Clementine Cigna is an Investment Solutions Representative III at Fidelity Investments. In this role, she collaborates with clients to build confidence around financial goals and investment decisions, helping them clarify priorities, understand risk, and set clear, measurable objectives for long-term growth. She provides ongoing support and perspective as markets change, maintaining focus on what matters most to her clients and their families. Clementine has been with Fidelity Investments since 2022, progressing through roles from Customer Relationship Advocate to Investment Solutions Representative II and I before her current position. Prior to joining Fidelity, she gained experience as a Mortgage Loan Officer at AmeriFirst Financial and Revolution Mortgage, as well as serving as a Financial Services Officer at State Employees’ Credit Union. Outside of her professional work, Clementine enjoys art, camping, concerts, gardening, hiking, and visiting museums.

Daniel Ryon is a financial advisor at Edward Jones with 21 years of industry experience. He has been with Edward Jones since 2004 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he owns a rental property in Raleigh, North Carolina. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Ted Laporte is a CERTIFIED FINANCIAL PLANNER™ professional with 27 years of experience in the financial industry. He is currently with Wells Fargo Clearing and has previously worked at John Hancock, The Smith Company, The Leaders Group, Inc., and Financial Advisory Associates. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines research from the Wells Fargo Investment Institute with third-party data to support its investment recommendations.

David Jester is a financial advisor with Robert W. Baird & Co. in Chapel Hill, NC, holding a Series 66 designation and 11 years of industry experience. He has been with R.W. Baird since 2017 and previously worked at Franklin School of Innovation. He is part of The DDK Group within Baird’s Private Wealth Management department, which provides financial planning, discretionary and non-discretionary portfolio management, and other services to individuals, corporate clients, pension plans, and charitable organizations. Robert W. Baird manages approximately $394 billion in regulatory assets and offers investment strategies that include manager-traded and model-traded SMA solutions, tax-management, and direct-indexing capabilities.

Kristina Paget is a financial advisor at Edward Jones in Raleigh, NC, holding Series 66 and Series 65 licenses with one year of industry experience. Her prior work includes roles at Wells Fargo Bank, Buckley Wealth Management, and McClarren Financial Advisors. She has also been involved with the Tri Area Ministry Food Bank. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Parrish Goodman is a financial advisor with Fidelity Investments in Durham, NC, holding Series 63 and Series 66 licenses and with two years of industry experience. Prior to joining Fidelity, he held positions in real estate and automotive services and was employed at North Carolina State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Nathan Neely is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at various Fidelity entities since 2007. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines proprietary research with quantitative analysis and algorithmic portfolio construction, and it manages model portfolios utilizing systematic methodologies and long-term asset allocation benchmarks.

Charles Moehrke is a financial advisor with Morgan Stanley in Chapel Hill, NC, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management delivers a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services that are generally advisory in nature without individual security recommendations in standalone plans.

Patrick Towne is a Financial Consultant currently working at Fidelity Investments, where he has been serving clients since 2023. Prior to this role, he was a Workplace Planning and Advice Consultant at Fidelity Investments from 2016 to 2023 and a Financial Consultant at PNC Bank from 2014 to 2016. His mission is to help clients navigate uncertainty and work toward better futures through financial planning. Patrick holds insurance licenses in Arkansas and California, supporting his work in providing financial and insurance advice. Outside of his professional career, he has personal interests in comedy, hiking, music, and traveling.

Joseph Lushene Jr. is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Lincoln Financial Securities Corporation and Securities America Advisors. Outside of his advisory role, he is involved in several insurance-related activities and owns Lushene & Associates, LLC, which manages his financial planning business. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a focus on diversified portfolios constructed using firm-provided asset-allocation tools and supports both discretionary and non-discretionary account management.

Timothy Mcguirk is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Prior to joining Fidelity, he worked for New South Pizza for nine years. Outside of his advisory role, he is involved in buying and selling collectibles through eBay and Facebook groups. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios drawn from mutual funds, ETFs, and ETPs.

Chelsea Gibson is a financial advisor at Fidelity with Series 63 and Series 66 licenses and seven years of industry experience. She previously worked at Barnes & Noble Inc. from 2009 to 2018 before joining Fidelity Brokerage Services LLC in 2018. Since 2025, she has been with Fidelity Investments in Durham, NC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Everett Anderson is a financial advisor at Raymond James & Associates with 17 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James & Associates since 2008. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, charitable organizations, and governmental entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Loy Adkins is a financial advisor with Edward Jones in Raleigh, NC, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked in various roles at firms including Populus Group, LLC, Trane Technologies, and Iqvia. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Pamela Fonseca is a financial advisor at Fidelity with one year of industry experience. She holds the Series 66 designation and has previously worked at Olmaz Jewelers, Robert Half, Sigma Xi, Penmac Spaces, and AT&T. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and serves multiple registered investment companies with formal advisory roles and governance procedures.

Gary Crenshaw is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has worked at Pinnacle Bank/Pinnacle Financial Partners and Suntrust Investments. He is also an associate at Pinnacle Asset Management, where he serves as a financial consultant. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, institutional, and nonprofit clients. The firm utilizes risk profiling and analytical tools to tailor non-discretionary planning and encourages clients to implement recommendations through various advisory programs.

Jeffrey Hamilton is a financial advisor at Fidelity with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Fidelity Investments across multiple periods since 2014. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and deliver model portfolios.

Anne Marie Cummings is a financial advisor at Morgan Stanley in Chapel Hill, NC, holding a Series 66 designation with 11 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning tools without providing individual security recommendations as part of its standalone planning services.

Barak Rutledge is a financial advisor at Fidelity with three years of industry experience. He holds a Series 66 designation and previously worked for The Persian Carpet Inc. for 25 years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in managing portfolios, and maintains formal advisory roles with multiple registered investment companies.

Kimberly Cozart is a CFP® and PFS™ credentialed advisor with 23 years of industry experience, currently affiliated with Cetera. She has held various roles across financial services and real estate, including positions at Avantax and Premier Advantage Realty. Outside of her advisory work, she supervises an accounting and tax preparation firm, Cozart & Edwards, PA. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with diverse portfolio management options, combining affiliated model portfolios, third-party managers, and customized strategies.