Sean Jupitz is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 66 designation and 13 years of industry experience. He has worked with various entities affiliated with Bankers Life since 2012. Outside of advising, he is involved in insurance services as an agent. Bankers Life Advisory Services, Inc. serves primarily mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management aligned with clients’ goals and risk tolerances.

Jasmine Byrd is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. She has been with T. Rowe Price since 2019 and previously worked in media roles at Maryland Public Television and CBS Radio/Entercom Radio. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm employs a goals-based approach using proprietary mutual funds and ETFs, offering personalized plans supported by online tools and financial advisor access.

Robert Hill is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the CFP® designation and has 12 years of industry experience. His prior work history includes roles at Bank of America and Merrill, in addition to multiple tenures at T. Rowe Price. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses proprietary mutual funds and ETFs within model portfolios, combining goals-based planning with an online planning tool and telephone access to advisors.

Christopher Photiou is a CFP® with 27 years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc. since 2006. He previously worked at Chase Investment Services Corp. and Banc One Securities Corporation in 2005. Outside of traditional advisory work, he is a podcast host and content creator for an online program called "The Greatest Non-Hits." T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service to individual investors and households, combining financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm emphasizes model portfolio management with tax-aware rebalancing and offers services through a digital platform and telephone access.

Lyubov Sidorova is a financial advisor with Empower Advisory Group, holding a Series 66 designation and bringing 10 years of industry experience. She previously worked at T. Rowe Price for a decade before joining Empower in 2025. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail brokerage account holders, using an integrated model connected to Empower’s recordkeeping and administrative platforms.

Harrison Rafiq is a Series 65-licensed financial advisor with four years of industry experience. He is currently with HB Wealth, where he has worked since 2025, and previously held positions at WMS Partners, RF Industries, Morgan Stanley, and Charles A. Pastrana & Sons. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm offers wealth management, investment management, and financial planning services, with a focus on discretionary portfolio management that integrates both quantitative and qualitative analysis across a range of public and private investment strategies.

Tyler Sturgill is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 65 licenses and has 21 years of industry experience. Prior to joining T. Rowe Price, he worked for Kestra Advisory Services, LLC and Kestra Investment Services, LLC for over a decade. Outside of his advisory role, he is the sole member of Clear Canyon Holdings, LLC, a company involved in real estate investment decisions. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolios invested exclusively in selected T. Rowe Price mutual funds and ETFs, incorporating tax-aware rebalancing and Monte Carlo simulations in their planning process.

Paul Tomick is a financial advisor with Janney Montgomery Scott in Towson, MD. He holds Series 65 and Series 66 licenses and has 25 years of industry experience, including 24 years with Janney. He serves as an advisory board member for Pressley Ridge, a nonprofit organization assisting foster care youth with the transition to independent living. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, and institutional sponsors, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.

Madeline Ledbury is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds a Series 66 license and joined the firm in 2026. Prior to her current role, she spent several years in education at various institutions, including Hamilton College and Needham High School. T. Rowe Price Advisory Services, Inc. provides a retirement advisory service focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily through T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and delivers point-in-time financial plans and annual reviews for enrolled clients.

Christopher Sheeler is a financial advisor at PNC Wealth Management in Timonium, MD, with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Edward Jones, New York Life, and Eagle Strategies LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithm-driven risk assessment and invests via mutual funds and ETFs managed by PNC or third parties.

Robert Vernon is a CFA® charterholder with 32 years of experience in the financial industry. He has been with Brown Investment Advisory & Trust Company since 2008. Brown Advisory provides investment management and advisory services to a diverse range of clients, including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up, fundamental research approach and offers a variety of strategies, including sustainable investment options, alongside a notable private-fund and venture program.

Trevor Dunn is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and four years of industry experience. He has worked at T. Rowe Price since 2021 and has held various roles in other companies including United Parcel Service and Autani. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households with at least $250,000 in investable assets. Their offerings combine goals-based planning, retirement income projections using Monte Carlo simulations, and portfolios invested exclusively in T. Rowe Price mutual funds and ETFs.

Eric Seale Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 designations and has 19 years of industry experience. His career includes 17 years at T. Rowe Price Investment Services, Inc. before joining T. Rowe Price Advisory Services in 2026. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations for retirement income projections.

Amanda Maggio Ramig is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has been with Valic Financial Advisors since 2014. Outside of her advisory role, she coaches middle and high school girls in lacrosse through various organizations, including the Washington Inner City Lacrosse Foundation and Montgomery County Public Schools. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet UMA models with optional tax and impact overlay services.

John Blair is a CFP® with 26 years of experience in financial services. He currently works at Cerity Partners LLC and has prior experience with Maryland Capital Management, LLC and Deutsche Bank Securities Inc. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets. The firm offers customized wealth management services and utilizes a client-specific investment framework that combines quantitative screening, manager selection, and access to alternative and private market solutions.

Martin Eby is a CFP® with 32 years of experience in the financial advisory industry. He has worked at HB Wealth since 2025 and previously spent 31 years at WMS Partners, LLC. He serves as Chairman of the Investment Committee and a board member for Cristo Rey, a nonprofit organization. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm employs a combined quantitative and qualitative investment approach across a broad range of public and private strategies.

Zhiyuan Zhang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and has also been involved with UGCF, Inc. since 2016 and World Financial Group since 2003. Outside of his advisory role, he serves as president of UGCF, Inc., a flow-through entity for tax purposes. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, estates, and charitable organizations. The firm utilizes model portfolios and third-party managers across multiple platforms such as Transamerica ONE and TFA365, with regulatory assets under management of approximately $1.7 billion.

Nyshea Holloday is a financial advisor with Valic Financial Advisors in Linthicum Heights, MD, holding a Series 66 designation and one year of industry experience. Prior to joining Valic Financial Advisors in 2026, she worked at Edward Jones, SS&C Technologies, Swiss Post Solutions, Ricoh USA, and Enterprise Rent-A-Car. Outside of her advisory role, she owns Jemini Kitchen, a catering business serving family and friends. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, utilizing discretionary unified managed accounts with centralized technology and model-driven solutions.

Deedra Carter is a financial advisor at Valic Financial Advisors with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Valic Financial Advisors since 2016. She also serves as a volunteer Insurance Producer with the Maryland Insurance Administration, participating in quarterly meetings on insurance continuing education and qualification matters. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed accounts using centralized technology and third-party model managers through its large network of advisors.

William Brandenburg is a financial advisor at TIAA-CREF with the Series 66 designation and 26 years of industry experience. He has been with TIAA-CREF and TIAA since 2005. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm distinguishes between point-in-time financial planning and ongoing discretionary management using model or customized portfolios, and it also serves as adviser to a donor-advised fund sponsored by Charityvest.