Elena Gomelauri is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has worked at LPL Financial since 2011 and previously at Webster Investment Services from 2008 to 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing various model portfolios and third-party strategies supported by advanced research and operational tools.

Geoffrey Swanson is a financial advisor with Morgan Stanley in West Hartford, CT, holding a Series 66 designation and 23 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, National Association since 2016. Outside of his advisory role, he serves as Board Treasurer for Gospel Volunteers Inc., where he oversees organizational finances and assists with the annual audit. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

Michelle Cutrali is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Prior to joining Wells Fargo Advisors, she was with Eagle Strategies and New York Life Insurance Company. She is also the owner of Cutrali Insurance & Financial Services, LLC, where she serves as an independent insurance agent. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad menu of planning options including retirement, education, and wealth-transfer strategies. Advisors use Wells Fargo research and tools to develop tailored recommendations, with implementation options through brokerage or advisory programs.

Jeremy Buck is a financial advisor at Osaic with a Series 66 designation and three years of industry experience. Prior to joining Osaic in 2022, he worked at Stanley Black & Decker and Pratt & Whitney, and also spent eight years in full-time education. He supports registered representatives through BACH Wealth Management, LLC, where he assists with client contact and office operations. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering both brokerage and advisory services. The firm employs a model-based investment approach with portfolio optimization and discretionary management options, and is notable for its scale, complex affiliate network, and recent consolidation activities.

Justin Littlefield is a CFP® professional with 23 years of experience in the financial services industry. He has been with Cambridge Investment Research Advisors, Inc. since 2012 and previously worked at Signator Investors, Inc. from 2005 to 2012. Outside of his advisory role, he is involved in insurance and benefits activities and is the founder of Littlefield Holdings LLC. Cambridge Investment Research Advisors, Inc. serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of account implementation platforms, access to third-party advisers, proprietary model strategies, and supports both discretionary and non-discretionary management.

Margaret Moore is a CFP®-certified financial advisor with three years of industry experience, currently with Mass Mutual Investors Services. She previously worked at The Donohue Group for 16 years and has held roles at MassMutual Life Insurance Company since 2022. Outside of her advisory work, she serves as a manager and trustee for a family investment company and also engages in outside insurance sales focusing on life, disability, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved software and collaborative planning processes, offering a range of investment and planning solutions without discretionary authority over client investments.

David Guardia is a financial advisor with LPL Financial in Newington, CT, holding Series 63 and Series 66 licenses and having 24 years of industry experience. He worked at Edward Jones for five years before joining LPL Financial in 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and various technology tools.

Robert Hoynes is a financial advisor at LPL Financial with 25 years of industry experience. He holds the ChFC® designation and the Series 66 license. Prior to joining LPL Financial in 2019, he worked at Sagepoint Financial, Inc., OSAIC Services, Inc., WealthSpire Advisors, and Osaic FA, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Carol Whelan is a financial advisor at Cambridge Investment Research Advisors with 35 years of industry experience. She holds a Series 66 designation and has worked with firms including Cetera Advisors and Voya Financial. She is also president of Whelan & Associates, an insurance and benefits firm. Cambridge Investment Research Advisors serves a mix of individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and offers proprietary model strategies alongside access to third-party advisers.

Zachary Verdi is a financial advisor at LPL Financial with a Series 66 credential and one year of industry experience. Prior to joining LPL Financial, he held positions at Thermo Fisher Scientific, Johnson and Johnson, and Iqvia. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides various investment programs and utilizes a combination of model portfolios, third-party subadvisors, and customized strategies.

Steven Tillona is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His career includes long tenures at LPL Financial and Cetera Advisors LLC, among other firms. Outside of his advisory work, he serves as an adjunct professor teaching personal finance, sits on the board of a nonprofit serving persons with disabilities, and owns a tax preparation business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management options, including discretionary and non-discretionary strategies, model portfolios, and access to third-party managers.

Bryan Kotlarz is a CFP® and Series 66-registered financial advisor with 13 years of industry experience. He has worked at OSAIC since 2023, following prior roles at Sagepoint Financial, Inc. and TD Private Client Wealth LLC. Outside of advisory work, he serves as CFO of Diant Pharma and operates BK Capital LLC, an investment management firm. OSAIC serves a diverse range of retail and institutional clients with brokerage and advisory services delivered through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, offering discretionary and non-discretionary strategies, third-party managers, and proprietary models.

Timothy Germain is a financial advisor at Edward Jones with 15 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2011. Outside of his advisory work, he volunteers with the Mount Southington Ski Area ski patrol. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment solutions, managing over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

Steven Hartman is a financial advisor with Raymond James & Associates in West Hartford, CT, holding Series 63 and Series 65 licenses and 43 years of industry experience. He previously worked at Morgan Stanley in various capacities from 2007 to 2018. Hartman serves as a board member of the Arthritis Foundation and is involved as a timekeeper for the Avon CT High School Girls Varsity Basketball team. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers tailored financial planning and consulting services that primarily operate on a non-discretionary basis.

Steven Caruso is a financial advisor with Cambridge Investment Research Advisors and holds Series 65 and Series 63 licenses. He has 11 years of industry experience, including a decade at Voya Financial Partners, LLC. He serves as a board member for H.O.P.E. Partners of Farmington, a volunteer organization. Cambridge Investment Research Advisors, Inc. serves both individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports discretionary and non-discretionary management, provides access to third-party advisers and proprietary model strategies, and operates through thousands of financial professionals managing a multi-billion dollar asset base.

Chelsea Spencer is a financial advisor at Cetera with nine years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Foresters Financial Services and in the hospitality sector. Outside of her advisory role, she is involved with New View Wealth Management LLC, operating under Cetera Business. Cetera Investment Advisers LLC provides services through a large nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.

George Kovka is a financial advisor at LPL Financial with 44 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Securities America Advisors and National Planning Corporation. Outside of his advisory role, Kovka is a notary public and is involved with a marketing entity called Barbara Butler Artist Builder Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports its investment adviser representatives with model portfolios, third-party asset management, and advanced operational tools, serving over 22,800 advisors and managing substantial discretionary assets.

Anthony Marciano is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes 14 years at LPL Financial. Cetera Investment Advisers LLC is an SEC-registered adviser with a large nationwide network of independent advisors serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services across multiple program structures and investment options, managing over $256 billion in assets.

Antonio Ciocca is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at Cantella & CO., Inc. and AI Plan Services, Inc. He also provides financial planning and consulting services through Institutional Investment Consulting, an independent registered investment advisor. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Angelo Pederson is a financial advisor with Merrill and holds a Series 66 designation. He has one year of industry experience and previously worked at Modern Woodmen of America. Outside of finance, he has experience in various roles including teaching at Central Connecticut State University and involvement with small businesses such as Just Cracks LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, combining internal and third-party management with a range of asset allocation approaches.