Zhiyuan Zhang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and has also been involved with UGCF, Inc. since 2016 and World Financial Group since 2003. Outside of his advisory role, he serves as president of UGCF, Inc., a flow-through entity for tax purposes. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, estates, and charitable organizations. The firm utilizes model portfolios and third-party managers across multiple platforms such as Transamerica ONE and TFA365, with regulatory assets under management of approximately $1.7 billion.

Nyshea Holloday is a financial advisor with Valic Financial Advisors in Linthicum Heights, MD, holding a Series 66 designation and one year of industry experience. Prior to joining Valic Financial Advisors in 2026, she worked at Edward Jones, SS&C Technologies, Swiss Post Solutions, Ricoh USA, and Enterprise Rent-A-Car. Outside of her advisory role, she owns Jemini Kitchen, a catering business serving family and friends. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, utilizing discretionary unified managed accounts with centralized technology and model-driven solutions.

Steven Dengler is a CFP® professional with eight years of industry experience, currently serving at Kestra Advisory since 2018. Prior to this, he worked at Mariner Finance LLC for one year. In addition to his advisory role, Dengler is a non-credit instructor at Cecil Community College. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services including plan design, fiduciary consulting, and employee education. The firm manages approximately $79.8 billion in assets and serves a broad range of clients, including large institutional investors.

Deedra Carter is a financial advisor at Valic Financial Advisors with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Valic Financial Advisors since 2016. She also serves as a volunteer Insurance Producer with the Maryland Insurance Administration, participating in quarterly meetings on insurance continuing education and qualification matters. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed accounts using centralized technology and third-party model managers through its large network of advisors.

William Brandenburg is a financial advisor at TIAA-CREF with the Series 66 designation and 26 years of industry experience. He has been with TIAA-CREF and TIAA since 2005. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm distinguishes between point-in-time financial planning and ongoing discretionary management using model or customized portfolios, and it also serves as adviser to a donor-advised fund sponsored by Charityvest.

Pierce Dahlka is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, Merrill, and other organizations before joining T. Rowe Price. T. Rowe Price Advisory Services, Inc. offers retirement-focused financial planning and investment management primarily for individual investors and households. Their approach combines nondiscretionary goals-based planning, retirement income strategies, and discretionary portfolio management using proprietary mutual funds and ETFs.

Kenneth Watson is a financial advisor with Truist Advisory Services who holds a Series 66 designation and has 17 years of industry experience. He has worked at Truist Advisory Services and its affiliated entities since 2018, following prior roles at BB&T Investments. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, and a manager-selection program, implementing advice through a combination of discretionary and non-discretionary arrangements supported by an Equity Research team and supervisory oversight.

Todd Wickwire is a financial advisor with HB Wealth who holds Series 63 and Series 65 licenses and has 32 years of industry experience. His prior roles include positions at WMS Partners, LLC and Wells Fargo Securities, LLC. He is also an adjunct professor at Loyola University Maryland. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management aligned with client objectives, incorporates a capital markets outlook, and utilizes a comprehensive investment process that includes both public and private strategies.

David Hunter is a CFA® charterholder with 13 years of industry experience, currently serving at Brown Advisory in Baltimore, MD. He has been with Brown Investment Advisory & Trust Company since 2007. Brown Advisory provides investment management and advisory services to a diverse client base, including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up, fundamental research process to construct concentrated portfolios and offers a range of strategies, including sustainable investing and private-fund programs.

Thomas Rogers is a financial advisor at William Blair with six years of industry experience. He holds a Series 66 designation and has worked at William Blair since 2021, following four years at Brown Advisory. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs active, research-driven management across multiple asset classes and provides access to proprietary models, sub-advisory arrangements, and private investment opportunities.

Michael Grossman is a CFP®-certified financial advisor with 13 years of industry experience. He currently works at &PARTNERS and has previously held roles at Wells Fargo Clearing Services LLC, EMSAR, ICSEP, and T. Rowe Price. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, and institutional entities, offering investment management, financial and tax planning, and retirement-plan consulting. The firm employs a variety of analytical approaches and both proprietary and third-party strategies, managing accounts through discretionary and non-discretionary services.

Gregory James is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked within various divisions of T. Rowe Price since 2019. His background includes roles at the National Museum of Transportation and American University. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households with model portfolios implemented at the household level and provides ongoing financial plans and annual reviews.

Robert Ankuma is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has 10 years of industry experience. His prior roles include positions at Wells Fargo Clearing, J.P. Morgan Securities, JPMorgan Chase Bank, Edward Jones, Massachusetts Mutual Life Insurance Company, and PNC Bank. T. Rowe Price Advisory Services offers a retirement-focused financial planning and investment management program for individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines nondiscretionary financial planning with discretionary account management and employs tax-aware strategies and Monte Carlo simulations in retirement planning.

Kevin Pittman is a financial advisor at VOYA Financial Advisors, Inc. with 20 years of industry experience. He holds a Series 66 designation and previously worked at Nationwide Investment Services Corporation for 10 years and Ameriprise for 10 years in total. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, unified managed account and wrap programs, and retirement-plan advisory services through a large network of investment adviser representatives, utilizing a combination of in-house and outside strategists alongside technology-enabled tools.

Kaitlyn Rothaus is a CFP® professional at Kestra Advisory with one year of industry experience. Prior to joining Kestra Advisory, she worked at Mosaic Asset Partners for three years and has experience in educational institutions including Johns Hopkins University and The SEED School of Maryland. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party managed solutions.

Andrew Hoffman is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and three years of industry experience. Prior to joining T. Rowe Price, he worked at several mortgage firms and served in AmeriCorps City Year. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, implementing model portfolios with tax-aware strategies and providing interactive financial planning tools.

Catrice Keys is a financial advisor at T. Rowe Price Advisory Services, Inc. with Series 65 and Series 66 credentials and one year of industry experience. Prior to joining T. Rowe Price, she worked for Municipal Employees Credit Union for 12 years and took a sabbatical focused on obtaining education and skills. T. Rowe Price Advisory Services provides a retirement-focused advisory program for individual investors and households, combining financial planning, retirement income planning, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm emphasizes model allocations, tax-aware strategies, and offers plans and reviews supported by interactive online tools.

Charles Fuller is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the CFP® designation and has 22 years of industry experience, including prior roles at Charles Schwab, Merrill, and TD Ameritrade. Fuller is based in Owings Mills, MD. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. Its Retirement Advisory Service uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining goals-based planning, tax-aware strategies, and Monte Carlo simulations for retirement income projections.

Nicholas Dawson is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 credentials and has eight years of industry experience. Prior to joining T. Rowe Price in 2018, he worked at Chesapeake Financial Advisors and Towson University. Outside of his advisory role, he has been employed at Chick-Fil-A since 2013. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using asset-location and tax-aware rebalancing strategies, and provides financial plans and income projections through an interactive online tool.

Stacy Albrecht is a financial advisor at Janney Montgomery Scott with 12 years of industry experience and holds a Series 66 designation. She has worked at Janney Montgomery Scott since 2010 in various roles. Outside of advising, she serves as a notary for Janney clients. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, consulting, and multiple advisory programs.