Lawrence Christian is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 45 years of industry experience. His prior roles include positions at Morgan Stanley and Citigroup Global Markets, where he worked for 7 and 16 years respectively. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Michael Jones is a CFP® with 8 years of industry experience, currently serving at Fidelity Investments. His work history includes roles with Fidelity Brokerage Services LLC and teaching positions with VIPkid and the Seoul Metropolitan Office of Education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its use of systematic methodologies, regulatory registrations, and its advisory role to multiple registered investment companies.

Eric Golden is Vice President and Financial Consultant at Fidelity Investments. In this role, he works closely with clients and their families to develop customized financial strategies that integrate various aspects of their financial lives, utilizing Fidelity's resources and technology. Eric has been with Fidelity Investments since 2016, holding several positions including Financial Consultant, Portfolio Specialist, Client Management Representative, Workplace Planning Consultant, Investment Solutions Representative, and Financial Services Representative. He holds insurance licenses in Arkansas and California. Outside of his professional responsibilities, Eric has interests in baseball, beach activities, football, military service, outdoor adventures, and volunteering.

Matthew Halfmann is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing five years of industry experience. His prior work includes roles at Fidelity Brokerage Services LLC, OneMain Financial, TD Bank, and Members First Credit Union NH. Outside of his advisory work, he is a landlord managing a residential rental property in New Hampshire. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering a range of portfolio management and advisory solutions that utilize proprietary research, quantitative analysis, and algorithmic portfolio construction methods.

Darrell Sweeting is a financial advisor at Merrill with 10 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2015 and concurrently works at Bank of America, N.A. since 2016. Outside of his advisory duties, he is involved part-time as an event DJ for a family business called Precision Sounds Entertainment. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Joshua Gilliland is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. His background includes service in the United States Army from 2018 to 2022 and various roles at Fidelity Investments since 2023. He has also held positions at Louisiana State University Shreveport and the St. Johns County Board of County Commissioners. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm applies a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Clayton Maloy Jr. is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. He has been with Bank of America, N.A. and Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nestor White is a financial advisor with Primerica Advisors in Orange Park, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Financial Services since 2000 and has worked with PFS Investments since 1989. Outside of advisory work, he previously operated a business called Court Games, Inc. from 1979 to 2005. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and select separately managed account options in a wrap-fee structure. The firm curates third-party asset managers and uses independent due diligence and delegated trading to implement its investment models.

Melanie Gilbert is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and 26 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2000. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Philip Pouey is a financial advisor with Fidelity, holding a Series 66 designation and 13 years of industry experience. He has worked with various Fidelity entities since 2015. Outside of his advisory role, he is a partner in a real estate holding company involved in property management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, serving a broad range of investors including registered investment companies and charitable funds.

Garrett Roberson is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he held various roles primarily in the hospitality sector and at the University of North Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Kenneth Rose is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 designation and has been associated with Merrill and Bank of America since 2013 and 2014, respectively. Outside of his advisory role, he is involved part-time with Revive America's Homes LLC, a company that purchases distressed homes for rehabilitation and resale. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Arden Godshall is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill, Arden worked at Bank of America and held roles at Smart Building Technologies and Shippensburg University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Valeri Cain is a financial advisor with Merrill in Ponte Vedra Beach, FL, holding a Series 66 designation and 16 years of experience at Merrill. Cain has been with the firm since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Tollett is a financial advisor with Edward Jones in Jacksonville, FL, holding Series 63 and Series 66 licenses and 13 years of industry experience. He previously worked for Bank of America/Merrill Lynch for 12 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of financial advisors and branch offices.

Robert Claggett is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. He has worked with various Fidelity entities since 2013, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, managing portfolios through systematic methodologies and leveraging affiliations with sub-advisers.

Randall Gaumer is a financial advisor at Merrill with 12 years at the firm and six years of industry experience. He holds the Series 66 designation. Randall also serves as a power of attorney for two non-investment-related entities in Jacksonville, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Riehle Davis is a financial advisor at Merrill with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Merrill and Bank of America, Davis worked at Fidelity Investments for two years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Karen Larbalestrier is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with Merrill since 2005. Outside of her advisory role, she is a co-owner of a family rental property business in Ponte Vedra, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes model-based and discretionary strategies developed by internal teams and third-party managers, providing a range of investment options and account support.

Kathleen Powers is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 11 years of industry experience. She previously worked at Charles Schwab for three years before joining Fidelity Brokerage Services LLC in 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.