Jason Mlynarek is a financial advisor at LPL Financial with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at LPL Financial since 2011, with a five-year period at CUSO Financial Services in between. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Antonino Aluia is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies that help pursue their long-term goals. Antonino focuses on areas including Family Wealth Management Strategies, Institutional and Corporate Benefit Services, Legacy Planning, Managing New Wealth, Personal Retirement Planning, and Retirement Income. He holds a Bachelor's Degree from Michigan State University and the Personal Investment Advisor (PIA) designation. Antonino is also affiliated with the Sigma Nu Fraternity. Based in Shelby Township, Michigan, Antonino lives with his wife Katie and their three children. Outside of work, he enjoys spending time with family and friends, golfing, cooking, participating in sports such as football, boxing, soccer, running, and adventure sports, as well as traveling. He is engaged in community activities, reflecting the Merrill tradition of involvement in the communities served.

Zoya Gjonaj is a Financial Consultant currently working at Fidelity Investments since 2024. She is a Certified Financial Planner™ who focuses on building and preserving wealth for clients and their families. Zoya has held several roles in the financial services industry, including Chief Client Officer at Spartan Wealth Management from 2022 to 2024, Investment Consultant at Charles Schwab from 2021 to 2022, and Client Relationship Specialist at Charles Schwab from 2020 to 2021. Throughout her career, Zoya has gained experience in client relationship management and investment consulting. She aims to provide significant value and insight to each client she works with, drawing from her professional background and certification as a financial planner. As a second-generation American, she finds personal meaning in helping families secure their financial futures. Outside of her professional work, Zoya enjoys family activities, gardening, spending time with pets, reading, and writing.

Kristina Abro is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with Merrill since 2012, following her graduation from Central Michigan University. In her role, Kristina employs a comprehensive approach to asset and liability management, focusing on creating personalized wealth management strategies tailored to each client's unique financial picture and goals. Her expertise covers a range of client focus areas including college education planning, divorce transition planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, small business strategies, women and wealth, tax minimization, and retirement income. Kristina holds the designation of Personal Investment Advisor (PIA), reflecting her professional qualifications in the financial sector. Kristina is also engaged in community involvement, following Merrill's tradition of service by volunteering with local organizations. Outside of her professional work, her personal interests include cooking, reading, skiing, watching movies, and practicing yoga.

Paul Nassar is a financial advisor at Ameriprise Financial Services with 38 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and has worked at Ameriprise since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies. The firm employs a centralized team for retirement income recommendations and draws on proprietary research and external data within a defined investment universe influenced by affiliated product relationships.

Richard Kwasnik is a Financial Consultant currently working at Fidelity Investments. He collaborates with clients to develop financial plans that align with their personal and family goals, emphasizing diligence, communication, and understanding throughout the process. He has been with Fidelity Investments since 2021, initially serving as an Investment Consultant before assuming his current role in 2023. Prior to that, Richard worked as an Assistant Vice President and Financial Solutions Advisor at Merrill Lynch from 2017 to 2021. Outside of his professional responsibilities, Richard has interests in cars, football, military service, running, and volunteering.

Chad Rinke is a financial advisor with Edward Jones in Rochester, MI, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has been with Edward Jones since 2002. Rinke serves as a trustee on the board of the Community Foundation of Greater Rochester and participates on its finance committee. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, with more than 23,700 advisors and over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions under a fiduciary standard.

Irfan Jallad is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he oversees and coordinates the financial affairs for a select group of families, retirees, corporate executives, business owners, and non-profit organizations in the Detroit Metro area and beyond. With 23 years of experience in the wealth management industry, he focuses on providing holistic education to help clients make informed decisions and pursues a goals-based approach to retirement, education, asset allocation, and distribution strategies. He specializes in areas including family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, individual and corporate investment strategy, and retirement income. Irfan collaborates with a team and coordinates efforts with pre-screened outside advisors such as attorneys, tax professionals, and insurance experts to deliver comprehensive financial strategies. Irfan holds a Bachelor's Degree from Michigan State University and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His personal interests include biking, fishing, golfing, tennis, and spending time with his family. He is also dedicated to participating in community volunteer activities aligned with the Merrill tradition.

Andrew Morris is a financial advisor at LPL Financial with four years of industry experience. He holds a Series 66 designation and has prior experience at Fairway Investment Group, MEA Financial Services, and Paradigm Equities, Inc. In addition to his advisory role, Morris has been employed by Corewell Health (formerly Beaumont Health) since 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research.

Anthony Whitbeck is a CFP® professional with 37 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory role, Whitbeck is involved in coaching and business development through Advisor Legacy and holds ownership interests in several real estate and consulting ventures. Ameriprise is a large institutional firm offering a retirement-income planning service designed for clients with significant investable assets, providing tailored recommendation reports that incorporate advanced modeling and tax-efficient strategies. The firm combines advisory, brokerage, and insurance solutions through affiliated entities, with a focus on delivering personalized retirement income planning supported by algorithmic automation and oversight.

John Mulka is a financial advisor at Ameriprise with 11 years of industry experience. He holds a Series 66 designation and has prior experience at Morgan Stanley, Northwestern Mutual, and VIMA, LLC. Mulka is based in Auburn Hills, MI. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Drew Carpenter is a financial advisor with LPL Financial holding a Series 66 designation and beginning his advisory career in 2025. His prior work history includes positions at Tarr Financial, Allegis Global Solutions, ESS - Willsub, Michigan Tech University, Rick Hendrick Chevrolet, Northwood University, and Oxford High School. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Christopher Righi is a financial advisor at Cambridge Investment Research Advisors with four years of industry experience. He holds the Series 66 designation and has worked at Cambridge Investment Research and Artisan Capital Management, among other firms. Outside of his advisory work, he is a professional musician who plans and performs music for various events. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through independent Financial Professionals using a range of portfolio management approaches and custody arrangements.

Connor Travis is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2021, working in various roles including Planning Consultant, Relationship Manager, and Investment Solutions Representative. Prior to joining Fidelity, Connor worked as a Financial Consultant at Equitable Advisors AXA Advisors from 2018 to 2021. Throughout his career, Connor has focused on collaborating with families to address their unique financial goals, needs, and dreams. He emphasizes a holistic approach that aims to ensure confidence and comfort throughout the financial planning process. Connor values the meaningful responsibility of assisting families in pursuing lifelong dreams. No additional information about his education, credentials, personal interests, or community involvement was provided.

Michael Kernya is a financial advisor at Morgan Stanley with 20 years of industry experience. He previously worked at Merrill, J.P. Morgan Chase Bank, NA, and J.P. Morgan Securities. Kernya holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and proprietary tools, with an emphasis on advisory services that do not include individual security recommendations as part of standalone plans.

Joseph Lesner is a financial advisor with Raymond James & Associates in Bloomfield Hills, MI, holding Series 63 and Series 65 licenses and 29 years of industry experience. His prior roles include 18 years at Comerica Securities and positions at Ameriprise Financial Services. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Thomas Van Doorne Jr Jr. is a CFP®-certified financial advisor with 12 years of industry experience. He is currently with Ameriprise Financial Services, LLC and previously spent nine years at LPL Financial LLC. He is co-owner of Firma Financial Planning, through which he manages his Ameriprise business. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning services that provide written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Alexander Oaks is a financial advisor at Thrivent Investment Management based in Macomb, MI, holding a Series 66 designation with seven years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank for five years and has experience in the hospitality industry with Beau's Grillery. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through financial advisors, focusing on holistic, goal-based financial planning without discretionary trading authority. Their planning services cover a range of topics and can be combined with managed-account programs under a consolidated billing option.

Daniel Legner is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 63 and Series 66 licenses and has two years of industry experience. His prior work includes roles at Wells Fargo Clearing Services and various credit unions. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and supports its clients with analytical tools and advisory programs.

Sarah Horn is a Series 66-licensed financial advisor with Raymond James & Associates in Bloomfield Hills, MI. She has six years of industry experience, including her current role at Raymond James since 2019 and previous work at Shades Optical and Jartll Corp. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.