Joseph Crispino is a financial advisor with Wells Fargo Clearing in Pittsford, NY, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Emma Mercurio is a financial advisor at Charles Schwab with a Series 66 credential and experience beginning in 2024. Her prior roles include positions at M&T Bank and several retail companies. She has also spent several years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by centralized custody and due diligence resources.

William Pagano is a CFP® professional with 23 years of industry experience. He has worked at Commonwealth Financial Network for 20 years and Crossbridge Financial for 19 years before joining LPL Financial in 2025. He manages Pagano DiNicola Wealth Management & Strategic Tax Solutions as part of his advisory business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, including discretionary and non-discretionary management supported by research and model portfolios.

Claire Bellis is a Financial Advisor at Merrill Lynch Wealth Management. She holds the designations of Certified Divorce Financial Analyst (CDFA) and Personal Investment Advisor (PIA). Claire earned her bachelor's degree from Eastern Illinois University. Her expertise lies in assisting women and their loved ones with financial planning during significant life transitions such as divorce, retirement, and career changes. Claire guides clients through the financial complexities of wealth planning, focusing on building personalized strategies that align with their values, priorities, and goals. Claire is involved with the Rochester Women Network and participates in the Junior Achievement Stock Market Challenge. Her personal interests include dancing, gardening, hiking, horseback riding, music, singing, spending time with family, traveling, watching movies, and practicing yoga.

Julie Yunker is a financial advisor with MassMutual Investors Services in Rochester, NY, holding Series 63 and Series 65 licenses and 22 years of industry experience. She has been with MassMutual Investors Services since 2017 and also serves as an agent with MassMutual Life Insurance Company. Outside of her advisory role, Yunker is a board member of the Genesee County YMCA, overseeing the organization’s operations. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers ongoing, collaborative financial planning engagements using firm-approved tools and delivers written recommendations, with implementation arranged separately through brokerage or insurance channels.

Benjamin Patrzalek is a CFP® with 10 years of industry experience, currently with LPL Enterprise, LLC since 2025. He previously worked at Equitable Advisors and Axa Advisors, both from 2015 to 2025 and 2015 to 2020 respectively. Patrzalek is also involved in a non-variable insurance business. LPL Enterprise serves a diverse client base including individuals, retirement plans, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products on an integrated platform.

Daniel Aspenleiter is a CFP® professional with 29 years of industry experience. He is currently with OSAIC and previously worked at American Portfolios Advisors, Inc., Cadaret, Grant & Co., Inc., and LPL Financial. Aspenleiter is also licensed to sell insurance products through Finger Lakes Investment Corp and ITrust Advisors. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors, offering integrated brokerage and advisory services across multiple platforms. The firm employs a range of asset-allocation and portfolio management tools and supports both discretionary and non-discretionary accounts.

Paul Deagle is a CFP® and PFS™ professional with nine years of industry experience, currently affiliated with Cetera. He is also a partner at LaDelfa Schoder & Walker P.C., an accounting and tax preparation firm, where he has worked since 2008. Deagle serves as treasurer for the Livingston County Historical Society and owns Vespoke Wealth Management, a financial services practice. Cetera Investment Advisers LLC is an SEC-registered advisor with a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures and access to affiliated and third-party managers.

Kyle Semrau is a financial advisor with J.P. Morgan Securities in Rochester, NY, holding Series 63 and Series 66 credentials and 13 years of industry experience. His work history includes multiple roles at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as a brief period at Edward Jones. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. Their approach integrates quantitative asset-allocation modeling and centralized due diligence, applying an ESG eligibility framework when recommending investment strategies.

Salvatore Cutaia is a financial advisor with LPL Enterprise LLC and holds a Series 66 designation. He has one year of industry experience and previously worked at Equitable Advisors LLC and Paychex. Outside of advising, he has experience in roles including umpiring for the Rochester District Umpire Association and managing car wash businesses. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and other institutions. The firm offers a range of services such as financial planning, model wealth portfolios, and third-party asset management, combining advisory programs with brokerage and insurance products through an integrated platform.

Alexander Tarkowski is a financial advisor with Equitable Advisors in Rochester, NY, holding a Series 66 designation and two years of industry experience. His prior work includes roles at the University of Tulsa College of Law and Legal Aid Services of Oklahoma, Inc. He is also employed as an RSA for Thomas Tarkowski at Mapstone Veritas. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, and access to third-party asset management programs through a dual SEC-registered investment adviser and broker-dealer model.

John Anadio is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 26 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entities since 2011 and has also worked at Sage, Rutty & Co., Inc. since 1999. Outside of advisory roles, he serves as president of Canalside Capital Management and is involved in insurance and benefits consulting. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse clientele, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using a variety of portfolio management strategies and platform arrangements.

Jacob Nannen is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked at CGI Digital and Broker Genius. He is based in Rochester, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Bruce Marche is a financial advisor with MassMutual Investors Services in Fairport, NY, holding Series 63 and Series 65 registrations with 32 years of industry experience. He has been with MassMutual Life Insurance Company and MassMutual Investors Services since 2005. Outside of his advisory role, he serves as a board member of the Reynolds Library in Rochester, where he provides support and advice related to a $5 million investment fund. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved tools and simulations.

Sam Irvine is a CFP® certified financial advisor with 13 years of industry experience, currently associated with Cetera. He has held roles at Avantax Advisory Services and 1st Global Advisors, among others. Irvine serves as a member of the finance committee for Greater Rochester Habitat for Humanity. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients through a large nationwide network of advisors. Its multi-manager platform offers access to affiliated and third-party managers and supports various program structures and account types.

Christopher LaFountain is a CFP® and ChFC® with 22 years of industry experience. He has worked at LPL Financial since 2018 and previously spent three years at Ciccarelli Advisory Services Inc. and FSC Securities Corp. He is based in Pittsford, NY. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through its extensive network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Jared Greagan is a financial advisor with J.P. Morgan Securities in Rochester, NY, holding Series 63 and Series 66 licenses and eight years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2018 and previously worked at Eastern Managed Print Network from 2016 to 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its advisory process.

Krisha Diamantopoulos is a financial advisor at Morgan Stanley in Rochester, NY, holding a Series 66 designation with 14 years of industry experience. She has been with Morgan Stanley since 2014 and also partners in ADK Commercial Clean, a janitorial services business. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, offering tailored financial planning supported by firm-approved tools and investment analysis.

Tyler Shufelt is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and has one year of industry experience. Prior to joining LPL Enterprise, he worked at NYLIFE Securities LLC and New York Life. Outside of his advisory role, he is a Life Insurance Case Manager at Traditions Financial Group, Inc. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and other institutional clients. The firm offers financial planning, consulting, and access to various advisory programs, combining advisory services with brokerage and insurance products through an integrated platform.

Gregory Facinelli is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and having 20 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2011. Facinelli co-owns ACE Financial Group with his spouse. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, using proprietary research and tools to develop tailored recommendations.