Max Coughenour is a financial advisor with Cetera, holding a Series 66 designation and beginning his career in 2026. His professional background includes roles at Diamond State Financial Group and Cetera Wealth Services, along with earlier experience in hospitality and education sectors. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, providing access to both affiliated and unaffiliated investment managers.

James Baker Jr. is a financial professional with Cetera who holds a Series 66 credential and has 10 years of industry experience. He has worked at Cetera and its affiliates since 2023 and has been associated with Diamond State Financial Group and Securian Financial Services Inc. since 2016. Outside of his advisory role, he is also active as an insurance agent and broker. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Sandra Strudwick is a financial advisor at Edward Jones with 14 years of experience, holding a Series 66 designation. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Joshua Shaver is a financial professional at Cetera with 19 years of industry experience. He holds a Series 66 designation and has worked at Diamond State Financial Group since 2007, as well as at Securian Financial Services and Minnesota Life Insurance from 2007 to 2023. Shaver serves as vice president of DSFG CARES, a charitable board focused on local giving initiatives. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of advisory services to individuals, retirement plans, corporate and charitable clients, and institutions. The firm operates a multi-manager platform offering portfolio management, financial planning, and access to various third-party managers across discretionary and non-discretionary programs.

Herbert Rosenberg is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Guardian Life Insurance Company, Park Avenue Securities, and Northwestern Mutual. Rosenberg also sells non-variable insurance products, including term life, whole life, long-term care, disability, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management options, utilizing a network of over 22,800 advisors and overseeing more than $819 billion in discretionary assets.

Ron Snyder is Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2022. He brings 26 years of experience in the financial services industry, working in various roles including Branch Leader and Field Training Director at Fidelity Investments, Regional Vice President at Mercer Advisors, and Retirement Advisor at Vanguard. His expertise includes wealth planning and investment strategy development. Throughout his career, Ron has focused on creating personalized financial plans tailored to individual family needs and goals. He collaborates closely with clients to implement and monitor these plans over time, ensuring they adapt to changing circumstances. His professional journey reflects a commitment to leveraging extensive industry experience and resources to support clients' financial objectives. Outside of his professional life, Ron enjoys boating, family activities, golf, hiking, music, and running.

Emma Lytle is a CFP® with three years of industry experience, currently with Mass Mutual Investors Services. She has previously worked at MassMutual Life Insurance Co and Jennerspond, and has experience in educational roles at Messiah University and Avon Grove High School. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved tools and collaborative planning processes.

Grant Gaugler is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and three years of industry experience. He has worked at Cetera and related entities since 2024 and previously at Citadel Federal Credit Union and CUSO Financial Services. Cetera Investment Advisers LLC is a nationwide registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Christopher Hewlett is a financial advisor with Primerica Advisors in Newark, DE, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. He has been affiliated with Primerica Financial Services since 2010 and PFS Investments Inc. since 2011. Outside of his advisory role, he is president of Hewlett & Company, Inc., which provides tax preparation, bookkeeping, and payroll services, and he is a minority partner in Iterum Physical Therapy, LLC. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Kevin Kolmer Jr. serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 2004 and joined his current team in 2007. In his role, he supports clients ranging from those in the early stages of their careers to individuals nearing retirement, assisting them with disciplined, risk-managed strategies tailored to their financial goals and helping them navigate complex financial decisions. Kevin holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's degree in Business Management from Gettysburg College, where he was actively involved in tutoring and community service activities. In addition to his professional work, Kevin is engaged in his community through coaching in the Berwyn Paoli Area Little League and serving on the finance committee at The Benchmark School. He resides in Berwyn, Pennsylvania with his wife, two children, and their dog. His personal interests include golf, running, paddle tennis, and spending time with his family.

Anatol Maxwell is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 24 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 18 years before joining LPL Financial in 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, and supports its network of over 22,800 advisors with research and operational tools.

Eric Etshman is a financial advisor at J.P. Morgan Securities with 33 years of industry experience. He holds Series 63, 65, and 66 licenses. His prior work experience includes positions at Equity Services, Inc., VSR Financial Services, Inc., and Wells Fargo Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative screening and qualitative research to develop model asset allocations and incorporates ESG eligibility in its recommendations.

Richard Miller is a financial advisor at Cetera with 26 years of industry experience. He holds the PFS™ designation as well as Series 63 and Series 65 licenses. His prior roles include positions at HD Vest Insurance Services and Metropolitan Life Insurance. Outside of advising, Miller provides tax preparation and consulting services through Van Buren Financial Group LLC and operates as an independent health insurance agent. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary program structures.

Dan Glazier is a Financial Consultant at Fidelity Investments, a position he has held since 2020. He works closely with clients to understand their motivations and vision for the future, guiding them through the planning process using Fidelity's resources to develop personalized financial plans. Prior to his current role, Dan served as an Investment Consultant at Fidelity Investments from 2019 to 2020. He has extensive experience in the financial services industry, having worked at Capital One from 2007 to 2019 in various roles including Financial Advisor, Customer Service Manager, and Customer Service Associate.

Marcus Kindervater is a financial advisor with LPL Enterprise holding a Series 66 designation and three years of industry experience. His prior work includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of his advisory work, he is also an independent Medicare insurance contractor. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, offering financial planning, third-party asset management access, and insurance products through affiliated entities.

James Mammarella Jr. is a CFP® professional with 34 years of industry experience, currently serving as an advisor at OSAIC since 2023. Prior to joining OSAIC, he worked at FSC Securities Corporation for 16 years. Outside of his advisory role, he owns Wealth Efficiency Strategies, a firm focused on evaluating insurance needs. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and strategies, and is notable for its scale, consolidation activity, and complex affiliate network.

Stephen Mcdermott is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at M&T Securities, Wilmington Brokerage Services Company, Wilmington Trust Investment Management, and UBS Financial Services. Outside of advisory work, he coaches defense for the Tatnall High School football team. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning, advisor-managed portfolios, Unified Managed Accounts, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by risk assessment tools and offers a complex affiliate network alongside multiple custodial and legacy program arrangements.

Evan Sparks is a financial advisor at Cetera with a Series 66 designation and less than one year of industry experience. His background includes roles at Cetera Wealth Services, LLC, and prior experience at the University of Delaware. He is also involved with Little Landmines, a venture active since 2020. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of investment program options and manages over $256 billion in assets.

John Stella is a financial advisor with Ameriprise in Landenberg, PA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2011. Ameriprise provides retirement-income planning services aimed at clients with significant investable assets, offering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm uses a centralized consulting team and algorithmic tools to support its advisors in delivering tailored retirement-income advice.

H. Ingersoll is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Prior to joining Mass Mutual Investors Services in 2017, Ingersoll worked at MetLife Securities Inc. from 2015 to 2017 and has been associated with MassMutual Life Insurance Company since 2016. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based planning supported by firm-approved analytical tools and offers a range of programs including educational seminars and event-driven planning services.