Steven Bailin is a financial advisor with LPL Financial based in Westlake Village, CA, holding a Series 63 designation and 39 years of industry experience. His prior experience includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, employing a variety of investment strategies and supporting over 22,800 advisors.

Narayan Pallavur is a Series 66 licensed financial advisor with 12 years of industry experience. He is currently with UBS Financial Services, where he has worked since 2023, following a decade at Bank of America and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocations to tailor strategies aligned with clients’ goals and risk tolerances.

Chase Walian is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked at Third Bridge US Inc. from 2022 to 2023. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, manager and fund searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michaela Rauscher is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. She previously worked at Western International Securities, Inc. for 13 years and Merrill for 5 years. She also operates a non-variable insurance agency, Michaela Rauscher Insurance Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Ruthi Hymes is currently the Vice President, Wealth Planner at Fidelity Investments, a role she has held since 2023. Prior to this position, she worked as a Financial Consultant at Fidelity Investments from 2021 to 2023. Earlier in her career, she was a Financial Advisor at Northwestern Mutual from 2018 to 2020. She holds a California Insurance License. In her role, Ruthi focuses on developing comprehensive financial plans tailored to individual client needs, emphasizing honesty, integrity, and transparency. She is committed to working closely with clients to achieve their financial goals through careful planning and implementation. Outside of her professional responsibilities, Ruthi enjoys skiing, theater, and traveling.

Russell Suede is a CFP® and PFS™ with 37 years of industry experience, currently affiliated with LPL Financial in Agoura Hills, CA. He has been with LPL Financial since 2002 and also works with The SRA Group since 2009. Outside of his advisory role, he is involved with tax preparation and accounting services through the KAS Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a wide range of financial planning and investment solutions, including third-party asset management and institutional platforms, with a focus on both discretionary and non-discretionary account management.

Seth Haye is a financial advisor with Morgan Stanley in Westlake Village, CA, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and at Citigroup Global Markets since 2004. Outside of his advisory role, he serves in an oversight capacity at Pepperdine University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Sandra Matson is a financial advisor with Ameriprise in Newbury Park, CA, holding a Series 66 designation and three years of industry experience. She previously worked at Edward Jones for seven years. Outside of her advisory role, she has involvement in single-family real estate ownership in Klamath Falls, OR. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notably offering a Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Jason Artof is a CFP® professional with 21 years of industry experience, currently advising clients through LPL Financial since 2022. His prior roles include positions at Wells Fargo Advisors Financial Network, Morgan Stanley, and Citigroup Global Markets. Outside of his advisory role, he acts in a fiduciary capacity for ARTIEA Capital Management 401K. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Craig Johnson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. His prior roles include positions at Western International Securities, J.P. Morgan Securities, Chase Investment Services, and Wamu Investments. He serves as a board member for the Tri-counties Regional Center, a nonprofit organization in Santa Barbara, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. It offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Joel Chitiea is a financial advisor with LPL Financial in Westlake Village, CA, holding Series 63 and Series 65 credentials and 46 years of industry experience. He previously worked at Wells Fargo Advisors Financial Network, Morgan Stanley, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management access, and institutional platforms.

James Shipe is a Series 66-registered financial advisor with seven years of industry experience. He has worked at Cetera and Cetera Advisors LLC since 2024 and previously spent six years at Edward Jones. Outside of his advisory role, he serves as an elected board member of the Rotary Club of Westlake Village. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services through a nationwide network of over 10,000 independent advisors. The firm serves a diverse client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts.

Brett Goldberg is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Wells Fargo Advisors, UBS Financial Services, and Merrill. Outside of finance, he is involved in a wine storage business based in Boise, Idaho. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment solutions including financial planning, model portfolio programs, and institutional platforms, supporting advisors with research tools and a broad array of services.

Jerome Belkin is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Charles Schwab Bank for 13 years. Outside of his advisory role, he serves as Vice President of the Fairfield Homeowners Association in Camarillo, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Cecilia Ramos is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She previously worked at JPMorgan Chase Bank and JP Morgan Securities LLC from 2013 to 2022 before joining Wells Fargo in 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with options for both non-discretionary and discretionary plan management, including insurance-related investment vehicles and bank deposit sweep options.

Alicia Stuart Chambers is a Financial Advisor with Merrill Lynch Wealth Management. In her role, she focuses on understanding clients' individual needs to develop strategies that support their short-term, mid-term, and long-term financial goals. Alicia offers guidance on a range of financial topics, including investing, retirement planning, and preparing for unexpected events. She also facilitates access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Alicia holds a Bachelor's degree from Vanguard University of Southern California and a Master's degree from the University of Arizona. She is a Personal Investment Advisor (PIA) and utilizes her expertise to provide ongoing advice and guidance tailored to each client's evolving needs. Beyond her professional commitments, Alicia is involved with the Los Angeles Dodgers Foundation.

Richard Ryan is a financial advisor with Morgan Stanley, holding a Series 63 designation and over 45 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Christian Gomez is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds Series 65 and Series 66 designations and has previously worked at Genter Capital Management, Capital Research and Management Company, and JPMorgan Chase Bank. Gomez also spent time affiliated with the University of Southern California and California Lutheran University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Michael Takvorian is a financial advisor at Merrill with 45 years of industry experience. He has been with Merrill since 1981 and has also worked at Bank of America since 2009. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as co-trustee of the Takvorian Family Trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Armen Doyan is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 designation and possessing eight years of industry experience. He has been with Morgan Stanley since 2017, including work at Morgan Stanley Private Bank, N.A. before his current role. Morgan Stanley Wealth Management provides a broad range of advisory services to individuals and institutions, offering customized financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through various programs, including those for corporate clients.