Nestor White is a financial advisor with Primerica Advisors in Orange Park, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Financial Services since 2000 and has worked with PFS Investments since 1989. Outside of advisory work, he previously operated a business called Court Games, Inc. from 1979 to 2005. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and select separately managed account options in a wrap-fee structure. The firm curates third-party asset managers and uses independent due diligence and delegated trading to implement its investment models.

Melanie Gilbert is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and 26 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2000. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Philip Pouey is a financial advisor with Fidelity, holding a Series 66 designation and 13 years of industry experience. He has worked with various Fidelity entities since 2015. Outside of his advisory role, he is a partner in a real estate holding company involved in property management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, serving a broad range of investors including registered investment companies and charitable funds.

Garrett Roberson is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he held various roles primarily in the hospitality sector and at the University of North Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Kenneth Rose is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 designation and has been associated with Merrill and Bank of America since 2013 and 2014, respectively. Outside of his advisory role, he is involved part-time with Revive America's Homes LLC, a company that purchases distressed homes for rehabilitation and resale. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Arden Godshall is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill, Arden worked at Bank of America and held roles at Smart Building Technologies and Shippensburg University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Valeri Cain is a financial advisor with Merrill in Ponte Vedra Beach, FL, holding a Series 66 designation and 16 years of experience at Merrill. Cain has been with the firm since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Tollett is a financial advisor with Edward Jones in Jacksonville, FL, holding Series 63 and Series 66 licenses and 13 years of industry experience. He previously worked for Bank of America/Merrill Lynch for 12 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of financial advisors and branch offices.

Robert Claggett is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. He has worked with various Fidelity entities since 2013, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, managing portfolios through systematic methodologies and leveraging affiliations with sub-advisers.

Randall Gaumer is a financial advisor at Merrill with 12 years at the firm and six years of industry experience. He holds the Series 66 designation. Randall also serves as a power of attorney for two non-investment-related entities in Jacksonville, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Riehle Davis is a financial advisor at Merrill with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Merrill and Bank of America, Davis worked at Fidelity Investments for two years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Karen Larbalestrier is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with Merrill since 2005. Outside of her advisory role, she is a co-owner of a family rental property business in Ponte Vedra, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes model-based and discretionary strategies developed by internal teams and third-party managers, providing a range of investment options and account support.

Kathleen Powers is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 11 years of industry experience. She previously worked at Charles Schwab for three years before joining Fidelity Brokerage Services LLC in 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Leasa Elwood is a financial advisor at Fidelity with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with various Fidelity entities since 2006. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines proprietary fundamental research with quantitative analysis and systematic methodologies, and it is noted for its use of algorithmic tools and advisory roles with multiple registered investment companies.

Jeremy Kaneer is a financial advisor at Merrill with 18 years of industry experience. He holds a Series 66 designation and has worked with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2008. Outside of his advisory role, he serves as treasurer and director for Haven Retreats, a nonprofit focused on providing therapeutic retreats and support for caregivers of foster and adoptive children. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional accounts.

Reid Ham is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his financial career, he was involved with Angie's Subs for seven years and worked at the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver systematic model portfolios.

Hilah Wheeler is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. She has worked with Fidelity Investments and its affiliated entities since 2008. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is also recognized for its use of systematic methodologies, involvement in registered investment companies, and application of AI in research.

Zachary Roy is a Series 66-licensed financial advisor at Merrill with one year of industry experience. He has held roles outside the financial industry, including positions at Omni Amelia Island Resort and Spa and 717 Parking Management. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

William Gill is a Planning Consultant at Fidelity Investments, where he collaborates with wealth management teams to deliver a planning-focused experience to clients. He aims to help clients identify their goals, needs, and concerns, enabling the implementation of tailored plans to work toward their financial success. William has been with Fidelity Investments since 2019, progressing through roles including Customer Relations Advocate, Investment Solutions Representative, Managed Account Support Specialist, and Central Relationship Manager before assuming his current position in 2025. He holds insurance licenses in Arkansas and California. Outside of his professional role, William's personal interests include spending time at the beach, fitness activities, football, social events with friends, running, and traveling.

Krystal Simpkins is a financial advisor at Merrill with 17 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.