Thomas Knowlton is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with the firm and its affiliate, Massachusetts Mutual Life Insurance Company, since 1993. Outside of his advisory role, he is the owner of Knowlton Benefits Consultants, Inc., and serves as treasurer of the Boll Weevil Charity Foundation, is on the board of directors for Courage Through Cancer, and acts as Scout Master for Troop 86. MML Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm’s approach includes annual collaborative financial planning engagements using firm-approved analytical tools, with implementation of recommendations conducted through separate brokerage or insurance arrangements.

Brenda Hatmaker is a financial advisor at UBS Financial Services with 40 years of industry experience. She holds the Series 63 and Series 65 designations and has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, delivering advisory services supported by proprietary research and model-based asset allocations.

Kendall Craig is a financial advisor at Merrill with three years of industry experience. He holds the Series 66 designation and has worked at several firms, including First Horizon Advisors and MSM Solutions. Outside of finance, he has experience running a Nutrition Bar business and has held academic roles at the University of Memphis and Mississippi State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

John Lynn is a financial advisor with UBS Financial Services in Memphis, TN, holding a Series 63 designation and 39 years of industry experience. He has been with UBS since 1987. Outside of his advisory role, he owns rental properties that serve University of Memphis students. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, providing a broad range of capital markets services and proprietary research to tailor investment solutions.

Elliot Kiersky is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2009. Outside of his advisory role, he serves on the board of directors for the Jewish Foundation of Memphis, a philanthropic organization supporting Jewish families in the Memphis area. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and research resources.

Elian Levatino is a CFP®-certified financial advisor with 13 years of experience, currently associated with LPL Financial since 2013. He is based in Memphis, TN. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, including model portfolios, third‑party asset management, and institutional platforms, supported by advisor-facing tools and a comprehensive non-advisory financial services network.

Edwin Cultra III is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His career includes roles at Northwestern Mutual Wealth Management Company and Mass Mutual Life Insurance Company. Outside of his advisory work, he is involved as a sales agent for Stewardshipp Planning Partners, focusing on life and health insurance. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures its planning engagements as annual, collaborative relationships using firm-approved software and offers various event-driven planning programs.

Jaime Munz is a financial advisor with Edward Jones in Collierville, TN, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones, Munz worked for eight years at the YMCA of Memphis and the Mid-South. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Nicholas Mc Caleb is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds the Series 66 designation and has previously worked at Cetera and Loflin Yard. Outside of finance, he was involved with the West Alabama Soccer Officials Association for two years. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved tools to analyze client goals and deliver written recommendations.

Clarence McClain is a financial advisor at LPL Financial with 10 years of industry experience. He holds a Series 66 designation and has worked at several firms, including First Horizon Advisors, Fidelity Investments, Raymond James & Associates, and Northwestern Mutual. Outside of his advisory role, he is the owner of McClain Financial Group LLC and LMM Wellness LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research tools and a large network of advisors.

Brian Holladay is a Senior Financial Advisor with Merrill Lynch Wealth Management. With over seventeen years in the industry, he focuses on a comprehensive approach to managing wealth, collaborating closely with clients to define their goals and develop strategies that align with their financial objectives. His areas of expertise include equity compensation services, family wealth management strategies, legacy planning, small business strategies, and retirement income planning. Brian holds a Bachelor's degree from the University of Mississippi and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) certifications. He combines access to Merrill's investment insights and Bank of America's banking services to address various aspects of clients' financial lives. He lives in Memphis with his wife Molly, and in his personal time, he enjoys basketball, football, golfing, skiing, and traveling. Brian is also involved with the Boys and Girls Club of Greater Memphis as part of his community involvement.

Thomas Lambert is a financial advisor with LPL Financial in Memphis, TN, holding the Series 66 designation and one year of industry experience. He has prior experience at Morgan Stanley and First Horizon Bank, and has worked in various roles connected to the University of Tennessee, Knoxville. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a broad range of strategies with both discretionary and non-discretionary account management.

John Matthews is a financial advisor with Mass Mutual Investors Services in Memphis, TN. He holds a Series 66 designation and has three years of industry experience. His prior work includes roles at MassMutual Life Insurance Company and Strategic Financial Partners, among others. Matthews also has experience outside of finance, having been employed at Mossy Oak Golf Course and in education at Mississippi State College and Jones County Jr. College. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts and educational seminars, with financial planning engagements structured as annual, collaborative relationships focusing on client goals and investment strategy recommendations.

Charles Mckinney is a financial advisor at LPL Financial with 17 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2021. Outside of his advisory role, he actively participates in lacrosse organizations, including the Tennessee Girls Lacrosse Association and White Station High School Girls Lacrosse, and serves as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and various operational tools.

Charles Lynn III is a financial advisor with Wells Fargo Clearing in Memphis, TN. He holds Series 63 and Series 65 designations and has two years of industry experience. Prior to his current role, he worked at Wells Fargo Bank and has experience in other sectors including a position at Storyville Coffee. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with more than 14,000 advisors and offers both brokerage and advisory solutions supported by extensive research and analytics.

Colin Miller is a ChFC® credentialed financial advisor with 34 years of industry experience, currently with Cambridge Investment Research Advisors. He has worked with Cambridge Investment Research, Inc. and Red Oak Capital Managers since 2007. Outside of his advisory role, Miller serves as Camp Commander for the Robert E. Lee Camp #1640 of the Sons of Confederate Veterans, a historical-focused civic group in Germantown, Tennessee. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management options and proprietary and third-party investment strategies.

Richard Coleman is a financial advisor with LPL Financial located in Memphis, TN. He holds Series 63 and Series 66 licenses and has 41 years of industry experience. His prior work includes roles at First Tennessee Brokerage and Ftb Advisors, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Guy Loftin is a financial advisor with LPL Financial in Memphis, TN, holding Series 63 and Series 66 designations and bringing 44 years of industry experience. He has been with LPL Financial (formerly LINSCO Private Ledger) since 2006 and previously worked at UBS Financial Services from 2004 to 2006. Outside of his advisory role, he serves as a board member of the Olive Branch Country Club in Olive Branch, MS. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm offers a wide range of financial planning and investment management options to individuals, retirement plans, banks, trust companies, and institutions.

Charles Durham II is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

John Skinner is a Series 66-licensed financial advisor with Raymond James & Associates, based in Memphis, TN. He has 14 years of industry experience and has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services with a primarily non-discretionary approach.