Kelvin Kwan is a financial advisor with Liberty Wealth Management, LLC, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked at Liberty Wealth Management since 2018 and has previous experience with AE Financial Services, LLC and Granite Bay Asset Management. Outside of Liberty, he is also involved as a registered representative with AE Financial Services. Liberty Wealth Management, LLC is an SEC-registered advisory firm serving individuals, trusts, estates, retirement plans, corporations, and other entities. The firm employs a combination of centrally developed models and adviser-developed strategies, utilizing quantitative and fundamental analysis to build diversified portfolios that may include mutual funds, ETFs, fixed income, real estate, and private market investments.

Matthew Beck is a financial advisor at Brio Financial Group with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for American Century Investment Services, Inc. for 10 years before joining Brio in 2021. Brio Financial Group serves individuals, trusts, retirement plans, and business entities, offering asset management, financial planning, and consulting services. The firm provides discretionary portfolio management through a wrap fee program and delivers a broad range of consulting services including estate and tax planning, mortgage and debt analysis, and corporate structure advice.

Hayley Curtis is a financial advisor at Frec with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley for seven years combined, alongside her current roles at Frec Securities LLC, Frec Advisers LLC, and Frec Markets, Inc. Curtis was previously involved with Fountain of Life Africa (The Giving Exchange) and the California Academy of Sciences. Frec Advisers is an SEC-registered investment adviser that provides automated, software-based portfolio management through its web and mobile platform, serving retail individuals and various entity clients. The firm’s model-driven investment process offers customizable direct indexing, tax-loss harvesting, and hedging strategies, requiring clients to maintain margin brokerage accounts with its affiliate Frec Securities.

Caleb Luis is a financial advisor at Aspirean Wealth, LLC with one year of industry experience. He holds a Series 65 designation and has prior work experience at Sports Basement and Rolling Hills Club. Aspirean Wealth provides advisory services to individuals, high net worth clients, and employer-sponsored retirement plans, focusing on long-term, asset-allocation-driven strategies using broadly diversified, passively managed mutual funds and ETFs. The firm manages approximately $195 million in assets and utilizes third-party money managers within a team of four advisors.

Katrina Hermanson is a financial advisor at Twin Peaks Wealth Advisors with seven years of industry experience. She holds a Series 66 designation and has previously worked at LPL Financial and Cambridge Investment Research. Twin Peaks Wealth Advisors is a multi-advisor team managing approximately $585 million for individuals, high-net-worth families, trusts, retirement plans, and other entities. The firm’s investment approach focuses on strategic asset allocation using ETFs and institutional mutual funds, with tactical overlays and ongoing rebalancing, primarily delivered through discretionary separately managed accounts and householded relationships.

Thomas Piro is a CFP® with 11 years of industry experience, currently serving as an advisor at Osborne Partners since 2021. His prior experience includes roles at Baker Avenue Asset Management LP and The McBride Group. He is a board member of the Italian Athletic Club Foundation, where he helps plan community events focused on Italian culture and history in San Francisco. Osborne Partners manages approximately $2.36 billion for individuals, families, trusts, foundations, and retirement plans, offering personalized, actively managed portfolios and integrated financial planning. The firm employs a range of global allocation strategies and serves as a sub-adviser to other investment advisers, including operating an affiliated private hedge fund.

Don Eidam Jr. is a CFP® with 29 years of industry experience and has been with Roof Eidam Maycock Peralta LLC since 2009. He is based in San Francisco, CA, and holds a Series 63 designation. Roof Eidam Maycock Peralta LLC serves individual investors, charitable organizations, and institutional clients by providing discretionary investment management, financial planning, and retirement plan consulting. The firm builds customized portfolios using a combination of fundamental, technical, and cyclical analysis and manages accounts exclusively on a wrap-fee basis, covering trading costs for wrap clients.

Nicholas Safrit is a CFP® with 21 years of industry experience, currently serving at Westhill Financial Advisors, Inc. since 2020. Prior to joining Westhill, he worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. WestHill Financial Advisors offers personalized financial planning, investment management, and pension consulting to individuals, trusts, estates, businesses, non-profits, and retirement plans. The firm employs a strategic asset allocation process using a core-and-satellite approach and provides tailored portfolios based on clients’ risk tolerance, time horizon, tax considerations, and liquidity needs.

Charles Gehring is a CFA® charterholder with 27 years of industry experience. He has been with Mission Creek Capital Partners, Inc. since 2009. The firm serves institutional and private clients, including pension plans, endowments, foundations, executives, entrepreneurs, and pooled investment vehicles. Mission Creek combines a core-and-satellite investment approach with fundamental analysis and economic overlays, offering discretionary portfolio management, wealth planning, sub-advisory services, and specialized private equity distribution and post-venture management.

Alexandra Sandberg is a CFP® and ChFC® credentialed financial advisor with 11 years of industry experience. She is currently with Osborne Partners and has previously worked at Moss Adams Wealth Advisors, TIAA-CREF, and UBS Financial Services. Osborne Partners Capital Management offers discretionary and non-discretionary investment management and integrated financial planning to a diverse client base, including individuals, families, trusts, foundations, and corporations. The firm focuses on actively managed, globally diversified multi-asset portfolios and is notable for managing affiliated private pooled investment vehicles and providing performance-based fee arrangements.

John Bankovitch is a financial advisor at RB Capital Management, LLC with 24 years of industry experience. He previously worked at Portsmouth Financial from 2011 to 2024 and concurrently at Arete Wealth Management since 2024. RB Capital Management serves individual and institutional clients, including high-net-worth individuals, corporations, trusts, foundations, and retirement plans. The firm focuses on fee-based investment management with an emphasis on hedged strategies and managed fixed-income portfolios, combining equities, fixed income, and alternative investments alongside personalized financial planning.

Kenneth Frier is a CFA® charterholder with five years of industry experience. He has been with Atlas Capital Advisors Inc. since 2021 and previously worked at SECOR Asset Management from 2017 to 2021. Atlas Capital Advisors is an independent investment adviser serving individuals, high-net-worth families, family offices, pension plans, trusts, foundations, and other institutions. The firm provides discretionary wealth management, financial planning, and tax-aware portfolio management using fundamental, technical, and quantitative analysis, with a focus on separately managed accounts.

Vishal Kumar is a financial advisor with Twin Peaks Wealth Advisors in San Francisco, holding a Series 66 designation and 14 years of industry experience. He previously worked at LPL Financial for seven years before joining Twin Peaks Wealth Advisors in 2022. Twin Peaks Wealth Advisors is a multi-advisor team managing approximately $585 million for individuals, families, trusts, and retirement plans. The firm focuses on strategic asset allocation using ETFs and institutional mutual funds, employing discretionary separately managed accounts and leveraging specialized strategies including direct indexing and a cryptocurrency sub-advisory program.

Jonathan Rushton is a Series 65-licensed financial advisor at Brio Financial Group with three years of industry experience. Before joining Brio Financial Group in 2025, he worked at Corient and Portola Partners. Outside of his advisory role, Rushton coaches young children in multiple sports through the Volo Kids Foundation, a nonprofit supporting free sports programs for kids. Brio Financial Group serves individuals, trusts, retirement plans, and business entities, offering asset management through a wrap fee program as well as financial planning and consulting services that include estate and tax planning, mortgage analysis, and corporate structure advice. The firm combines discretionary portfolio management with sub-advisers and emphasizes a broad consulting approach alongside traditional investment management.

Ryan Cole is a CFP® with 12 years of industry experience, currently serving as an advisor at Citrine Capital, LLC since 2014. He holds Series 63 and Series 65 licenses and is also a Manager on the Board of Managers at HFP Corpus Partnership. Citrine Capital serves individual and high-net-worth clients as well as small businesses, offering investment management alongside financial planning and related services such as tax return preparation and estate planning reviews. The firm employs a diversified, tax-aware investment approach within a Modern Portfolio Theory framework and manages accounts on a discretionary basis with ongoing portfolio oversight.

Sonia Von Berg is a financial advisor at Osborne Partners with a Series 65 designation and one year of industry experience. She has been with Osborne Partners Capital Management, LLC since 2011. Osborne Partners manages approximately $2.36 billion for individuals, families, trusts, foundations, retirement plans, and other entities, offering personalized, actively managed investment portfolios and integrated financial planning. The firm also serves as a sub-adviser to unaffiliated advisers and sponsors an affiliated private pooled investment vehicle.

Richard Speed is a financial advisor at McClurg Capital Corporation with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with McClurg Capital since 1998. In addition to his advisory role, he has worked as a history professor at California State University since 1992. McClurg Capital provides investment advisory and portfolio management services to individuals, trusts, pension and profit-sharing plans, IRAs, endowments, and charitable organizations. The firm constructs customized portfolios for each client, emphasizing asset-class diversification, bond laddering, and tactical cash management, with daily oversight and quarterly performance reporting.

Michael Worthington is a Series 66-licensed financial advisor with 10 years of industry experience. He has worked at Stonebridge Financial Group since 2026 and previously spent a decade with Equitable Advisors and AXA-Advisors. Stonebridge Financial Group serves individuals, families, business owners, and employer plan sponsors, offering discretionary wealth management, financial consulting, and retirement plan advisory services. The firm applies a combination of quantitative and qualitative analysis and uses a variety of investment vehicles, managing approximately $896 million in discretionary assets.

Christopher Atkeson is a financial advisor with Delta Investment Management, LLC in San Francisco, holding a Series 65 designation. He joined Delta in 2026 after seven years at Badger Meter and prior experience at Southern Glazer's Wine & Spirits and UC Berkeley. Delta Investment Management provides discretionary investment management and consulting services to individuals, institutions, trusts, and pension plans, and serves as a subadvisor to other advisory firms. The firm offers a range of strategies including systematic ETF rotation, concentrated equity mandates, and alternative investments, integrating financial planning into its asset management services.

Michael Sondag Jr. is a financial advisor at Main Street Research LLC with one year of industry experience. He holds a Series 65 credential and has been with Main Street Research since 2020. The firm manages approximately $2.38 billion for about 920 clients, offering wealth management and consulting services to individuals, families, foundations, and institutional clients. Main Street Research employs a multi-advisor approach, combining fundamental, quantitative, and technical analysis to build discretionary portfolios primarily using individual securities, with selective ETF use and ESG factor scoring for clients who request it.