Keith Bouchard is a financial advisor with Merrill in Annapolis, MD, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Merrill since 2007. Outside of his advisory role, he occasionally assists with a family-owned small business, Annapolis Market House. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Monica Brown is a ChFC® credentialed financial advisor with 34 years of industry experience. She has worked at OSAIC since 2023 and previously spent 14 years at Fsc Securities Corporation. Outside of her advisory role, she teaches group exercise classes at the YMCA of Central Maryland. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with various investment platforms, utilizing asset-allocation tools and third-party managers to construct portfolios tailored to client needs.

Aaron Burleson is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at M&T Securities, Ameriprise, and Truist Investment Services. Burleson is based in Severna Park, MD. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset managers, and institutional platforms.

Howard Ulmer III is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 36 years of industry experience. Prior to joining Raymond James in 2019, he worked at Wells Fargo Clearing Services LLC for 14 years. Outside of his advisory role, he is an active musician, performing as a guitarist and singer. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm focuses on non-discretionary planning tailored to client goals, utilizing various analytical tools and supports municipal and public-finance work alongside targeted advisory programs.

Kevin Link is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked with Cetera and its affiliates since 2021 and previously spent seven years at VOYA Financial Advisors. He is also the president and owner of Link Financial Corp and volunteers with the St. Agnes Hospital Charitable Foundation’s finance committee. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform, supporting discretionary and non-discretionary strategies across multiple program structures and custodial relationships.

Marjorie Inden is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds the Series 63, Series 65, and Series 66 credentials and has been with Morgan Stanley and its affiliated entities since 2008. Morgan Stanley Wealth Management provides advisory services and financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s investment approach includes structured planning tools and utilizes methods such as Monte Carlo simulations and secular return estimates to model financial outcomes.

Wylie Rice is a financial advisor with Equitable Advisors in Columbia, MD, holding a Series 66 designation and eight years of industry experience. Prior to joining Equitable Advisors in 2018, he worked at AXA Advisors LLC and held positions at Johns Hopkins University and its Department of Cognitive Neurology. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party managers.

David Morton is a financial advisor with Wells Fargo Clearing who holds Series 63, 65, and 66 licenses and has 39 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC for seven years. Outside of his advisory role, Morton is a majority owner of James A Morton & Sons Funeral Home and serves as a personal representative and co-trustee for various estates and trusts. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets through a network of over 14,000 financial advisors.

Calvin Heinle is a Series 66-credentialed advisor at Edward Jones with one year of industry experience. His background includes roles at Edward Jones and prior employment at West Virginia University and River Forest Country Club. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

John Jilek is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Edward Jones since 2000. He conducts retirement training classes for government employees as a contract trainer with the National Institute of Transition Planning. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

David Butler is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Morgan Stanley & Co. Incorporated, and Merrill. He is also co-trustee of a family trust related to Gibson Island, Maryland. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from the Wells Fargo Investment Institute and third-party databases in its investment approach.

Randall Zinn is a financial advisor with Mass Mutual Investors Services, holding Series 63 and 65 licenses and bringing 38 years of industry experience. He previously worked at Metlife Securities Inc. for 30 years and has been with Mass Mutual Investors Services since 2017. Zinn is also an agent involved in life insurance, health, fixed annuities, and long-term care. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs collaborative, software-supported planning methodologies and offers specialized programs including estate-settlement and event-driven employer-sponsored planning.

Brandon Myers is a CFP® with eight years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. His prior roles include positions at Wells Fargo and Merrill Lynch. Outside of finance, his background includes work in the hospitality and restaurant industries. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm uses a quantitative asset-allocation process combined with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

James Hurley is a financial advisor with Wells Fargo Clearing in Columbia, MD, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has been with Wells Fargo Clearing since 2016, following prior roles at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Outside of his advisory work, Hurley is involved in managing rental properties jointly owned with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

David Deeter is a financial advisor with OSAIC, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Royal Alliance Associates, Bank of America, Merrill, the USPS, and Rogers Jewelers. OSAIC serves a diverse client base including individual investors, corporations, pension plans, and charitable organizations through a large network of affiliated advisers. The firm provides a range of services such as brokerage, investment advisory, financial planning, and access to third-party money managers, utilizing asset-allocation tools and automated rebalancing to construct diversified portfolios.

Barbara Zelensky is a financial advisor at Merrill with a Series 66 credential and has recently started her career in the industry. She has previous experience at the University of Maryland and Brave Generation Academy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Debra Harrell is a Senior Financial Advisor with Merrill Lynch Wealth Management and a member of the Harrell Group based in the Annapolis office. She joined Merrill Lynch in 1997 and serves as a Portfolio Manager, managing personalized and defined investment strategies on a discretionary basis. Debra’s work focuses on helping affluent and high-net-worth clients as well as small businesses and non-profit organizations by developing customized wealth management plans that address personal retirement planning, college education planning, family wealth strategies, retirement income, tax minimization, and portfolio management services. Debra holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. She earned an associate’s degree from Anne Arundel Community College. The Harrell Group takes a holistic approach to wealth management, utilizing resources from Merrill and Bank of America to provide services that include retirement and wealth transfer planning, home financing, business lending, education planning, insurance, and banking. Debra and her team emphasize building strong client relationships through careful information gathering and disciplined implementation of financial strategies. Outside of her professional role, Debra is active in her church as a youth group mentor. She lives in Pasadena, Maryland with her husband, Randy, and enjoys playing pickleball and tennis as well as spending time with her family.

Ally Harrison is the Vice President and Wealth Planner at Fidelity Investments, a role she has held since 2018. She has been with Fidelity Investments since 2012, progressing through various positions including Financial Representative, Premium Services Associate, Investment Solutions Representative, Investment Consultant, and Financial Consultant. Her experience spans multiple facets of wealth planning, allowing her to work with clients and families in diverse financial situations to co-create personalized financial plans. Ally's approach is informed by her extensive tenure at Fidelity and her focus on understanding each client's unique circumstances. Outside of her professional role, Ally enjoys activities such as spending time at the beach, cooking and baking, football, golf, and traveling.

Darren Bush is a financial advisor with Equitable Advisors in Columbia, MD, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Equitable Advisors since 2002, including its predecessor Axa Advisors, LLC. Outside of his advisory role, he is involved in providing insurance services through a separate firm relationship. Equitable Advisors serves individual clients across a range of wealth levels, as well as pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm’s approach involves matching clients to advisory program models or discretionary managers, often leveraging third-party asset management platforms, and provides ERISA fiduciary services through credentialed representatives.

Jonathan Swerdloff is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 designations and has operated his own firm, Jonathan D. Swerdloff, PA, since 1996, providing tax preparation and accounting services alongside investment advisory. Prior to joining LPL Financial in 2022, he worked for Avantax Investment Services, Inc. for 30 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services supported by proprietary research and technology, with oversight of more than $819 billion in discretionary assets and a network of over 22,800 advisors.