Kristopher Nintzel O'Hare is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career at Merrill Lynch in 2013 and serves families approaching retirement, focusing on personal retirement planning, legacy planning, philanthropic planning, and portfolio management services. Kris is a third-generation Merrill Financial Advisor whose approach emphasizes developing robust plans tailored to clients' long-term goals. He uses Merrill's Personal Wealth Analysis® to help clients make informed decisions about retirement timing, spending, and portfolio structure. In 2018, Kris was selected as a Coordinator for the Financial Advisor Development Program in Merrill's Atlanta Buckhead Complex, where he mentors new advisors. He holds several professional designations including Retirement Management Advisor® (RMA®), Certified Plan Fiduciary Advisor® (CPFA®), and Chartered Retirement Planning Counselor™ (CRPC™). Kris earned both his MBA and BBA from Georgia Southern University. Outside of his professional duties, he volunteers with The Shepherd Center and enjoys music, performing as a drummer, guitarist, and vocalist.

Aloysius Przygocki is a financial advisor at Thrivent Investment Management with 20 years of industry experience. He holds a Series 66 designation and has worked previously at Ameriprise and E*TRADE. Outside of finance, he is a content creator and social media influencer who streams video game content on Twitch and posts videos on YouTube. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors, offering goal-based analyses and various planning recommendations without portfolio management or discretionary trading authority.

Louise Legault is a Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management, bringing over two decades of experience in finance. She began her career in 2005 as a Financial Center manager at Bank of America and transitioned to her current role in 2020. Louise focuses on family wealth management strategies, personal retirement planning, women and wealth, and retirement income. Her areas of expertise include wealth management strategies, liability management, insurance, and investment management. She assists clients with estate planning, portfolio development, tax minimization strategies, and lending solutions through Bank of America. As a Senior Portfolio Advisor, Louise manages personalized investment strategies that may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. Louise holds a degree in Information Technology from Cegep du Vieux-Montreal and a high school diploma from Polyvalente Chanoine Armand Racicot. She is a Personal Investment Advisor (PIA) and is proficient in French and English. Beyond her professional pursuits, she enjoys cooking, golfing, knitting and crocheting, reading, table tennis, and tennis.

Payton Murphy is a financial advisor at Charles Schwab with five years of industry experience and holds a Series 66 designation. Prior to joining Schwab, Murphy worked at TD Ameritrade and has experience in roles including work at Mercer University and in the food and beverage industry. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custodial and operational services.

Billy Chandler Jr. is a financial advisor with Edward Jones in Cartersville, GA, holding Series 63 and Series 66 licenses, and has 27 years of industry experience. He has been with Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 advisors.

Richard Juliano is a financial advisor with Wells Fargo Clearing in Cartersville, GA, holding a Series 66 designation and three years of industry experience. His prior work includes positions at Merrill, SunTrust Bank, and JPMorgan Chase Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets with over 14,000 financial advisors.

Yan Staskiewicz is a Financial Consultant at Fidelity Investments, where he has been working since 2025. He has held various roles within the company, including Planning Consultant in 2024-2025, Relationship Manager in 2024, and Financial Representative from 2023 to 2024. As a Certified Financial Planner, Yan focuses on helping clients define their ideal financial futures and develop plans that align with their priorities. His approach emphasizes intention, clarity, and care throughout the planning process. Outside of his professional work, Yan has interests in football, hiking, soccer, and traveling.

Mitchell Cohen is a financial advisor with Ameriprise Financial Services, holding CFP® and Series 66 credentials and ten years of industry experience. He has been with Ameriprise since 2015 and provides financial planning and coaching through a separate consulting practice. Additionally, he is involved in developing a sports application through an unrelated business venture. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing tax-aware retirement planning advice focused on dependable income sources.

Christopher Guthrie is a financial advisor with UBS Financial Services, holding a Series 66 designation and 22 years of industry experience. He has been with UBS Financial Services since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers a range of capital markets and research resources to tailor client solutions.

William Gibboney is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he has been affiliated with Six Flags Over Georgia and Wachovia Bank, N.A. since 2010. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Tyson Williams is a Series 66-registered financial advisor at Edward Jones with nine years of industry experience. He has been with Edward Jones since 2016 and previously worked at Advisors Mortgage Group LLC. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices. The firm manages approximately $1.01 trillion in assets and provides services under a fiduciary standard.

James Lepp is a CFP® with 15 years of experience in the financial services industry. He has been with Cambridge Investment Research Advisors since 2016. In addition to his advisory role, Lepp is an independent insurance agent specializing in life and health products and owns Trinity Financial Planning. Cambridge Investment Research Advisors serves a broad range of clients including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a large network of independent Financial Professionals utilizing a variety of portfolio management strategies and platform options.

Brian Karavish is a financial advisor with Wells Fargo Clearing in Alpharetta, GA, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at Bank of America, Merrill, and MassMutual Life Insurance Co. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions.

Craig Long is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 35 years of industry experience. His career includes roles at Avantax Investment Services and several Cetera-affiliated entities since 2018, as well as prior positions at Synovus Securities and LPL Financial. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and serves over 10,000 advisors managing more than $256 billion in assets.

David Mayeux is a financial advisor with Charles Schwab, holding a Series 66 designation and 14 years of industry experience. He previously worked at Invesco for eight years and LPL Financial for four years before joining Charles Schwab in 2025. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Cecil Loyd III is a financial advisor with LPL Financial in Alpharetta, GA, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He previously worked at Wells Fargo Advisors for 13 years before joining LPL Financial in 2026. Loyd holds a significant ownership interest in Praxis Financial Partners LLC, where he is actively involved. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios and research from multiple sources to support both discretionary and non-discretionary management.

Ethan Wells is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. Prior to joining Fidelity, he held various roles including positions at Georgia College and State University and several small businesses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, including model portfolios built from mutual funds, ETFs, and ETPs.

Stephen Solley is a financial advisor with Cetera in Alpharetta, GA, holding a Series 66 designation and having one year of industry experience. Prior to joining Cetera, he worked at Del Sur and held various service roles in the food industry. Outside of his advisory role, he also works as a server at Lily Sushi Bar and Firebirds Bar and Grill. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple investment programs and third-party managers.

Krupaben Patel is a financial advisor with Merrill in Alpharetta, GA, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining Merrill, Patel worked at Bank of America, Hill Advisor Group, The Vanguard Group, and other financial firms. Patel has volunteered with the University of Georgia's Volunteer Income Tax Assistance service and Aspire Clinic. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sean Gaffey is Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2014 in various roles including Financial Consultant and Investment Consultant. He partners with individuals and families to tailor financial plans that align with their money, wealth, and legacy goals. Prior to joining Fidelity Investments, Sean held positions at PNC Bank, NA, including Officer, Assistant Branch Manager, and ACCEL Program Associate. Sean's professional experience spans over a decade in the financial services industry, with expertise in financial consulting and client relationship management. Outside of his professional work, he enjoys family activities, football, golf, running, tennis, and traveling.