Tomas Czernek is a financial advisor with Primerica Advisors in Nashville, TN, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2012. Outside of advisory work, he owns Czernek Financial, LLC and CZ Global, LLC, entities related to his Primerica business activities. Primerica Advisors primarily serves individual investors, including high-net-worth clients, as well as corporate and charitable clients through a wrap-fee asset management program that utilizes model-driven strategies managed by unaffiliated asset managers.

Clinton Allen is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. His previous roles include positions at Ameriprise Financial Services, Inc., First Citizens Investor Services, and United Community Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Michael Maroni is a Senior Financial Advisor and Managing Director at Merrill Lynch Wealth Management, where he has been serving clients for over 31 years. He leads a team of 10 professionals based on Bainbridge Island, Washington, assisting clients across 32 states with managing their wealth and achieving their financial goals. His approach emphasizes listening closely to clients to tailor strategies that align with their unique objectives. His expertise spans retirement income, legacy planning, portfolio management services, and tax minimization. Michael's career began at Merrill Lynch in 1990, and after over a decade in advisory roles and management, he returned to direct client engagement. He now leads a multigenerational team focused on serving retirees, executives, business owners, and their families. Michael holds a Bachelor's Degree from Vanderbilt University and the Personal Investment Advisor (PIA) designation. He has served as a board member of Big Brothers Big Sisters in Puget Sound and is involved with the Cold Water Conservation Board of Trout Unlimited. Outside of work, he enjoys boating, fishing, golfing, and spending time with his family.

Christian Sarver is a financial advisor with LPL Financial, holding Series 66 and Series 63 credentials and eight years of industry experience. He has worked at LPL Financial since 2022 and has prior experience with firms including Edward Jones and Luken Investment Analytics. Outside of advisory work, he is a contract driver for Uber Eats. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios, providing both discretionary and non-discretionary management options.

Nicole Mcleod is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 18 years of industry experience. She has been with Raymond James & Associates since 2013. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both discretionary and non-discretionary advisory relationships.

Bryce Snyder is a financial advisor with Raymond James Financial in Nashville, TN. He holds a Series 66 designation and has recently started his career in the industry. Prior to joining Raymond James, he worked in various roles including positions at WestPac Wealth Partners and Park Avenue Securities LLC, as well as non-financial roles at educational and recreational institutions. He is also involved with Adams Wealth Partners, a non-investment-related business. Raymond James Financial Services Advisors provides financial planning and investment consulting to individual and institutional clients, including high-net-worth investors and public entities. The firm offers tailored, non-discretionary advisory services and supports small business retirement plans through its SIMPLE IRA Employer Advisory & Consulting Services program.

Kenneth Ford is a CFP® professional with 18 years of industry experience, currently affiliated with Raymond James Financial in Nashville, TN. He previously worked at LPL Financial for nine years and is associated with Pinnacle Asset Management as an associate. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and institutional entities, providing financial planning and non-discretionary investment consulting supported by firm research and an extensive affiliate network.

Mitchell Nini is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2014. Prior to his current role, he has worked at Bank of America, N.A. since 2022. Merrill provides managed account services through the Select Portfolio Solutions program to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm operates within Bank of America’s broader platform, providing access to a wide array of products and services.

Douglas Brown is a financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones, he worked at DaVita Kidney Care for seven years and has experience with Little Caesars and the Tennessee Army National Guard. He serves on the Town of Smyrna Packaged Liquor Board, where he participates in decisions regarding packaged liquor licenses. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients. The firm offers a range of investment advisory programs and managed solutions, supported by a large network of financial advisors and branch offices across the United States.

Gary Rzucidlo is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds the Series 66, Series 63, and Series 65 licenses. Prior to joining J.P. Morgan Securities and J.P. Morgan Chase Bank in 2019, he worked at Bank of New York Mellon for nine years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework to its investment recommendations.

Jason Jacobs Jr. is a Series 66-registered financial advisor at Merrill with two years of industry experience. His prior work includes roles at Bank of America and Merrill Lynch, Pierce, Fenner & Smith Incorporated, as well as a period in the hospitality sector at 12th Man Sports Pub. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Susan Biederstedt is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and four years of industry experience. Her career includes roles at JPMorgan Chase Bank and Meridian Hills, as well as involvement with educational institutions and nonprofit programs such as Culver Academies, Denison University, and the Washington Township Tennis Program. She also worked with Sweet Things Chocolate, reflecting a diverse range of professional experiences outside finance. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, emphasizing asset-allocation advice and manager searches. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Chase Mehaffey is a financial advisor with Raymond James & Associates based in Nashville, TN. He holds Series 63 and Series 65 designations and has two years of industry experience. His prior work includes roles at Trinity Wealth Securities, Florida Financial Advisors DBA Tristate Financial Advisors, and involvement with the Cocktail Collection. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base—including individuals, institutions, and public entities—offering wealth advisory planning, investment consulting, and specialized municipal and public finance services.

Crystal Beastrom is a financial advisor at Merrill with a Series 66 credential and five years at the firm, following nine years at Truist. She serves as the secretary on the board of the Chickering Homeowners Association in Atlanta, where she participates in governance and meeting documentation. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of individual and institutional clients.

Mattias Sebsbie is a financial advisor at Merrill with Series 65 and Series 63 credentials and one year of industry experience. He has held prior roles at Bank of America, Trinity Wealth Securities, and Florida Financial Advisors, where he also worked as a financial consultant. Sebsbie has experience in fixed insurance sales alongside his advisory duties. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm’s integration with Bank of America’s broader platform allows access to a wide set of products and services.

Jason Retzlaff is a CFP®-certified financial advisor with seven years of industry experience, currently working at Edward Jones since 2019. Prior to joining Edward Jones, he worked at HTI Technology, Inc. from 2016 to 2019. He holds a Series 66 license and is based in Murfreesboro, TN. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and corporate clients. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jason Porter is a financial advisor at Merrill with seven years of industry experience. He holds Series 63 and Series 66 credentials and worked previously at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Outside of his advisory role, he is a musician at North Coast Church, where he plays guitar during services. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

William Lange is a Senior Financial Advisor and partner on a 13-member Merrill Lynch Wealth Management team based in Nashville and Philadelphia. He serves affluent families, corporate executives, business owners, and successful individuals across most parts of the US. His team focuses on delivering the personal attention of a boutique firm while leveraging the global resources and capabilities of Merrill and Bank of America. His expertise includes equity compensation services, family wealth management strategies, international wealth management, managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. William's background in medicine has enhanced his passion for assisting physicians, biotech professionals, and others in the sciences with wealth planning strategies to navigate complex financial situations and achieve their short- and long-term objectives. William holds a Bachelor's Degree from Davidson College and maintains professional designations including Certified Financial Planner (CFP), Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional pursuits, he enjoys cooking, hiking, spending time with his family, and traveling.

Jacqueline Harris is a financial advisor with Thrivent Investment Management and holds the Series 66 designation. She has been with Thrivent and its related entities since 2026, previously working at Baird in 2025. Her background includes multiple roles in education prior to entering the financial industry. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers flexible engagement options and integrates planning with managed-account programs while maintaining separation between these services.

Douglas Smith is a financial advisor with Ameriprise in Brentwood, TN, holding a Series 63 designation and over 31 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of advising, he is involved in business ownership through Overlook Business Partners, LLC. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with significant investable assets, providing tailored Recommendation Reports that address income, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to support its advisory process while emphasizing the use of Ameriprise-managed accounts.