Nathan Guldin is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and has prior work experience including ownership of Nates Premium Firewood, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through a range of third-party programs and advisory services.

Gregory Poleon is a financial advisor with Osaic Wealth, Inc. based in Williamsville, NY, holding Series 63 and 65 licenses and bringing 27 years of industry experience. He previously worked at Securities America Advisors, Inc. and Securities America, Inc. for over two decades. Outside his advisory work, he serves on the board and acts as CFO for LE3 Inc., a nonprofit providing before- and after-school programs and pre-kindergarten care. Osaic Wealth, Inc. serves a diverse client base including individuals, institutions, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, employing asset allocation tools and third-party platforms to manage portfolios comprising stocks, bonds, mutual funds, ETFs, and alternative investments.

Garek Schultz is a financial advisor with Raymond James & Associates in Buffalo, NY, holding a Series 66 credential and two years of industry experience. Prior to joining Raymond James, he worked at M&T Bank and Citi Bank among other roles. Outside of his advisory work, Schultz owns and manages a duplex property in Buffalo, where he also resides. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm provides financial planning and consulting through a range of portfolio management styles and is notable for its municipal advisory services and extensive affiliate network.

Joanne Beaton is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and 29 years of industry experience. She has worked with MassMutual Financial Group and MML Investors Services Inc since 2008. Outside of her advisory role, she is the president of Women United, an organization supporting agencies affiliated with the United Way of Niagara County. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring engagements as annual collaborative relationships that focus on goal-based recommendations without discretionary authority.

Edward Tunmore is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 63 designation and 25 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. and IDS Life Insurance Company. Tunmore is also an independent insurance agent specializing in fixed annuities and life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and various investment programs.

Joseph Bianchi is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works directly with clients to define their financial goals and develop portfolio strategies aimed at helping them achieve those objectives. He provides ongoing advice and adapts financial plans as clients' situations evolve. Joseph has expertise in areas including general investing, retirement planning, and preparing for unexpected financial needs. He emphasizes understanding what matters to each client and their family to create tailored strategies. His professional designations include Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He holds a Bachelor's Degree from Florida State University. Outside of his professional work, Joseph's personal interests include camping, fishing, football, golfing, hiking, hunting, ice hockey, music, and skiing.

Cody Williams is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has been with Equitable Advisors since 2009 and previously affiliated with Axa Advisors, LLC. Williams serves as a board member of the Orchard Park Academy of Finance. Equitable Advisors provides financial planning, retirement-plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm employs a hybrid referral and implementation model, offering advisory and brokerage services through third-party asset managers and LPL programs.

David Starck is a financial advisor with LPL Financial in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes a long tenure at M&T Securities, Inc. since 1997, alongside his current role at LPL Financial beginning in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, utilizing various model portfolios and research to support diversified and alternative investment strategies.

Shawn Connolly is a CFP® with 26 years of industry experience, currently serving as a financial advisor at LPL Financial since 2018. Prior to joining LPL, he worked for SII Investments, Inc. for seven years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, and institutions. The firm offers diverse advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management options supported by research and model portfolios.

Dominic Ruzzine is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 22 years of industry experience. He has worked with M&T Securities Inc. since 2008 and with LPL Financial since 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by in-house and third-party research.

George Di Matteo is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following a 13-year tenure at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by firm-approved tools and utilizes detailed modeling techniques to assist clients in planning.

Peter Hafner is a CFP®-designated financial advisor with 33 years of industry experience. He is currently with LPL Financial and previously worked at NEXT Financial Group Inc. and First Allied Advisory Services, INC. Hafner also engages in tax preparation and accounting activities in addition to his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, retirement consulting, and brokerage services supported by research and diversified portfolio options.

Jason Spatz is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America since 2017, following a 13-year tenure at Citigroup. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ja Rashande Smith is a financial advisor with Mass Mutual Investors Services, holding the Series 63 and Series 66 designations and seven years of industry experience. Smith has previously worked at Commonwealth Financial Network and Moldenhauer & Associates before joining Mass Mutual. Mass Mutual Investors Services is a broker‑dealer and SEC‑registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative planning processes.

Ryan Miller is a financial advisor with Morgan Stanley in Buffalo, NY, holding a Series 66 designation and bringing one year of industry experience. His prior roles include positions at Culain Capital Management LLC, Johnson & Ghirsig Wealth Advisors, and Morlock & Company LLC. Outside of his advisory work, he serves on the finance committee of EPIC, a youth-focused organization, where he reviews financial statements and endowment performance. Morgan Stanley Wealth Management offers a wide range of advisory programs for individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process.

Robert Schilling is a financial advisor with LPL Financial, holding a Series 63 designation and over 43 years of industry experience. His career includes prior roles at MassMutual Life Insurance Company, Metlife Securities Inc., and Phoenix Home Life. Outside of his advisory work, he owns a business that buys, trades, and sells sports memorabilia. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, including access to model portfolios, third-party subadvisors, and various technology-driven investment solutions.

James Suchocki is a financial advisor with Primerica Advisors in Buffalo, NY, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Primerica Advisors since 1988 and Primerica Financial Services since 1987. Outside of his advisory role, he serves on the Board of Directors for the Academy of Finance. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, focusing on a range of strategic investment models implemented with the support of BNY Mellon Advisors.

Joseph Beecher is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 20 years of experience in the financial services industry, specializing in retirement benefits consulting and investment planning. Joseph advises corporate retirement plans and develops investment strategies for high net worth individuals, retirees, and small business owners. His approach incorporates insurance and estate planning services to assist clients in meeting their financial goals. Joseph holds a Bachelor's Degree from SUNY College at Buffalo and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He serves on the Board of Directors for the Girls Education Collaborative, participates on the United Way Endowment Committee, and acts as Class Representative for Canisius High School. Joseph lives in Buffalo, NY with his wife Amanda and their three children. Outside of his professional role, Joseph enjoys adventure sports, basketball, boating, camping, fishing, hiking, spending time with family, and watching movies. He is involved in the community through his work with Canisius High School and the Girls Education Collaborative.

Michael Mcdonald is a financial advisor at Cetera with 21 years of industry experience. He holds a Series 63 designation and has worked at firms including Cetera Wealth Services, LLC, Crane Capital Group, Inc., and C. John Crane, Inc. Aside from advisory roles, he is involved in insurance sales and operates a life settlement business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party managers and investment strategies.

Roseann Gannon is a financial advisor at RBC Capital Markets with 14 years of industry experience and holds the Series 66 designation. She has worked at RBC Capital Markets since 2018 and previously spent seven years at Cadaret, Grant & Co., Inc. and WNY Asset Management. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to each client's risk profile through a combination of in-house and third-party managers.