Mary Ellen Horcher is a Planning Consultant at Fidelity Investments, a position she has held since 2022. In this role, she partners with two Wealth Planners to collaborate with clients and their families on retirement planning, wealth accumulation, and tax-efficient investing. Prior to her current role, she served as a Workplace Planning Consultant II at Fidelity Investments from 2020 to 2022. Her professional experience includes positions in fixed income institutional sales and municipal bond sales and marketing. She worked as Director of Credit Fixed Income Institutional Sales at UBS Securities LLC from 1994 to 1999, Associate in Taxable Fixed Income Institutional Sales at JP Morgan Securities LLC from 1991 to 1994, Vice President of Municipal Bond Sales and Marketing at Morgan Stanley Smith Barney LLC from 1986 to 1989, and Supervisor of Active Assets Account at Morgan Stanley Dean Witter & Co. LLC from 1984 to 1986.

Leanna Devinney is a financial advisor with Fidelity in Hingham, MA, holding a Series 66 designation and 14 years of industry experience. She has been with Fidelity Investments since 2011, including seven years at Fidelity Personal and Workplace Advisors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator and advises multiple registered investment companies, delivering model portfolios through Fidelity Institutional Wealth Adviser.

John White is a financial advisor with RBC Capital Markets in Norwell, MA, holding Series 63 and Series 66 credentials and seven years of industry experience. His work history includes roles at City National Bank and State Street, in addition to his current position at RBC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies and access to both in-house and third-party managers.

Matthew Kerns is a CFA® charterholder with nine years of industry experience, currently serving as a financial advisor at Fidelity in Boston, MA. He has worked at Fidelity and its affiliated entities since 2008. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios, and it maintains roles as a commodity pool operator and advisor to multiple funds.

Matthew Haggerty is a Wealth Management Advisor serving as a Merrill Resident Director. He has over ten years of experience in the financial services industry, working with families and businesses to help meet their financial goals. Matt holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor of Science degree from Bridgewater State College and a Master of Business Administration (MBA) from Bryant College. Matt's expertise encompasses areas such as Divorce Transition Planning, Education Planning, Managing New Wealth, Tax Minimization, and Retirement Income. He emphasizes personalized financial strategies developed collaboratively with clients. Outside his professional role, Matt is actively involved in his community, coaching floor hockey and baseball through organizations such as the Taunton Boys & Girls Club and Taunton West Little League. He spends time with his wife and their four children and enjoys baseball, skiing, and traveling.

Joseph Matthews III is a financial advisor at Cetera with 38 years of industry experience. He holds the ChFC® and Series 63 designations. His prior roles include positions at First American Insurance Underwriters, The Leaders Group, Inc., Signator Investors, Inc., and Centinel Financial Group. He is also an insurance agent specializing in fixed insurance products including life, disability, fixed annuities, long-term care, and property and casualty insurance. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse investment management and financial planning services through a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Christopher Spellman is a Planning Consultant at Fidelity Investments. In this role, he partners with clients and their Financial Consultants to develop financial plans tailored to individual needs and goals. He provides support and guidance for planning life events and making important financial decisions. Christopher has been with Fidelity Investments since 2022, progressing through roles including Financial Representative and Relationship Manager before becoming a Planning Consultant in 2024. This experience has provided him with a foundation in client relationship management and financial planning. No additional information about his education, credentials, personal interests, or community involvement has been provided.

Timothy Maclellan is a financial advisor with Cetera, holding the PFS™ designation and Series 63 license, and has 29 years of industry experience. He has worked with Cetera and its affiliated entities since 1998 and is also a partner and treasurer at a CPA firm, Morgan & Morgan, PC, where he has been involved since 1980. Maclellan is involved in fixed insurance sales, focusing on long-term care insurance. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and both discretionary and non-discretionary management approaches.

Stefan Miranda is a financial advisor with Raymond James & Associates in Weymouth, MA, holding a Series 66 designation and six years of industry experience. Prior to joining Raymond James in 2026, he worked at Ameriprise from 2020 to 2026 and has also been involved with 3 Step Sports LLC since 2025. Outside of his advisory role, he coaches a junior Olympic girls volleyball team for the Southern Alliance Volleyball Club. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning and non-discretionary investment consulting supported by firm research and multiple portfolio management strategies.

Michelle Morgan is a financial advisor with Fidelity, holding a Series 65 credential and 15 years of industry experience. She has worked at Strategic Advisers LLC, a Fidelity Investments company, since 2010. Strategic Advisers provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary research with quantitative analysis and algorithmic portfolio construction, serving as a formal advisor to multiple registered investment companies and delivering model portfolios to intermediary platforms.

Samuel Sinclair is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with 19 years of industry experience. He has worked at Wells Fargo Clearing since 2025 and previously spent 18 years at UBS Financial Services Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, employing a research-driven approach based on diversification principles and modern portfolio theory.

Francis Mcdonnell III is a financial advisor with RBC Capital Markets in Norwell, MA, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. Prior to joining RBC in 2020, he worked for nine years at Raymond James & Associates. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies to clients’ risk profiles using both in-house and third-party managers.

Thomas Holland Jr. is a CFP® professional with 33 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2013. He also operates with Global Vision Advisors, where he has held various roles since 2001, including independent insurance agent and advisory representative. Outside of his financial advisory roles, he is involved in community and nonprofit activities, including leadership and endowment committee roles at UCC Norwell, service on the finance committee of the Jett Foundation, and board membership with TypeOne. He is also a spin instructor. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charities, and other institutional clients. The firm offers a range of financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both discretionary and non-discretionary portfolio management across multiple platforms and proprietary and third-party strategies.

George Johnson is a financial advisor at LPL Financial with 44 years of industry experience. He has been with LPL Financial since 2000 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved with The Windsor Group, an independent insurance agency in Duxbury, MA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Richard Quigley is a financial advisor with LPL Financial in Hingham, MA, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. He has been with LPL Financial since 2010, following brief periods at NRP Advisors, Inc. and Investors Capital Corp. Quigley provides services to retirement plan clients, including group and individual plans as well as 529 plans. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, employing various investment strategies and tools alongside extensive non-advisory financial activities.

Kaylene Prior is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She has a history of roles within Fidelity Investments including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative, illustrating a steady progression in her financial advisory career since 2018. Kaylene's approach centers on partnering with clients to develop customized financial plans aimed at growth, preservation, and distribution of wealth. She is a CERTIFIED FINANCIAL PLANNER4, and emphasizes planning and education to empower individuals and their families to make informed financial decisions toward their goals. Outside of her professional work, Kaylene has personal interests that include concerts, cooking and baking, golf, pets, reading, and traveling.

David Galbraith is a financial advisor with Primerica Advisors in N Weymouth, MA, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1985. In addition to financial advising, he is involved in sales of loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm offers advisory services through model-driven strategies managed by third parties, supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Alison McCarthy is a CFP® professional with 11 years of experience in the financial services industry. She is currently with LPL Financial and previously worked at Boston Premier Wealth, LLC, and Guardian Life. McCarthy also manages McCarthy Planning as a side business focused on investment planning. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Collin Nally is a Planning Consultant at Fidelity Investments, where he partners with individuals and their families to develop customized plans aimed at growing, protecting, and efficiently distributing their wealth to support their desired retirement lifestyles. He has held various roles at Fidelity Investments since 2021, including Relationship Manager, Financial Representative, Retirement Brokerage Services Representative, and Financial Customer Associate. Collin's progressive experience within Fidelity Investments has provided him with a comprehensive understanding of financial planning and wealth management. His work focuses on helping clients achieve their financial goals and prepare for retirement. Outside of his professional role, Collin enjoys boating, comedy, fishing, fitness, outdoor adventures, and snowboarding.

Margaret Goddeau is a financial advisor with Ameriprise in Braintree, MA, holding Series 63 and Series 65 licenses and having 15 years of industry experience. Her prior roles include positions at Northwestern Mutual Wealth Management Company and Horner Townsend and Kent Inc. She has worked in various advisory capacities since 2012. Ameriprise offers a retirement-income planning service aimed at clients approaching or in retirement, typically those with at least $1,000,000 in net investable assets. The firm delivers written Recommendation Reports combining research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic tools to assist advisors in tailoring retirement strategies.