Joshua Schmidt is a financial advisor at Transamerica Retirement Advisors, LLC with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2013. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm utilizes Morningstar Investment Management’s proprietary software and model portfolios to provide guidance focused on asset allocation, contribution rates, and retirement timing.

Valerie Tanner is a financial advisor at Lido with eight years of industry experience and holds a Series 66 designation. She previously worked at Olympus Wealth Management, Addepar, and Morgan Stanley. Lido advises high-net-worth and ultra-high-net-worth individuals, family offices, trusts, estates, charitable organizations, corporations, and pooled investment vehicles. The firm offers integrated wealth management services including investment management, financial planning, family office services, and retirement and estate planning, with a focus on diversification and options-based strategies.

Eric Keith is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and having one year of industry experience. Prior to his current roles, he worked at Texas Roadhouse for seven years and HK Composites for one year. He also engages in independent insurance sales outside of Guardian Life. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, pension plans, charitable organizations, and corporate clients with brokerage services, financial planning, and advisory programs. The firm offers both discretionary and non-discretionary investment solutions, including hybrid digital advisory services and tailored financial planning options.

Bradley Barker is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has worked with multiple organizations including Managed Wealth Financial and WealthWave, and serves as president of Huntington Estates Water, overseeing neighborhood irrigation scheduling. Barker also provides social security analysis through the National Association of Registered Social Security Analysts. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes model portfolios and third-party managers to deliver investment advisory, brokerage, and retirement-plan services through multiple program platforms.

Kai Granados is a financial advisor with Empower Advisory Group in Murray, Utah. He holds Series 66 and Series 63 licenses and has been with Empower since 2026. Prior to that, he worked briefly at Morgan Stanley and has professional experience in various roles including military service in the U.S. Air Force. Empower Advisory Group provides financial planning and investment management mainly to employer-sponsored retirement plan sponsors and participants, as well as retail IRA and brokerage clients. The firm integrates its advisory services with Empower’s recordkeeping and administrative platforms and focuses on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Robert Sandberg is a CFP® professional with 28 years of experience in the financial services industry. He is currently with OSAIC Advisory Services, LLC and has held previous roles at Arbor Point Advisors, Verus Capital Partners, and Securities America. Outside of his advisory work, Sandberg is president and owner of Freedom Point Financial, a consulting business that provides marketing and business practice support to insurance agents and registered representatives. OSAIC Advisory Services, LLC serves a diverse client base including individuals, retirement plans, corporations, and nonprofits, offering investment management, financial planning, and related services. The firm delivers advisory services through multiple program models and utilizes a combination of proprietary guidance and third-party platforms to build and monitor client portfolios.

Clinton Stosich is a financial advisor with Eagle Strategies (NY Life) in South Jordan, UT, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes roles at Eagle Strategies, Ethington Financial Group, Nylife Securities LLC, and New York Life Insurance Company. He is also involved in brokering non-registered insurance products through Ethington Financial Group. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers tailored advice through multiple program types and manages a majority of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Michael Johansson is a financial advisor with TIAA-CREF in Salt Lake City, UT. He holds Series 63 and Series 65 licenses and has nine years of industry experience. His prior roles include positions at LPL Financial LLC, Zions Bancorporation, and Lincoln Financial Advisors Corporation. Outside of advising, he is a member of Johansson Holdings LLC. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm’s advisory services include both point-in-time planning and ongoing portfolio management, utilizing model portfolios or customized strategies managed under a fiduciary standard.

Bradford Sawyer is a financial advisor at D.A. Davidson & Co. with 32 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at Ameriprise, Bank of America, Merrill, U.S. Bancorp Investments, and U.S. Bank. In addition to his advisory role, he is employed by Fredrickson and Associates, Inc., where he manages an advisory business. D.A. Davidson & Co. provides investment advisory and brokerage services to clients including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers ERISA retirement plan advisory, comprehensive financial planning, and wealth management services under fiduciary standards, distinguishing itself with municipal advisory roles and affiliated custodial services.

Hale Mc Cullough is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and three years of industry experience. He has worked at Ameritas Advisory Services and Ameritas Investment Company since 2022 and is also associated with Boom Planning/Canvas Financial as an Associate Financial Planner. Prior to his advisory career, he held roles at Santa Clara University and Portland Parks & Recreation. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies.

Melisa Portillo Leonardi is a financial advisor at TIAA-CREF with five years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services LLC, and Primerica Financial Services. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing employer retirement plan relationships, as well as trusts, estates, partnerships, and corporate entities. The firm offers both point-in-time planning and ongoing portfolio management through a range of model and customized portfolios.

Kaitlin Cochran is a Series 66-credentialed financial advisor with Commonwealth Financial Network, based in Salt Lake City, UT. She has one year of industry experience and has been with Commonwealth Financial Network and Sterling Financial Group in overlapping roles since 2015. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of individual and institutional clients. The firm offers a range of managed-account programs and access to third-party asset managers, supporting clients with a comprehensive platform that includes discretionary and nondiscretionary portfolio options and custody services.

Scott Martineau is a financial advisor at Creative Planning with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Creative Planning since 2021, following roles at Reilly Financial Advisors and Gwfs Equities Inc/Great West Life & Annuity Insurance Company. Creative Planning provides investment advisory and financial planning services to individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets, employing a financial planning-led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by tactical and private market investment options.

Paul Mathewson is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and 27 years of industry experience. He has been with Commonwealth since 2002. Outside of his advisory role, he owns a window cleaning business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and operational support, allowing advisors discretion in portfolio construction alongside managed model portfolios and specialized program options.

Rodrigo Garay is a financial advisor at CWM, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley and Carson Wealth. Garay also serves as adjunct faculty for business and language courses at Salt Lake Community College and the University of Utah and is an accredited advisor for the Capitaliz Value Acceleration system. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, and institutions through a network of over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, typically managing accounts on a discretionary basis using model portfolios with a blend of fundamental and technical analysis and third-party sub-advisors.

Mckay Sobotka is a financial advisor at Equity Services, Inc. with a Series 65 credential and one year of industry experience. Prior to his current role, he worked at National Life Group and LiveView Technologies. He has been an insurance agent with Cambridge Financial Network since 2025. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizes third-party asset managers and model portfolios, and operates with both discretionary and non-discretionary client programs.

Steven Cox is a CFP® with seven years of industry experience, currently serving as a financial advisor at Centaurus Financial, Inc. since 2019. He also maintains a role with Scott D. Phillips, where he has been involved since 2016. Outside of advisory work, Cox provides life coaching services through Sound Coaching, Inc., focusing on individual, family, and business clients. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm employs a variety of analytical approaches and provides both discretionary and non-discretionary portfolio management, as well as specialized services such as retirement-plan consulting and advisory management of annuity and variable life sub-accounts.

Kendra Burgon is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses and three years of industry experience. She serves as president of the Silver Mesa PTA and is involved as a referral partner with Beach Boss Influencers. Kendra's prior roles include marketing positions with WealthWave and Managed Wealth Financial. Transamerica Financial Advisors serves individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations, offering a range of advisory and broker-dealer services including fee-based wrap programs, model portfolios, and access to third-party money managers. The firm provides discretionary and non-discretionary investment programs and operates as both a registered broker-dealer and registered investment adviser.

Andrew Burdick is a financial advisor at Empower Advisory Group based in Salt Lake City, UT. He holds a Series 66 designation and has been active in the industry since 2026. Prior to joining Empower, he worked at The Investor's Edge from 2024 to 2026 and has experience in education and nonprofit sectors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

Michael Ewing is a financial advisor with Transamerica Financial Advisors based in South Jordan, Utah. He holds Series 65 and Series 63 licenses and has four years of industry experience. His prior work includes roles at Super Saver Media, World Financial Group, Inc., Valpak, and Dealdvisor. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios.