Eugene Cho is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2019, following a year at Merrill and five years at Rutgers University. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from the Wells Fargo Investment Institute and third-party databases.

Jeremy Kuptsow is a CFP®-certified financial advisor with five years of industry experience, currently affiliated with OSAIC. His previous experience includes four years at The Vanguard Group and roles at Atrium Financial Associates and other firms. In addition to his advisory work, he is licensed to offer annuities, health, life, employee benefits, and long-term care insurance. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services, utilizing model-based asset allocation and portfolio optimization supported by various tools and third-party managers.

Ronald Zeitz is a financial advisor with UBS Financial Services in Mt. Laurel, NJ, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, he is involved in several real estate partnerships and is a passive partner in an automobile investment venture. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, leveraging proprietary research and institutional trading capabilities to tailor solutions to clients' goals and risk tolerances.

Francis Rudisill is a CFP® with 36 years of industry experience, currently serving at Mass Mutual Investors Services since 2017. Prior to this, he worked for Metlife Securities Inc. for 28 years and has been affiliated with MassMutual Life Insurance Company since 2016. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as an annual, collaborative process using firm-approved analytical tools, focusing on recommending investment categories and strategies without discretionary authority.

Vincent Passarella is a financial advisor at Cetera with five years of industry experience and holds a Series 66 designation. He previously worked at Avantax in various roles from 2021 to 2025 and operates a full-service CPA practice, Vincent Passarella CPA MBA Inc, focusing on tax preparation, financial statements, and tax consulting. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or develop bespoke investment strategies across various program structures.

Vincent Primavera is a Series 66-licensed financial advisor with 15 years of industry experience. He is currently with LPL Financial and has previously worked at Principal Life Insurance Company, Principal Securities Inc., PNC Wealth Management, Edward Jones, TD Ameritrade, and Merrill. Primavera also holds a non-variable insurance agent role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology-driven research and operational tools.

Dana Smith is a financial advisor with OSAIC, holding a Series 66 designation and 10 years of industry experience. Prior to joining OSAIC, Dana worked at Royal Alliance Associates, Inc. for eight years and Sii for seven years. Dana is also the owner of Pension, Inc., a third-party administration services business. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment process utilizes model-based asset allocation and portfolio optimization with tools such as risk-tolerance questionnaires and rebalancing, supporting a range of strategies including discretionary UMA and third-party manager selections.

Bradley Saler is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services Inc for 16 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment management options that include a broader range of financial products than many large institutional advisers.

Gersain Alvarado is a financial advisor at Fidelity with six years of industry experience and holds a Series 66 designation. His prior work includes roles at Merrill and Bank of America, as well as entrepreneurial experience as a self-employed professional. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across a broad investable universe.

Craig Turner is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has previous work experience including roles at Jetty Life LLC and Keller Williams Preferred Properties. Turner also served in Surf City Borough for nine years. Cetera Investment Advisers LLC is an SEC-registered firm that offers a range of investment and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform with a variety of portfolio management options and serves over 10,000 advisors and approximately 800,000 clients.

Christine Caporale is a financial advisor with Merrill in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Merrill since 1998. Outside of her advisory role, she serves as a power of attorney for a nonprofit entity in Naples, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Albert Brocious Jr. is a CFP®-certified financial advisor with Ameriprise, bringing 27 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he owns and operates Grove Street Operations, LLC, which provides financial planning services. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet certain asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, primarily focusing on clients with significant assets in Ameriprise-managed accounts.

Matthew Hartman is a financial advisor with LPL Financial holding Series 63 and Series 65 licenses. He has 30 years of industry experience, including nearly three decades at Massachusetts Mutual Life Insurance Company and associated entities. His prior experience includes roles focused on non-variable insurance and investment-related activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by machine-learning tools and a diverse platform that includes insurance and banking partnerships.

Roy Hansen Jr. is a CFP® with 35 years of industry experience, currently affiliated with Ameriprise Financial Services. He has worked at Ameriprise since 1992, including 15 years with Ameriprise Financial Services, Inc. Hansen is a co-owner of a financial planning business and a partner managing a non-profit limo service. He also serves on the Board of Trustees for the Boys and Girls Club of Camden County. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning through a collaborative, non-discretionary approach using proprietary research and third-party data.

Maria Tsakiris is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2015 and 2016, respectively. She also serves as a trustee and co-trustee for a trust based in Cherry Hill, New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling.

James Nocito is a financial advisor with Ameriprise, holding a Series 66 designation and 24 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of advising, he is a partner in Integrity Management Partners LLC, which rents office space. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with substantial investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. As a large institutional firm, it also delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Adam Rosenzweig is a Series 66-licensed financial advisor with 22 years of industry experience. He has worked at Wells Fargo Clearing Services since 2020 and previously held roles at RBC Capital Markets and Morgan Stanley. Wells Fargo Advisors is a national securities firm that provides investment advisory, financial planning, wrap-fee programs, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions across a large network of more than 14,000 financial advisors.

Daniel Lamb is a financial advisor with Ameriprise who holds the Series 66 designation and has seven years of industry experience. His prior roles include positions at MassMutual of Greater Philadelphia, AXA Advisors, and Temple Resev LLC. He is also co-owner of Phileo Management LLC, a business involved in managing his Ameriprise practice. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Taylor Venanzi is a CFP® professional with nine years of industry experience, currently associated with Cetera. Prior to joining Cetera, Venanzi worked at Schwartz Financial Associates, Inc. and the Office of the Comptroller of Currency. Venanzi also owns Activate Wealth, LLC, a financial planning and investment management firm. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a large network of independent advisors and provides access to multiple program structures and third-party money managers.

David Frank is a financial advisor at Cetera with 28 years of industry experience. He holds the Series 65 and Series 63 designations and has previously worked at Alps Fund Services, Inc. and Lincoln Financial Distributors, Inc. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party model portfolios, with assets under management exceeding $256 billion.