprehensive wealth strategies tailored to their individual needs, focusing on connecting all aspects of their financial life to help prioritize and achieve their goals. Han holds a Bachelor's Degree from California State University and is a Personal Investment Advisor (PIA). Fluent in English and Vietnamese, she has worked with clients and their families for over 20 years and serves a diverse clientele including endowments, foundations, non-profits, and business owners. Outside of her professional role, Han is active in community volunteering and enjoys boating, cooking, reading, swimming, traveling, and yoga. She values family time with her husband and two children.

Joseph Trabert is a financial advisor with Osaic Wealth, Inc. based in Corona, California. He holds Series 63 and Series 65 credentials and has 26 years of industry experience. Prior to joining Osaic in 2024, he spent 16 years at Securities America, Inc. and has been president of Kei Financial, an insurance sales business, since 1999. As part of his practice, he conducts risk analyses of clients’ insurance coverage to identify and address potential exposures. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing a variety of tools and third-party resources to construct diversified portfolios tailored to client needs.

Yasmin Palencia Perez is a financial advisor at Merrill with a Series 66 credential and has less than one year of industry experience. Her prior work includes positions at Bank of America, N.A., 24Hr Care Services, and involvement with academic institutions such as the University of California, Riverside, and California State University of San Bernardino. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shane Mc Coy is a financial advisor with Edward Jones in Wildomar, CA, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Bank of America, Merrill, the University of Redlands, and the Fontana Police Department. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Stephanie Mondragon is a financial advisor with Merrill in Lake Elsinore, CA, holding a Series 66 designation and nine years of industry experience. She has been affiliated with Bank of America and Merrill since 2015. Outside of her advisory role, she owns Momma Mondragon's Macarons, a family-run LLC specializing in macarons. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Morgan is a financial advisor at Ameriprise with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Mass Mutual Investors Services, LPL Financial, and Trilogy Financial Services. Morgan is based in Tustin, CA. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered by a centralized consulting team in partnership with client advisors.

Craig Skelly is a financial advisor with Stifel in Irvine, CA, holding Series 63 and Series 65 credentials and 41 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2013. Outside of his advisory role, he plays guitar and manages the Breakaways Surf Band and the Curl Riders Surf Band. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning guidance.