Stephen Schneider is a financial advisor at Wells Fargo Advisors in Danbury, CT, holding Series 63 and Series 65 licenses with 29 years of industry experience. He previously worked at Wells Fargo Clearing for nine years and Prudential Equity Group, LLC for six years. Outside of his advisory role, he serves as co-executor for his father’s estate. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services utilizing proprietary research and tools, with optional implementation through brokerage or advisory programs.

Zhu Howard is a financial advisor with LPL Financial in Stamford, CT, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial and M&T Bank in 2022, he worked at JP Morgan Securities LLC and JP Morgan Chase Bank from 2019 to 2022, and at Bank of America and Merrill from 2017 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Wanda Vasse Koerner is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with J.P. Morgan Securities since 2012 and has also worked with JPMorgan Chase Bank since 2006 and BNY Investment Center Inc. from 2005 to 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to develop model asset allocations and offers broader derivatives and commodities capabilities compared with many institutional advisory programs.

Eric Dorfman is a Financial Consultant at Fidelity Investments, a position he has held since 2023. He previously worked as an Investment Consultant at Fidelity from 2022 to 2023. His earlier experience includes serving as a Portfolio Manager focused on U.S. and Canadian equities at First New York Securities from 2014 to 2021, and as a U.S. Equity Trader at AMR Capital Trading between 2004 and 2013. Throughout his career, Eric has specialized in investment management and financial planning. He holds an Arkansas Insurance License. Outside of his professional work, Eric's personal interests include spending time at the beach, enjoying comedy, football, music, and engaging in parenthood.

Meghan Carrasquillo is a financial advisor at Morgan Stanley with 14 years of industry experience. She has been with Morgan Stanley since 2020. Carrasquillo holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling as part of its financial planning process.

Nicole Lopez is a financial advisor at Fidelity with Series 66 credentials and has been in the industry since 2022. She previously worked at New York Life Insurance Company and has been involved with community organizations such as the Kips Bay Boys & Girls Club and Holy Spirit Roman Catholic Church. Fidelity's Strategic Advisers LLC, where she is based, provides investment management and advisory services to both retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its involvement in fund advisory, including multi-manager and fund-of-funds structures, and its use of systematic methodologies and AI in portfolio management.

Neil Gargiulo is a financial advisor at Edward Jones with 32 years of industry experience. He has been with Edward Jones since 2002 and holds a Series 63 designation. Outside of his advisory role, he participates as an arbitrator in FINRA securities regulation panels. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including non-high-net-worth and high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 advisors and provides a range of advisory programs and affiliated investment products under a fiduciary standard.

Steven Ortega is a financial advisor at Cambridge Investment Research Advisors with 35 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked with Westport Resources Management Inc, Banc of America Investment Services, Inc., and Quick & Reilly, Inc. Outside of his advisory role, Ortega is an independent insurance agent with Guidelight Financial. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals. The firm utilizes multiple platforms and custodians and provides access to third-party advisers and proprietary model strategies.

Ryan Dubak serves as a Private Wealth Advisor with Merrill Private Wealth Management. In this role, he manages relationships and coordinates services for new and existing clients, focusing on developing customized investment plans that align with clients' overall goals and objectives. Ryan began his career in 2008 at Merrill, initially working in the Greenwich, Connecticut office before moving to the New York office in 2011. He has expertise in helping clients optimize financial outcomes related to lifetime planning, heirs, charity, and taxes. He earned a bachelor's degree from the State University of New York System and holds the Chartered Retirement Planning Counselor (CRPC) designation as well as the Certified Financial Planner (CFP) certification. Outside of work, Ryan enjoys football, golfing, hunting, music, pickleball, running, skiing, and tennis.

Adam Sloane is a CFP® and Series 66 licensed financial advisor with three years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc. and has prior experience at Ameriprise. He is also the owner of Spirit Capital Management, Inc., a management consulting business that is currently being wound down. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored non-discretionary planning and consulting using various analytical tools and supports municipal and public finance work through unique affiliations.

Frederick Faustini is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. His work history includes roles in diverse fields such as education, retail, and healthcare prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary services, fund advisory, and model portfolio delivery, with notable use of systematic methodologies and advanced technology in its investment process.

James Curtin is a financial advisor at LPL Financial with 30 years of industry experience. He holds the Series 63 and Series 65 registrations and has worked previously at Wells Fargo Clearing and HSBC Bank USA, N.A., including HSBC Securities (USA) Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and approximately $819 billion in discretionary assets.

Steven Rountos is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Morgan Stanley and its Private Bank since 2016. Prior to that, he was employed at Nauticos Investment Advisors, LLC from 2009 to 2014. Outside of his advisory role, he owns a restaurant business in Reddington, CT. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their financial planning process uses firm-approved tools and market simulations, with clients responsible for plan implementation and updates.

Anthony Giuliante Jr. is a financial advisor with LPL Enterprise, holding a Series 63 designation and 28 years of industry experience. His prior experience includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he is involved in teaching a New York State health insurance point and reduction program. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and various institutional entities. The firm employs a model-driven investment approach and offers services such as financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Joseph Passaniti is a financial advisor with Cetera and holds Series 63 and Series 65 licenses. He has eight years of industry experience and has worked at Cetera Wealth Services, Hudson Financial Services, DJP Capital Advisors, Country Bank, and JP Accounting & Tax CPA. He serves as director of tax and financial planning at Hudson Financial Services and is vice president of Hudson Tax Services LLC. He is also treasurer and a board member for The Jesse A. Collyer, Jr. Youth Sports Leagues of Ossining, Inc., a nonprofit organization. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with various investment program options and manages over $256 billion in assets through a large network of independent advisors.

Gregory Caragine is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 19 years of industry experience. His career includes roles at PIMCO Investments LLC and Merrill prior to his current position at J.P. Morgan Chase Bank since 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of advisors. Their approach combines quantitative and qualitative manager due diligence to offer non-discretionary, customized asset allocation advice and performance reporting.

Anthony Viviano is a financial advisor with Charles Schwab, holding Series 63, 65, and 66 credentials and 28 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2015, and previously worked at TD Ameritrade Inc. from 2023 to 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custody and order-routing services.

Steven Guarascio is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 38 years of industry experience. He has been with Cetera since 2013 and also operates Guarascio Consultants, LLC, a registered investment advisory firm. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with both affiliated and unaffiliated investment options.

Kenneth Mcadam is a financial advisor with Wells Fargo Advisors in Danbury, CT, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. His prior work includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He also serves on the Business & Finance Committee of the First Church of Christ in Redding, CT. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a wide range of planning services tailored to clients who meet a net-worth threshold and integrates advisory services with other financial product offerings.

Maura Sayers is a Financial Consultant at Fidelity Investments, a role she has held since 2025. In this capacity, she partners with clients to develop personalized financial roadmaps that align with their individual goals, values, and visions for the future. Her approach involves designing strategies aimed at supporting clients' long-term financial success and providing clarity and confidence in financial decision-making. Prior to her current position, Maura served as a Planning Consultant at Fidelity Investments from 2020 to 2025 and as a Senior Relationship Manager at the same firm from 2015 to 2020. Her financial services career began as a Financial Advisor at Morgan Stanley from 2013 to 2015, following an extensive tenure as Assistant Vice President at Guardian Investment Services, LLC, from 1994 to 2012. Outside of her professional responsibilities, Maura has personal interests that include socializing with friends, reading, and traveling.