Frank Antonucci is a CFP® professional with 46 years of industry experience, currently affiliated with LPL Financial. He has worked at Linsco/Private Ledger Corp. since 1993. His other business activities include providing non-variable insurance products such as life, disability, long-term health care, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by technology tools and a broad non-advisory financial services platform.

Jonathan Behuniak is a Series 66-registered financial advisor with Osaic, based in Amherst, NY, and has two years of industry experience. His prior work history includes roles at LPL Financial, Northwest Bank, and Mollot & Hardy. He is also a registered office assistant and life insurance agent with L&M Group Limited. Osaic Wealth serves a broad mix of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform that includes comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization, supported by various tools and multiple custodian arrangements.

David Eno is a financial advisor with OSAIC based in West Seneca, NY, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been associated with Royal Alliance Associates, Inc., Royal Financial Group, and United Securities Alliance since 2003. In addition to advisory roles, Eno offers life insurance and fixed annuities to clients as part of their financial planning strategies. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm uses model-based asset allocation and portfolio optimization, supporting a range of investment programs and third-party manager options.

William Moran is a Series 63–registered advisor with LPL Financial, bringing 35 years of industry experience. He has worked at Securities America Advisors and OSAIC prior to joining LPL Financial, and he maintains a law practice through William C. Moran & Associates PC. Moran serves as a board member of the William and Diane Hein Foundation, a charitable organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary and third-party strategies, supported by advanced operational and research tools.

Andrew Ferenczy is a financial advisor with Osaic, holding a Series 66 designation. He has been with Osaic since 2025 and has prior experience at L&M Wealth Management. His background includes academic and high school education roles before entering the financial industry. Osaic Wealth serves a diverse group of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and portfolio management. The firm employs a model-based investment process with tools for asset allocation, portfolio optimization, and access to various third-party managers and proprietary strategies.

Chalise Krentz is a financial advisor at Equitable Advisors with one year of industry experience. She holds the Series 66 designation and previously worked at Lockwood Asset Management Group for 12 years. Outside of her advisory role, she is the owner of TrueSpeed Logistics, a logistics business based in Buffalo, NY. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of third-party advisory programs and provides ERISA fiduciary services to qualified plans.

Dylan Schall is a Series 66-registered financial advisor with Equitable Advisors, holding one year of industry experience. Prior to joining Equitable Advisors, he worked at Tiede Zoeller for seven years and has diverse experience including roles at 2 the T Home Remodeling, Just Barns, and Green Fields. Equitable Advisors serves individuals ranging from non-high-net-worth clients to institutional clients such as pension plans and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both firm-offered and third-party advisory solutions.

Randy Brown is a Financial Advisor at Merrill Lynch Wealth Management based in Buffalo. He specializes in investment consulting for defined contribution plans, personal retirement planning, portfolio management services, and retirement income, with a focus on serving clients in sports and entertainment. Randy holds a Bachelor's degree in Economics from Miami University and an MBA from the Texas A&M University System. He is a CERTIFIED FINANCIAL PLANNER (CFP), a Personal Investment Advisor (PIA), and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He is also an Army veteran. Outside of his professional work, Randy enjoys baseball, fishing, football, golfing, ice hockey, and skiing. He is committed to helping families execute their financial plans by uncovering what matters most to them and creating strategies to pursue their financial goals.

Daniel Wilkinson is a financial advisor with Ameriprise in Clarence Center, NY, holding the ChFC® designation and Series 63 and 65 licenses. He has 30 years of industry experience, including over 20 years with Ameriprise and its affiliate Ameriprise Financial Services, Inc. Wilkinson serves on the Board of Directors for Lutheran Charities of Western New York. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations delivered through a centralized consulting team in partnership with clients' financial advisors.

Scott Mcbride is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at M&T Securities for six years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Steven Sackel is a financial advisor at RBC Capital Markets with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill, and Wells Fargo Advisors. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio management, financial planning, and brokerage services, leveraging both in-house and third-party investment managers.

Michael Makula is a financial advisor at Ameriprise with 12 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its related entities since 2014. Outside of his advisory role, he is involved in a separate business, 6622 Main St., LLC, in Williamsville, NY. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, notable for its Premier Retirement Income service which provides tailored retirement planning and ongoing advice focused on income reliability and tax-efficient withdrawal strategies.

Kevin Klein is a CFP®-certified financial advisor with 20 years of industry experience. He currently works with Raymond James & Associates and previously held roles at Bank of America and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Joseph Shaw III is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Morgan Stanley, M&T Securities, and Private Advisor Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various portfolio strategies and technology tools to support advisory delivery.

Nicholas Ludwa is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and 22 years of industry experience. He has worked at Equitable Advisors since 2004 and was affiliated with Axa Advisors, LLC from 2004 to 2020. Outside of his advisory role, he is involved in insurance-related activities. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory models and third-party asset managers to deliver customized investment solutions.

Matthew Briggs is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 16 years of industry experience. He has previously worked at City National Bank, Bank of America, and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that include portfolio management, financial planning, custody, and brokerage services. The firm customizes strategies based on clients’ risk profiles and utilizes both in-house and third-party investment managers.

Adam Brunner is a financial advisor with Equitable Advisors, holding a Series 66 designation and 22 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 2004. Outside of his advisory work, he serves on the boards of the Ilio DiPaolo Scholarship Fund, which awards scholarships to high school athletes, and the SonShine Charitable Fund. Equitable Advisors serves a broad client base including individuals, retirement plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a combination of proprietary and third-party investment programs and provides ERISA fiduciary services to qualified plans.

Mariah Hines is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she held roles at Bank of America, LPL Enterprise LLC, and several financial institutions and service organizations in the Buffalo, NY area. She is also involved in non-variable insurance activities in Buffalo. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a wide range of clients, including individuals, high-net-worth clients, and institutional investors.

Michael Costello is a financial advisor with LPL Financial in Clarence, NY, holding Series 63 and Series 66 credentials and bringing 8 years of industry experience. His prior roles include positions at M&T Bank, TD Ameritrade, Bank of America, and AXA Advisors. Outside of his advisory work, he is involved with SkySeed LLC, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational tools and oversight of substantial discretionary assets.

Richard Fichter III is a Series 66-licensed financial advisor with 22 years of industry experience. He is currently with LPL Financial and has previously worked at OSAIC and Securities America Advisors Inc. Fichter also operates Fichter Wealth Management, Inc., where he provides financial planning and investment advice. He is named to serve as a future co-trustee on a family trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with advice provided by investment adviser representatives who use a variety of strategic and tactical investment approaches.