Kyle Semrau is a financial advisor with J.P. Morgan Securities in Rochester, NY, holding Series 63 and Series 66 credentials and 13 years of industry experience. His work history includes multiple roles at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as a brief period at Edward Jones. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. Their approach integrates quantitative asset-allocation modeling and centralized due diligence, applying an ESG eligibility framework when recommending investment strategies.

Salvatore Cutaia is a financial advisor at LPL Enterprise with Series 66 credentials and just over a year of industry experience. His prior work includes roles at Equitable Advisors and Paychex, as well as experience outside finance, including operating car wash businesses and involvement with local educational institutions and a district umpire association. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and various institutional clients. The firm employs a model-driven investment approach and offers services such as financial planning, third-party asset manager access, and participation in the Model Wealth Portfolios wrap program.

John Anadio is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 26 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entities since 2011 and has also worked at Sage, Rutty & Co., Inc. since 1999. Outside of advisory roles, he serves as president of Canalside Capital Management and is involved in insurance and benefits consulting. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse clientele, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using a variety of portfolio management strategies and platform arrangements.

Jacob Nannen is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked at CGI Digital and Broker Genius. He is based in Rochester, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Bruce Marche is a financial advisor with MassMutual Investors Services in Fairport, NY, holding Series 63 and Series 65 registrations with 32 years of industry experience. He has been with MassMutual Life Insurance Company and MassMutual Investors Services since 2005. Outside of his advisory role, he serves as a board member of the Reynolds Library in Rochester, where he provides support and advice related to a $5 million investment fund. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved tools and simulations.

Sam Irvine is a CFP® certified financial advisor with 13 years of industry experience, currently associated with Cetera. He has held roles at Avantax Advisory Services and 1st Global Advisors, among others. Irvine serves as a member of the finance committee for Greater Rochester Habitat for Humanity. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients through a large nationwide network of advisors. Its multi-manager platform offers access to affiliated and third-party managers and supports various program structures and account types.

Christopher LaFountain is a CFP® and ChFC® with 23 years of industry experience. He has worked at LPL Financial since 2018 and previously held roles at Ciccarelli Advisory Services, FSC Securities, Wells Fargo Clearing, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a wide range of investment strategies through a large network of advisors.

Jared Greagan is a financial advisor with J.P. Morgan Securities in Rochester, NY, holding Series 63 and Series 66 licenses and eight years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2018 and previously worked at Eastern Managed Print Network from 2016 to 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its advisory process.

Tyler Shufelt is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining LPL Enterprise, he worked at NYLIFE Securities LLC and New York Life, and has experience outside finance in the retail and food service industries. He also serves as a Life Insurance Case Manager for Traditions Financial Group, Inc. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs model-driven investment strategies and offers financial planning, third-party asset manager access, and insurance product facilitation through affiliated entities.

Gregory Facinelli is a financial advisor with LPL Financial, holding a Series 66 designation and over 21 years of industry experience. He previously worked at Wells Fargo Advisors Financial Network LLC for 15 years and held various roles at Morgan Stanley from 2005 to 2011. Facinelli co-owns ACE Financial Group, an investment-related business in Rochester, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

John Ceddia is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 37 years of industry experience, including roles at MetLife Securities Inc. and Metropolitan Life Insurance Company since 1988. Since 2007, he has also worked as an independent insurance agent specializing in fixed annuities and life, accident, health, and long-term care insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, technology-supported approaches to help clients with their financial goals.

Jason Copella is a financial advisor at UBS Financial Services with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Burton's Farm Market, Community Bank, N.A., SUNY Geneseo, Olean Food Barn, and Olean High School. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings through a large network of financial advisors.

Michael Millard is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked at Merrill since 1977 and has been affiliated with Bank of America, N.A. since 2011. Outside of his advisory work, he owns Huston Road Press, a sole proprietorship through which he plans to publish a novel. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Courtney Laffler is a CFP® with 22 years of industry experience and has been with Edward Jones since 2011. She holds a Series 66 license and is based in Fairport, NY. Outside of her advisory role, she serves as Membership Director of the Gananda School District PTSA and is involved with the Rocky Mountain Elk Foundation Florida Chapter as a committee member. Edward Jones is a full-service wealth management firm serving individual and institutional clients, managing approximately $1.01 trillion in assets with a nationwide network of over 23,700 advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Morgante is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial plans tailored to their individual goals and priorities. He joined Fidelity Investments in 2024, initially serving as an Investment Consultant before advancing to his current role in 2025. Prior to joining Fidelity, Michael held several positions at Mutual of America Financial Group, including Retirement Plan Consultant from 2014 to 2020, Regional Vice President from 2020 to 2022, and again as Retirement Plan Consultant from 2022 to 2024. His experience spans retirement planning and investment consulting. Outside of his professional work, Michael has interests in baseball, family activities, golf, hiking, military service, and snowboarding.

Kevin Fox is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their priorities and develop strategies tailored to their short-, mid-, and long-term financial goals. His responsibilities include providing guidance on a range of topics such as investing, retirement planning, and emergency savings. Additionally, he offers clients access to Bank of America specialists in areas including banking, credit, home financing, and small business solutions. Kevin holds the Personal Investment Advisor (PIA) designation and earned his bachelor's degree from Carnegie Mellon University.

Michael Nelkin is a financial advisor at Morgan Stanley in Rochester, NY, holding Series 63 and Series 65 licenses with 21 years of industry experience. He has worked at Morgan Stanley since 2019 and previously held positions at Citizens Securities Inc., CITIZENS Bank, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides a variety of services through its Financial Advisors and Estate Planning Strategies Group.

Jeffrey Kotalik is a Series 66-licensed financial advisor at Morgan Stanley with 27 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and was previously associated with Citigroup Global Markets. He serves on the board of the Finger Lakes Museum and is employed by the Pittsford Central School District. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning services using structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Richard Sylvester is a CFP® and ChFC® with 36 years of experience in the financial services industry. He currently works at Cetera and has previously been affiliated with firms including Commonwealth Financial Network and Summit Financial Group Inc. Outside of his advisory role, he serves as vice president and treasurer of the Rochester Lady Lions travel softball organization and holds coaching and treasurer positions with local sports programs. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients including individuals, retirement plans, corporate and charitable accounts, and institutional investors. The firm offers a multi-manager platform with various portfolio management options and access to third-party managers, supporting discretionary and non-discretionary account structures.

Louis Bouchard III is a Series 63 licensed financial advisor with 40 years of industry experience, currently with Wells Fargo Advisors since 2010. He owns Bouchard Financial Group and serves as co-trustee for his mother’s trust and executor for his father’s estate. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, utilizing Wells Fargo research and tools to develop tailored client recommendations.