Alex Joseph is a financial advisor at Principal Advised Services in Charlotte, NC, holding a Series 66 credential with one year of industry experience. He also serves as a retirement consultant and assistant vice president focused on advice, education, and sales within the Principal Financial Group. Principal Advised Services provides investment advice and related services primarily to retirement plan participants and retail IRA clients, offering both non-discretionary recommendations and a discretionary, wrap-fee investment management program called SimpleInvest. The firm integrates proprietary models with third-party methodologies and operates within the broader Principal Financial Group, leveraging affiliated entities to deliver its services.

Todd Rowe is a CFP® professional with 13 years of industry experience. He currently works at Compound Planning, Inc., where he has been since 2024. Prior to that, he held roles at Choreo, LLC and RSM US Wealth Management LLC. Compound Planning serves individuals, high-net-worth families, businesses, retirement plans, and financial intermediaries through discretionary portfolio management, financial planning, and institutional advisory services. The firm offers a Turnkey Asset Management Program that includes access to in-house and third-party investment models, combining long-term buy-and-hold strategies with tactical tools such as direct indexing and tax-loss harvesting.

Heather Hammonds is a financial advisor at Cape Investment Advisory, Inc. with one year of industry experience. She holds a Series 66 credential and has worked with firms including American Global Wealth Management and John Tonissen. Outside of finance, she is an owner and member manager of Spot On Roofing & Solar LLC, where she manages the company's bookkeeping. Cape Investment Advisory provides investment management, financial planning, and retirement plan advisory services to individuals, trusts, corporations, and qualified plans. The firm supports approximately 1,624 clients through a network of about 40 advisors and employs a model that allows advisors flexibility in tailoring asset allocation and portfolio construction using fundamental, technical, and macroeconomic analysis.

Aidan Delaney is a financial advisor with Principal Advised Services in Charlotte, NC, holding a Series 66 designation. He has one year of industry experience, having worked in various roles within the Principal Financial Group since 2026. Prior to entering the financial industry, he held seasonal and part-time positions including work with Reds Best and Goldfish Swim School while attending Elon University. Principal Advised Services primarily provides investment advice to retirement plan participants and retail IRA clients, offering both non-discretionary recommendations and a discretionary wrap-fee management program called SimpleInvest. The firm integrates third-party and proprietary models and operates within the Principal Financial Group family, utilizing affiliated entities to offer a range of investment products and services.

Benjamin Mc Donald is a financial advisor at Kestra Private Wealth Services, LLC with 10 years of industry experience. He previously worked at Edward Jones for six years and BGW Wealth Advisors, LLC for two years before joining Kestra in 2023. Outside of advisory work, he is the owner of a coffee shop business, Daily Ritual Coffee LLC. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets. The firm serves individual and institutional clients with access to a broad range of investment products and offers both discretionary and non-discretionary advisory arrangements.

Monica Hamilton is a financial advisor at Choreo, LLC with six years of industry experience. She holds the PFS™ designation and previously worked at GreerWalker Wealth Management LLC from 2015 to 2023. Choreo provides investment and advisory services to a diverse client base, including individual investors, family offices, endowments, foundations, and corporate clients. The firm employs a strategic asset allocation process with diversified model portfolios managed by a centralized team and overseen by an Investment Committee.

Michael Barrows is a financial advisor at IP Financial Advisory Services LLC in Charlotte, NC, with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at several firms, including Kingswood Capital Partners and M Stevens Wealth Advisors. IP Financial Advisory Services primarily serves individual retail clients, offering portfolio management, financial planning, and retirement-plan consulting. The firm uses a variety of analyses to construct customized portfolios and also refers clients to third-party investment advisors while providing a range of advisory and consulting services beyond traditional investment management.

Raymond Morrill is a CFP® with 13 years of industry experience and is currently affiliated with Choreo, LLC in Charlotte, NC. His prior roles include positions at RSM US Wealth Management LLC, Argosy Wealth Management, and CETERA Advisor Networks LLC. Choreo, LLC serves a diverse clientele ranging from individual investors to institutional clients, offering a range of advisory services including portfolio management, financial planning, and outsourced CIO services. The firm employs a strategic asset allocation process combined with quantitative screening and due diligence to manage portfolios through various investment vehicles and specialized advisory services.

Wendell Estep is a financial advisor at SignatureFD, LLC with 5 years of industry experience. He holds the CFP® designation and Series 66 license. His prior experience includes roles at Goldman Sachs & Co. LLC, The Ayco Company, L.P./Mercer Allied, and The Citadel. SignatureFD serves individuals, business entities, trusts, estates, charitable organizations, retirement plans, and pooled investment vehicle investors. The firm offers discretionary wealth management, financial planning, retirement plan management, and advisory services for private investment funds, implementing diversified, long-term asset allocation strategies.

Jared Hollands is a financial advisor at Accelerate Retirement with the ChFC® designation and Series 65 license, bringing four years of industry experience. His prior roles include positions at NFP Retirement, Jonathan W. White CPA, PLLC, and Future Plan by Ascensus. Outside of his advisory work, he is involved with Omni Retirement Consulting, a non-investment actuarial and TPA business, and serves as Operations Director at Jonathan W. White CPA. Accelerate Investment Advisors LLC serves individuals, trusts, corporations, and employer-sponsored retirement plans, offering investment management, financial planning, and retirement plan consulting. The firm utilizes a primarily long-term allocation strategy with customized portfolios and provides comprehensive services including plan design, provider selection, and fiduciary support under ERISA.

Ann Marie Ladnier is a financial advisor at Principal Advised Services with one year of industry experience. She holds a Series 66 designation and has worked with several entities within the Principal Financial Group, including Principal Bank and Principal Life Insurance Company. Outside of her advisory role, she serves as chief executive officer and owner of Bambee LLC, an online retail business specializing in apparel and other customized products. Principal Advised Services provides investment advice and related services primarily to retirement plan participants and retail IRA clients, offering both non-discretionary recommendations and a discretionary wrap-fee investment management program. The firm integrates third-party tools and proprietary models, drawing on its affiliation with Principal Financial Group entities to offer access to proprietary funds and banking products.

Caden Losier is a financial advisor at Principal Advised Services in Charlotte, NC, holding a Series 66 designation. He has one year of industry experience and has worked across several Principal affiliates including Principal Bank, Principal Life Insurance Company, and Principal Securities, Inc. His prior experience includes roles in staffing, sports promotions, and retail. Principal Advised Services provides investment advice primarily to retirement plan participants and retail IRA clients, offering both non‑discretionary recommendations and a discretionary, wrap‑fee investment management program called SimpleInvest. The firm integrates third‑party tools and proprietary models, and operates within the Principal Financial Group family, enabling access to affiliated products and services.

John Polyviou is a financial advisor with IP Financial Advisory Services LLC in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Linden Thomas and Company Securities, LLC since 2019 and was previously with Merrill from 2014 to 2021. IP Financial Advisory Services primarily serves individual retail clients, focusing on portfolio management, financial planning, and retirement-plan consulting for non-high-net-worth individuals. The firm uses a combination of discretionary portfolio management and third-party investment advisor referrals to meet client needs.

Robert Warren is a financial advisor with Principal Advised Services in Charlotte, NC. He holds a Series 66 designation and has one year of industry experience. His prior roles include positions at Principal Life Insurance Company, Principal Bank, Principal Securities, Inc., and Merrill Lynch Wealth Management. Principal Advised Services provides investment advice and related services primarily to retirement plan participants and retail IRA clients. The firm offers both non-discretionary recommendations and a discretionary, wrap-fee investment management program, combining third-party methodologies with proprietary models and supported by its affiliation with Principal Financial Group.

Madison Cothran is a financial advisor with Principal Advised Services in Charlotte, NC. Holding a Series 66 designation, Madison has been with Principal and its affiliated entities since 2026. Prior to joining the financial industry, Madison gained work experience in various service roles and attended Clemson University. Principal Advised Services provides investment advice and related services primarily to retirement plan participants and retail IRA clients, offering a mix of non-discretionary recommendations and a discretionary, wrap-fee investment management program called SimpleInvest. The firm combines third-party tools with proprietary models and operates as part of the Principal Financial Group, benefiting from integrated access to affiliated products and services.

Sydney Cross is a financial advisor at Choreo, LLC with six years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Northwestern Mutual Wealth Management Company and The Vanguard Group. Choreo provides investment and advisory services to a diverse client base, including individual investors, family offices, endowments, retirement plans, and corporate clients. The firm focuses on strategic asset allocation and diversified model portfolios managed by a centralized team and overseen by an Investment Committee.

Clinton Crocker is a CFP® with 27 years of industry experience, currently affiliated with M HOLDINGS SECURITIES, Inc. since 2008. He is also CEO of JM Barry & Associates LLC, where he has held a leadership role since 1999. Based in Charlotte, NC, Crocker’s background includes extensive leadership and advisory responsibilities. M HOLDINGS SECURITIES, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a network of independent Member Firms and Financial Professionals. The firm offers a range of advisory and brokerage services, combining discretionary and non-discretionary investment management with retirement plan consulting and insurance advisory.

Christopher Osmond is a CFP® with eight years of industry experience, currently serving as a financial advisor at Fifth Third Wealth Advisors LLC since 2025. His prior experience includes roles at Centura Wealth Advisory, DLP Capital, Prime Capital Investment Advisors, and BMO Harris Bank. Outside of his advisory work, he is involved in rental property management in Denver, CO, and St. Augustine, FL. Fifth Third Wealth Advisors LLC provides discretionary investment management, financial planning, and separately managed account access to a diverse client base including individuals, trusts, pension plans, charitable organizations, and governmental entities. The firm employs tailored strategic asset allocation frameworks and commonly delegates portfolio management to third-party managers and affiliated strategies, operating as a wholly owned subsidiary of Fifth Third Bank.

Evan Kluttz is a CFP® with 35 years of industry experience, currently serving as an advisor at Harbour Investments, Inc. since 2017. He previously worked at Rm Stark & Co Inc. for 21 years. Outside of his advisory role, he serves as president of the board for the McGregor Downs suite owners association. Harbour Investments provides investment advisory and financial planning services to a diverse client base, including individuals, charitable and corporate clients, retirement plans, and other financial advisors. The firm employs a combination of fundamental and technical analysis to create customized investment strategies and offers both discretionary and non-discretionary portfolio management.

Mason Lerch is a financial advisor at Principal Advised Services in Charlotte, NC, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Principal Bank, Principal Life Insurance Company, Principal Securities, Inc., and several other companies. Principal Advised Services provides investment advice primarily to retirement plan participants and retail IRA clients, combining third-party methodologies and proprietary models in both non-discretionary recommendations and a discretionary wrap-fee investment management program called SimpleInvest. The firm is part of the Principal Financial Group family, offering access to affiliated products and integrated operational support.