Michael Di Duro is a financial advisor with Morgan Stanley in Williamsville, NY, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2009. Outside of his advisory role, he serves on the finance committee of St. Mary’s Church in Swormville, NY, where he reviews financial reports and budget activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm provides tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Samuel Bronsky is a financial advisor at Cetera with nine years of industry experience and a Series 66 designation. He has worked with Avantax Investment Services and Avantax Advisory Services, and he is a managing partner at Bronsky and Company CPAs, a firm providing tax return preparation and financial statement services. Bronsky is also a partner at Bronsky Wealth Management, a wealth management company affiliated with 1st Global. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management options and access to various third-party money managers.

Kenneth Vampotic is a financial advisor at Merrill with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes positions at Bank of America, Pruco Securities LLC, Bank On Buffalo/CNB Bank, and First Niagara/Northwest Bank NA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Kranz is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2010. He specializes in providing personalized financial strategies tailored to clients' individual goals, managing custom investment strategies on a discretionary basis, and selecting from a broad range of Merrill model portfolios and third-party investment options. His expertise spans managing new wealth, personal retirement planning, tax minimization, and retirement income. James holds a Bachelor's degree in Political Science with a specialization in International Relations from the University at Buffalo. He is a specially qualified Senior Portfolio Advisor within the Merrill Investment Advisory Program and maintains Series 7 and Series 66 FINRA registrations. Additionally, James holds the Certified Private Wealth Advisor® designation and the Personal Investment Advisor (PIA) professional designation. Based in Williamsville, New York, James has lived in the Buffalo area his entire life. He is actively involved in his community, serving as a mentor and supporter of the Kenya Project. Outside of his professional responsibilities, he enjoys football, golfing, hiking, and spending time with his family.

Christopher Lo Tempio is a financial advisor with Charles Schwab in Amherst, NY, holding a Series 66 designation and 18 years of industry experience. He has been with Charles Schwab since 2013, including six years at Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining a multi-asset model portfolio approach with centralized operational and custody services.

Richard Fichter Jr. is a financial advisor at OSAIC with 43 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Fichter Wealth Management, Inc., where he serves as president, and Securities America Advisors Inc. Outside of his advisory work, he is a deacon at the First Baptist Church of West Seneca. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools and multiple advisory platforms to construct portfolios that incorporate a wide range of investment options.

Nicholas Beckman is a financial advisor with Cetera, holding a Series 63 designation and 11 years of industry experience. He has worked with several firms including Lifetime Wealth Management Group, where he serves as an Investment Executive, and has previously been affiliated with Avantax and Securities America. His experience spans financial planning, estate planning, retirement planning, and investment planning. Cetera Investment Advisers LLC is an SEC-registered advisor with a nationwide network of over 10,000 independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with diverse program options and custodial arrangements.

Michael Boss is a financial advisor at Edward Jones with Series 65 and Series 66 designations and four years of industry experience. He has held roles at Edward Jones since 2022 and has prior experience with firms including Western New York Financial Group, LLC, and 432 Brickyard Inc. Additionally, he has worked at the Niagara Falls Country Club and River Oaks Golf Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Adam Burns is a financial advisor with UBS Financial Services in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked with UBS since 2006 and with Troy and Banks since 2004. Outside of his advisory role, he serves as an independent consultant for a utility auditing company that specializes in identifying and recovering overcharges on utility invoices. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and provides a wide range of capital markets and advisory solutions.

Kenneth Lenfest is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Wells Fargo Clearing since 2020 and previously spent four years at Citizens Securities Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from its Investment Institute alongside third-party data.

Christina Wolfe is a financial advisor at OSAIC with 24 years of industry experience. She holds a Series 66 designation and has worked at OSAIC since 2024, following 14 years at Securities America Inc. Wolfe also serves as Chief Compliance Officer at L&M Group Ltd. and maintains a life insurance license in New York. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and corporate investors, offering a range of brokerage and advisory services supported by advanced asset-allocation tools and access to third-party money managers. The firm operates a complex platform with multiple mergers and commercial arrangements, providing both discretionary and non-discretionary portfolio management options.

Michele Mundie is a financial advisor at Morgan Stanley with 30 years of industry experience. She has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, UBS Financial Services, and Merrill. Outside of her advisory role, she serves as a notary public in New York and is involved with a nonprofit organization. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and model-based simulations in its financial planning process.

Samantha Broas is a financial advisor at UBS Financial Services with a Series 66 designation and experience at the firm since 2020. She has a background that includes roles at the University at Buffalo and D'Youville College. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm provides fee-based financial planning, portfolio management, and a range of capital markets services supported by proprietary research and institutional trading capabilities.

Bernard Unger is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Sigma Planning Corporation, Pruco Securities, and Prudential Insurance Company of America. He is also involved with Inheritance Planning Group, LLC in connection with his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary and third-party models alongside technology tools for operational support.

Jacob Kubala is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and has a background that includes law enforcement roles with the University at Buffalo Police and Niagara County Correctional Facility. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and a variety of asset management programs. The firm’s approach incorporates personalized risk assessment and matching clients to advisory program models or discretionary managers, utilizing both proprietary and third-party solutions.

Mark Massaro is a financial advisor at Ameriprise with 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Gregory Oguich is a financial advisor at Ameriprise with 28 years of industry experience. He holds the ChFC® and Series 63 designations and has been with Ameriprise and its affiliated entities since 1997. Outside of his advisory work, he serves as Treasurer on the Board of Directors for Boy Scout Troop 411 in Buffalo, NY. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Gabriella Gamble is a financial advisor at OSAIC with one year of industry experience and holds the Series 66 designation. Her prior roles include positions at Securities America, Bank of America, and Buffalo Metropolitan Federal Credit Union. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers. The firm offers integrated brokerage and advisory services with a range of investment options and uses various tools and platforms to construct and manage portfolios.

John Grad is a financial advisor with Ameriprise in Williamsville, NY, holding Series 63 and Series 65 designations and having 46 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Abigail Ferenczy is a financial advisor at OSAIC with one year of industry experience. She holds the Series 66 designation and has a background that includes roles at Williamsville Central School District, L&M Wealth Management, and Gugino Insurance Agency Inc. Outside of her advisory work, she has been involved with the Williamsville Stampede since 2018. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and investment advisory services, financial planning, and access to various managed account solutions through a large network of affiliated advisers and multiple advisory platforms.