Caleb Milsow is a Series 66-credentialed financial advisor with Ameriprise, based in Amarillo, TX, and has one year of industry experience. His prior work includes roles at Boost Performance, The Occunet Company, West Texas A&M University, and the Amarillo Independent School District. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, utilizing a centralized consulting team to provide non-discretionary, research-driven recommendations that incorporate tax-smart withdrawal strategies and adaptive asset management.

Robert Sturges is a financial advisor at Mass Mutual Investors Services with 18 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, following a decade at MetLife Securities. He has a referral relationship with a payroll company to provide additional services to business clients. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts, money-manager programs, and educational seminars.

Norma Ortiz is a financial advisor at Merrill with 26 years of industry experience. She has been with Merrill since 2009 and holds Series 63 and Series 66 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party teams.

Scott Braun is a financial advisor with Ameriprise in Hauppauge, NY, holding Series 63 and Series 66 licenses and 13 years of industry experience. His prior roles include positions at Axa Advisors and SCSA Enterprises. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and annual planning focused on retirement income and tax-aware withdrawal strategies. The firm’s retirement income approach involves centralized research and tools, with recommendations implemented on a non-discretionary basis.

Christopher Tong is a financial advisor with Ameriprise in Commack, NY, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Tong is involved in independent insurance brokering and owns a business that manages office operations for Tong & Tong & Associates. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, providing detailed, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines advisory, brokerage, and insurance solutions through affiliated entities and utilizes algorithmic automation alongside human oversight for its retirement planning programs.

Irma Amador is a financial advisor at LPL Financial with 16 years of industry experience. She holds a Series 63 designation and has worked at LPL Financial since 2009, with prior experience at Astoria Federal Savings and Webster Bank. Outside of her advisory role, she is a commissioned notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and various operational tools.

Elizabeth Golden is a financial advisor with Morgan Stanley in Hauppauge, NY, holding a Series 63 designation and 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Mark Alber is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Morgan Stanley. He has been with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, National Association since 2016. Outside of his advisory role, he is a partner in Alber Enterprises 1 LLC, a real estate business based in St. James, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients. The firm’s financial planning process utilizes structured discovery conversations and approved planning tools, serving clients through both direct engagements and corporate financial planning agreements.

Cara Every is a financial advisor at Fidelity with 19 years of industry experience. She holds Series 63 and Series 66 designations and has been with various Fidelity entities since 2013. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and employs systematic methodologies and long-term asset allocation strategies.

Michael Romanelli is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Stifel Nicolaus & Co Inc since 2009. He holds Series 63 and Series 65 licenses and is based in Hauppauge, NY. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Graziano Rotellini is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 designations and has worked at J.P. Morgan Securities and JP Morgan Chase Bank since 2019. Prior to that, he was with AXA Advisors and Commerce Spring Corporation. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research, with an emphasis on eligible strategies and ESG considerations.

William Bernstein is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has worked at Linsco/Private Ledger since 2003, totaling 23 years at the firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Catherine Buckley is a financial advisor at Raymond James Financial with 13 years of industry experience. She holds a Series 66 designation and previously worked at Ameriprise Financial Services, Inc. for 14 years. She is also associated with Vail and Associates in a non-investment support role. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Stephen Daige is a Series 66-credentialed financial advisor with 13 years of industry experience. He has worked at J.P. Morgan Securities since 2017 and held prior roles at Bank of America, Merrill, and Wells Fargo Clearing. Daige is based in Smithtown, NY. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes ESG considerations, with implementation supported by affiliated investment-management entities.

Geoffrey Brown is a financial advisor at OSAIC with nine years of industry experience. He holds a Series 66 designation and previously worked for American Portfolios Financial Services, Inc. for ten years. Outside of his advisory role, he is a registered sales assistant at American Premier Financial Group, focusing on insurance and wealth planning. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by a multi-advisor platform. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization, providing advisors with various discretionary and non-discretionary management options.

Gregory Kuhfeldt is a financial advisor with Edward Jones in Southport, CT, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2024, he worked at BlackRock for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Philip Caporusso is a financial advisor at OSAIC with 39 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at American Portfolios Financial Services, Inc. and Rossiter & Ganderman Inc. He is also co-owner and co-president of Ferrera, Destefano, & Caporusso, CPA, where he dedicates significant time. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment approach with portfolio optimization tools and provides access to various managed account programs and alternative investments.

Maria Cappa is a financial advisor with Ameriprise in Smithtown, NY, holding a Series 66 designation and 24 years of industry experience. She has worked with Ameriprise and its affiliate since 2005. Outside of financial advising, she is involved in fitness coaching through her business ownership of MJC Times 3 Inc. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset thresholds, providing tailored recommendation reports on income, Social Security, and tax strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary retirement advice through a centralized consulting team.

Patrick Passaretti is a financial advisor at Osaic Wealth with 10 years of industry experience. He holds a Series 66 designation and previously worked at American Portfolios Financial Services, Inc. and Progressive Advisory Solutions. Outside of his advisory role, he is involved in insurance and fixed annuities through PPS Advisors, Inc. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization across multiple platforms and investment strategies.

William Hermanek is a Financial Consultant at Fidelity Investments, where he collaborates with local individuals and families to develop transparent financial plans. His approach focuses on building, preserving, and distributing wealth to align with clients' lifetime goals. Prior to his current role, William gained experience as a Private Client Advisor at JP Morgan from 2023 to 2024, and as a Financial Advisor at Equity Services from 2021 to 2023. Through these roles, he has developed expertise in managing client wealth and financial planning. Outside of his professional work, William has interests in beach activities, biking, movies, parenthood, and photography.