William Gibbons Jr. is a financial advisor at Wealthcare Advisory Partners LLC with 24 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at LPL Financial since 2002. In addition to his advisory role, Mr. Gibbons serves as a board member and treasurer of the Lapeer County Community Foundation, where he participates in finance and donor development committees and collaborates with external accounting firms. Wealthcare Advisory Partners LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, retirement plans, charitable organizations, and businesses. The firm uses a goals-based financial advising approach supported by proprietary software and a behavioral economics framework, combining both passive and active investment strategies alongside quantitative and fundamental analysis.

Jonathan Teal is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 65 designations and over 22 years of industry experience. He previously worked at Merrill and Bank of America, N.A. He is the owner of Teal Capital Incorporated and Polaris Private Wealth, the latter providing investment management and insurance services. Kestra Private Wealth Services, LLC delivers investment advisory services through a network of independent advisors and multi-advisor teams serving individuals and institutional clients, managing approximately $13.45 billion in client assets. The firm offers a broad range of investment products and platforms, supporting both discretionary and non-discretionary arrangements with specialized offerings such as annuity subaccount management and 529 plan services.

Shawn Glasgow is a Series 66-licensed financial advisor with eight years of industry experience. He is currently with Kestra Private Wealth Services, LLC and has previously worked at Bank of America, N.A. and Merrill. Outside of his advisory role, Shawn serves as a firefighter for the City of Lapeer and is a managing partner at Polaris Private Wealth LLC. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in client assets. The firm offers access to a broad range of investment products and platforms, supporting both discretionary and non-discretionary accounts.

Matthew Harbarcuk is a financial advisor with Elevation Point Wealth Partners, LLC and holds a Series 66 license. He has 15 years of industry experience, with prior roles at Purshe Kaplan Sterling Investments, Transcend Wealth Collective, Bank of America, Merrill, J.P. Morgan Securities, Chase Investment Services, and Edward Jones. In addition to his advisory work, he spends a portion of his time involved in insurance sales. Elevation Point Wealth Partners provides discretionary and non-discretionary investment advisory services to individuals, retirement plans, trusts, and institutional clients. The firm offers portfolio management through various strategies, including separately managed accounts and model portfolios, integrating both strategic and tactical asset allocation.

Clark Harris is a financial advisor with Secure Asset Management, L.L.C. in Troy, MI, holding a Series 63 designation and bringing 29 years of industry experience. His prior roles include positions at Sigma Planning Corporation and Titan Wealth Advisors, LLC. Outside of advising, he owns 24th Street Car Guys & Girls, LLC, a real estate holding firm. Secure Asset Management primarily serves individual clients, including both non-high-net-worth and high-net-worth households, offering financial planning, discretionary investment management, and pension consulting for retirement plans. The firm uses a mix of fundamental, technical, and cyclical analysis with discretionary strategies, often employing third-party money managers and managing held-away employer accounts.

Eric Spencer is a financial advisor at Secure Asset Management, L.L.C. with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Secure Investors Group and Secure Asset Management since 2015. Secure Asset Management primarily serves individual clients, including both non-high-net-worth and high-net-worth households, providing personalized financial planning, discretionary investment management, and pension consulting for retirement plans. The firm employs a mix of fundamental, technical, and cyclical analysis with discretionary strategies and frequently uses third-party money managers and trading signals.

Randall Joseph is a financial advisor at Secure Asset Management, L.L.C. in Troy, MI, with 14 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Secure Asset Management and affiliated firms since 2010. In addition to advisory services, he serves as a sales manager for insurance products at Secure Investors Group. Secure Asset Management provides personalized financial planning and discretionary investment management primarily to individual clients, along with pension consulting for retirement plans. The firm employs a combination of fundamental, technical, and cyclical analysis across various asset classes and focuses on individual clients and plan-level consulting rather than traditional corporate accounts.

Timothy Bogert is a financial advisor with Prosperity Capital Advisors in Rochester, MI, holding the ChFC® designation and Series 63 license. He has 43 years of industry experience, including 20 years at LPL Financial. Outside of advising, Mr. Bogert is a licensed insurance agent offering fixed insurance products and is involved in real estate investment activities. Prosperity Capital Advisors provides financial planning, consulting, and discretionary investment management to a diverse client base, including individuals, businesses, charitable organizations, and retirement plan sponsors. The firm employs a model-driven, multi-sleeved investment approach utilizing mutual funds, ETFs, and alternative solutions, and serves in various intermediary roles such as TAMP and sub-advisor services.

Sterling Herrmann Jr. is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Facet. His prior roles include positions at Vanguard Advisers, Prime Capital Investment Advisors, Liberty Wealth Advisors, Bank of America, and Merrill. Outside of his advisory work, he has a minority involvement with CHHSZ Holdings, LLC, an investment-related limited liability company. Facet Wealth provides subscription-based financial planning and discretionary investment management to individual clients across various wealth levels, using technology-driven processes and model-based asset allocations focused on ETFs. The firm’s approach integrates comprehensive financial life planning with a flat-fee model, distinguishing it within the multi-team advisory space.

Timothy Dowd is a Series 65 registered advisor with 11 years of industry experience. He is currently with Ascentis Independent Advisors, LLC and has previously worked at Golden State Equity Partners, Polaris Greystone Financial Group, LLC, and Greystone Financial Group, Inc. Ascentis Independent Advisors serves individuals, trusts, estates, pension and profit-sharing plans, and business entities. The firm provides asset management, comprehensive portfolio management, financial planning, and retirement plan consulting, utilizing discretionary management, third-party managers, and platform solutions tailored to client objectives.

Jeffrey Bonynge is a financial advisor with Secure Asset Management, L.L.C. in Troy, Michigan. He holds a Series 66 designation and has seven years of industry experience. His prior work includes roles at Aurora Securities, Alt Fund Distributors, Managed Asset Portfolios, and Edward Jones, as well as seven years at The Rivera Cafe. Secure Asset Management, L.L.C. provides personalized financial planning and discretionary investment management primarily to individual clients, along with pension consulting for retirement plans. The firm applies a blend of fundamental, technical, and cyclical analysis across various investment vehicles and focuses on equitable allocation of opportunities while maintaining client assets with external custodians.

Matthew Ferri is a financial advisor with Madison Avenue Securities, LLC, holding a Series 66 designation and four years of industry experience. Prior to joining Madison Avenue Securities in 2022, he has been managing the Law Office of Matthew A. Ferri, PLLC as the managing attorney since 2008. He serves as co-trustee for the Karen S Ferri Living Trust and as conservator and trustee for various estates and trusts. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, as well as pension consulting, college-savings assistance, and services for charitable institutions, foundations, and trusts. The firm manages approximately $2.0 billion for about 14,000 clients through multiple investment platforms and offers both discretionary and non-discretionary portfolio management.

Morgan Golich is a financial advisor with Osaic Advisory Services, LLC, holding a Series 66 designation and 10 years of industry experience. His prior work includes roles at SageView Advisory Group, Cetera, and First Allied Advisory Services. He is also involved as an associate wealth advisor with Bloomfield Hills Advisory. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a diverse client base including individuals, pension and profit-sharing plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of investment programs and consulting services, combining fundamental and technical analysis with access to alternative investments and institutional platform integrations.

James Dziadziola is a financial advisor with Oppenheimer, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Oppenheimer since 2006, following a brief tenure at Raymond James & Associates. Oppenheimer serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a wide range of advisory programs across equity, balanced, and fixed-income portfolios, providing both discretionary and non-discretionary services with a focus on asset allocation, manager selection, and customized consulting and retirement planning.

Emilyann Rubio is a financial advisor with Oppenheimer, holding a Series 66 designation and 13 years of industry experience. Her career includes positions at Comerica Securities, Morgan Stanley, and World Asset Management before joining Oppenheimer. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a range of advisory programs with both discretionary and non-discretionary services, spanning equity, balanced, and fixed-income portfolios.

James Moran is a financial advisor at Oppenheimer with 28 years of industry experience. He holds the Series 65 and Series 66 designations and has been with Oppenheimer since 2009. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, utilizing both discretionary and non-discretionary approaches across equity, balanced, and fixed-income portfolios.

Maddalena Parks is a financial advisor with Sequoia Financial Group, L.L.C., holding a Series 66 designation and 15 years of industry experience. Her prior roles include positions at Cirrus Wealth Management, Triad Advisors, City National Bank, RBC Capital Markets, and Wells Fargo Advisors. She serves as a trustee managing her mother’s trust. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base including individuals, charitable organizations, corporations, and trusts. The firm employs a combination of in-house models, custom portfolios, and third-party manager selection, supported by a dedicated Investment Policy Committee and extensive research resources.

William Szlag is a financial advisor at Sequoia Financial Group, L.L.C. in Troy, Michigan, holding a Series 66 designation with six years of industry experience. His previous roles include positions at LPL Financial, LLC and Hantz Financial Services. Sequoia Financial Advisors provides wealth planning, investment management, retirement-plan advisory, and related consulting services to individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm employs model and custom portfolio management strategies, utilizing a range of investment vehicles overseen by an Investment Policy Committee.

Ryan Hamlin is a CFP® and Series 66-registered advisor with AE Wealth Management, LLC, based in Troy, MI. He has three years of industry experience and previously worked at LPL Financial and Premier Financial. Outside of his advisory role, he is involved in insurance sales with the Burzynski Group. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm emphasizes a model portfolio and platform-driven approach, managing approximately $49.8 billion for over 127,000 clients.

Steven Warner is a financial advisor with TIAA-CREF in Rochester, MI, holding Series 63 and Series 66 licenses and 34 years of industry experience. His prior work includes long tenures at Valic Financial Advisors and the Variable Annuity Life Insurance Company, as well as a recent position at Ameriprise Financial Services. TIAA‑CREF Individual & Institutional Services offers financial planning and discretionary managed account programs primarily serving individuals connected to TIAA employer retirement plans, as well as trusts, estates, and small retirement plans. The firm combines point-in-time planning services with ongoing discretionary portfolio management and acts as adviser to a donor-advised fund.