Andrew Fairman is a CFP®, CFA®, and holds a Series 66 license with 20 years of industry experience. He is currently with Cerity Partners LLC, where he has worked since 2024. His prior experience includes roles at Strategic Benefit Consultants, Inc., LPL Financial, LLC, and UBS Financial Services. Cerity Partners is an SEC-registered investment adviser serving a broad range of clients including individuals, families, institutions, and corporations. The firm manages approximately $126.9 billion in client assets and offers services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments.

Richard Kane Jr. is a financial advisor with Schwab Wealth Advisory who holds Series 63 and Series 66 licenses and has 26 years of industry experience. He has been with Charles Schwab since 1999 and within Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Charles Schwab ecosystem and does not exercise discretionary trading authority.

Anthony Kerins is a financial advisor at Key Investment Services LLC with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Valic Financial Advisors and MassMutual Life Insurance Company. Outside of his advisory role, Kerins serves as Vice President of the South Stars Hockey Club, which manages high school varsity and junior varsity hockey teams. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and separately managed accounts. The firm operates as part of the KeyCorp group and emphasizes client-directed investment decisions supported by ongoing monitoring and due diligence.

Robert Kaspar is a financial advisor at Corient with 33 years of industry experience. He holds a Series 63 designation and has worked previously at Crown Capital Securities, LP and Windsor Wealth Management. He serves as a director for the Ball State University Foundation, where he participates in finance and investment committee leadership. Corient provides investment advisory and financial planning services to individual and high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and employs continuous portfolio monitoring and risk management tools.

Cara Brasor is a financial advisor at Schwab Wealth Advisory with 20 years of industry experience. She holds the CFP® and Series 63 designations. Her prior experience includes roles at Valeo Financial Advisors, Centerstone Investors, and IVA Funds Distributors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients participating in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using standard Schwab asset allocation models and research tools.

Bradley Martin is a CFP® professional at Schwab Wealth Advisory with 14 years of industry experience. He has worked at Charles Schwab and its associated advisory firms since 2011. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice as part of the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its advisory services.

Benjamin Fisher is a CFP® professional at Schwab Wealth Advisory with 11 years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2016 and has been affiliated with Charles Schwab since 2014. Based in Indianapolis, IN, he holds Series 63 and Series 66 licenses in addition to his CFP® designation. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many enterprise wealth managers.

Navarrus Hale is a financial advisor at Empower Advisory Group with six years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Sensible Money, LLC, Thrivent Investment Management, and Total Wealth Planning, LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm uses an integrated model tied to Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Jeremy Nei is a financial advisor at Schwab Wealth Advisory with 21 years of industry experience. He has held roles at Charles Schwab & Co., Inc. since 2007 and with Schwab Wealth Advisory since 2014. He holds the Series 63 and Series 66 designations. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations through standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and typically does not exercise discretionary trading authority.

Brett Mock is a CFP® professional with 10 years of experience in the financial services industry. He is currently with Primerica Advisors and has held positions at Park Avenue Securities, Guardian Life Insurance Company, Northwestern Mutual, and Charles Schwab. Outside of financial advising, he is the owner of Brett Mock Legal Services and serves on the Valparaiso University Customer Experience Program Advisory Board. Park Avenue Securities LLC serves a broad retail client base including individual and high-net-worth investors, offering a range of brokerage and advisory services along with financial and retirement planning. The firm employs a variety of proprietary and third-party investment strategies and supports both discretionary and non-discretionary account management.

Christopher Ortiz is a Series 66-licensed financial advisor with PNC Wealth Management in Indianapolis, IN, bringing two years of industry experience. His prior roles include positions at Bank of America and Merrill. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithm-driven risk assessment and delegates portfolio implementation to approved strategists.

Zachary Babcock is a Certified Financial Planner (CFP®) with 10 years of industry experience. He has worked at Schwab Wealth Advisory Inc. since 2018 and has been with Charles Schwab & Co., Inc. since 2016. He holds Series 63 and Series 66 licenses and is based in Indianapolis, IN. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Douglas Voight is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has 27 years of industry experience, including over a decade at Schwab Wealth Advisory and more than 20 years with Charles Schwab. He is based in Indianapolis, Indiana. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice primarily to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and tailored investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with advisors recommending allocations while clients retain final trading decisions.

Angela Davis is a financial advisor with Key Investment Services LLC in Indianapolis, IN, holding Series 63 and Series 66 credentials and 12 years of industry experience. Her prior roles include positions at JPMorgan Chase Bank, JPMorgan Securities LLC, American United Life, and OneAmerica Securities. Outside of her advisory work, she co-owns a rental property business focused on housing traveling nurses. Key Investment Services LLC provides advisory services to individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection supported by non-binding recommendations and ongoing oversight, and it operates within the KeyCorp group with connections to banking and capital markets affiliates.

Allyson Bolinger is a CFP® with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. She has worked with Charles Schwab & Co., Inc. since 2019 and previously held roles at Indiana Mills and Manufacturing and Farm Credit Mid America. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., focusing on client-directed trading decisions and conducting annual account reviews without discretionary trading authority.

William Collins is a Series 66-registered advisor at Schwab Wealth Advisory with 18 years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab since 2017, and previously held positions at JPMorgan Chase, J.P. Morgan Securities, and Morgan Stanley. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with final trading decisions made by clients, and generally does not exercise discretionary trading authority.

Benjamin Drury is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked at Charles Schwab since 2013 and at Schwab Wealth Advisory since 2020. Outside of his advisory role, he serves as treasurer for the Block "E" Homeowners Association, where he manages dues collection and bill payments. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm delivers annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Bruce Hoover is a financial advisor with The Huntington Investment Company, holding a Series 66 designation and 19 years of industry experience. His prior work includes Woodbury Financial Services and Ameriprise Financial Services. He serves as a finance officer and board member for the Avon American Legion Post 145, a nonprofit organization supporting veterans and local community causes. The Huntington Investment Company, operating as Huntington Financial Advisors, provides advisory and brokerage services to individuals, charitable organizations, corporations, and business entities. The firm employs an open-architecture model combining third-party and proprietary investment strategies, offering a range of wrap-fee programs primarily on the Envestnet MAS platform.

Thomas Warren is a CFP® professional with 10 years of industry experience. He is currently with Schwab Wealth Advisory and has prior experience at Morgan Stanley and various Charles Schwab entities dating back to 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, focusing on financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates within the Schwab ecosystem and does not charge clients directly, distinguishing its approach from many enterprise wealth managers.

Jacob Khairallah is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at Schwab Wealth Advisory since 2025 and has been affiliated with Charles Schwab & Co., Inc. since 2021. Prior to his career in financial services, Jacob held various roles at Hilton Hotels & Resorts and Carson Pirie Scott & Co. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s standard asset allocation models and research tools, while clients retain final trading decisions.