Noah Destefano is a financial advisor with LPL Financial who holds a Series 66 credential and has 19 years of industry experience. He has been with LPL Financial since 2013 and also has a role at Averett University since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Joseph Craft is a financial advisor with Edward Jones in Midlothian, VA, holding CFP® and Series 66 credentials and six years of industry experience. He has worked at Edward Jones since 2019 and previously held positions at BB&T, Foresters Financial, Aqua Tots, and Moneyspot. Outside of advisory work, he is involved as a landlord for a residential property in Richmond, VA. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of investment strategies and services, operates under a fiduciary standard, and maintains a large network of advisors and branch offices nationwide.

Robert Waters is a financial advisor at LPL Financial with 15 years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors and Lincoln Financial Advisors Corporation. Outside of his advisory work, he is involved with Crump Academy Financial, a non-variable insurance business, and operates Waters Wealth Consultants LLC. LPL Financial serves individuals, retirement plans, corporations, and other institutions through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, offering both discretionary and non-discretionary portfolio management supported by research and model portfolios.

Kamran Raika is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding Series 63 and Series 65 licenses and has 32 years of industry experience. He has been with Wells Fargo Advisors and its related entities since 2009. Outside of his advisory work, Raika is a co-owner of Ghanshyam Hospitality LLC, which owns a Hampton Inn hotel, serving as a silent partner. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu including specialized services such as business-owner transition planning and special-needs analysis, delivering tailored recommendations supported by Wells Fargo research and planning tools.

Jason Pruden is a CFP® and ChFC® with 20 years of industry experience. He is currently with OSAIC and previously worked at Royal Alliance Associates, Inc. and John Hancock Financial Network. He also serves as an advanced planning consultant for Capitol Financial Solutions and acts as an agent under a power of attorney for a family member. OSAIC serves a diverse client base including individual and institutional investors, offering a range of brokerage, investment advisory, and financial planning services through a large network of affiliated advisers and multiple platforms. The firm utilizes asset-allocation tools and automated rebalancing to construct portfolios that may include various asset classes and supports both discretionary and non-discretionary account management.

Wendy Poole is a financial advisor at Ameriprise with seven years of industry experience. She holds the Series 66 designation and has worked at Ameriprise and its affiliated entities since 2017, with prior experience at TFA Associates, LLC. Outside of her advisory role, she is involved in managing a body repair and paint shop, County-Line Collision Center, LLC. Ameriprise is a large institutional firm offering retirement-income planning services primarily for clients with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations tailored to clients’ income needs and asset allocations.

Nicole Frost is a financial advisor with Thrivent Investment Management in Midlothian, VA, holding a Series 66 designation and three years of industry experience. Her prior work includes roles at CarMax, Inc. and Jamberry. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic planning addressing various financial topics without implementing recommendations, allowing clients to combine planning with managed-account services under a consolidated billing option called WealthPlan.

Robert Schinsky is a financial advisor with Ameriprise in Richmond, VA, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he is a co-owner of Red Gator LLC, which manages his Ameriprise business, and he operates Spotted Hound Inc., an S corporation established for tax-efficient management of his advisor compensation. Ameriprise offers specialized retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce customized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Christopher Weller is a CFP® and ChFC® credentialed financial advisor with seven years of industry experience. He has been with Edward Jones since 2019 and previously worked at West Creek Financial, Sherwin-Williams, and The Country Club of Virginia. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and services through a large network of financial advisors and branch offices nationwide.

Eugene Rushton is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 66 licenses and eight years of industry experience. He previously worked at Sagepoint Financial, INC. and the University of Virginia. Outside of advising, Rushton is co-owner of a family business, Les Yeux Du Monde, which he inherited with his sister. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing a range of portfolio management styles supported by affiliated research and model managers.

Philip Conjerti is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to his current role, he worked at OneAmerica Securities, American United Life, and Primerica entities. Conjerti served in the US Army for eleven years. He is involved with Organic Wealth Management, a MassMutual DBA focused on environmental and socially responsible investing strategies. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational services, emphasizing collaborative, annual planning relationships and a range of investment and estate-planning programs.

William Comer is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and having 35 years of industry experience. His prior experience includes roles at Virginia Asset Group, Infinex Investments, Inc., and EVB/SONA Bank. Comer is also associated with Ashpark Financial Group, LLC, a business related to his LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Stephen Gow is a CFA® charterholder and holds the Series 66 designation with 23 years of industry experience. He is currently with Raymond James & Associates and has prior experience at Truist Advisory Services, Truist Investment Services, and Bb&T Securities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves individuals, institutions, pension plans, charitable organizations, and governmental entities. The firm offers financial planning and investment consulting through a range of portfolio management styles, supported by extensive research and a nationwide adviser network.

Richard Adams is a financial advisor with LPL Financial in Richmond, VA, holding the ChFC® and Series 63 designations and bringing 39 years of industry experience. He has worked with Colonial River Investments and Securities America, Inc., and has maintained his own practice since 1976. Adams serves as Vice President and board member of The Bachelor Club of Richmond, a nonprofit organization. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting with access to model portfolios, research, and advanced portfolio management strategies.

Tiffany Khumalo is a Financial Consultant at Fidelity Investments. She has progressed through various roles within the company since 2022, gaining experience as an Investment Consultant, Planning Consultant, Relationship Manager, Investment Solutions Representative, and Customer Relationship Advocate. Her professional focus involves partnering with individuals and families to understand their unique goals, values, and concerns, working collaboratively to develop plans that help them move toward what matters most. Outside of her professional work, Tiffany has interests that include board games, comedy, concerts, music, theater, and traveling.

Douglas Swartz is a financial advisor with Edelman Financial Engines in Henrico, VA, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at Financial Engines Advisors L.L.C. since 2018 and previously held roles at EF Legacy Securities, LLC and Edelman Financial Services LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a proprietary, committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment options with a focus on diversified portfolios, periodic rebalancing, and long-term strategies.

Brant Lingle is a Series 66-licensed financial advisor with Cetera, based in Midlothian, VA. He has been with Cetera and its affiliated entities since 2026 and has prior experience at SHV Partners and various consulting roles. Outside of his advisory work, he has been involved with nonprofit organizations including the Twilight Wish Foundation and local churches. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base from individuals to institutional accounts. The firm offers a multi-manager platform with diverse investment options and portfolio management strategies across discretionary and non-discretionary programs.

Courtney Coombs is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. She has 20 years of industry experience, including a 19-year tenure at Ameriprise Financial Services and prior roles at Edward Jones, National Life Group, and Equity Services Inc. She is involved in insurance activities through Cornerstone Advisor Group LLC and offers alternative products via King Brokerage of Virginia LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational seminars, with a focus on collaborative, goal-driven planning engagements.

Craig Dods is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. He has worked within various Wells Fargo entities since 2009. Outside of his role at Wells Fargo, Dods holds a 28% ownership in Granite Wealth Management, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients meeting certain net-worth thresholds. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Carmen Taylor is a financial advisor at Cetera with over 41 years of industry experience. She holds the ChFC® designation as well as Series 63 and Series 65 licenses. Her career includes long tenures at Securian Financial Services, Inc. and Southwestern Life Insurance Company. Outside of her advisory role, Taylor is involved in fixed insurance sales and manages a family-associated property and casualty insurance agency. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, managing over $256 billion in assets.