Luis Montanez is a financial advisor with Edward Jones in Jacksonville, FL, holding a Series 66 designation and 11 years of industry experience. Prior to joining Edward Jones, he worked at Bank of America NA and Merrill Lynch for a combined 10 years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,000 advisors and offers a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and tax-efficient services.

Eric Menickella is a financial professional with 28 years of industry experience, currently associated with Cetera. He holds Series 63 and Series 65 credentials and has worked at firms including Voya Financial Partners, Inc., Cetera Wealth Services, LLC, and Independence Financial Planning, LLC, where he serves as managing partner. In addition to his advisory work, he is an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supported by a network of over 10,000 advisors and more than $256 billion in assets under management.

Daniel Tye is a financial advisor at Raymond James & Associates in Jacksonville, FL, with 21 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Distribution, Inc. from 2015 to 2021. Outside of his advisory role, Tye owns several businesses, including a commercial fishing enterprise and multiple real estate-related LLCs. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Joseph Grant is a Series 65-licensed financial advisor with Primerica Advisors in Jacksonville, FL, bringing 10 years of industry experience. His work history includes roles at Primerica Financial Services since 1998, PFS Investments Inc., and Dental Fix RX. He also participates in sales of loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on individual and high-net-worth clients with model-delivery strategies and selectively available separately managed accounts. The firm uses third-party asset managers vetted through independent due diligence and employs a tiered wrap-fee structure.

Richard Chiarenza is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with LPL since 2014. He is also associated with VyStar Credit Union and is involved with VYSTAR Investment Services. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, and charitable organizations, offering various advisory programs and financial planning services through a national network of investment adviser representatives.

Michael Rains is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at PNC Investments, BBVA Wealth Solutions, and several BBVA affiliates. He is based in Jacksonville, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Lionel Alcidor is a financial advisor with J.P. Morgan Securities in Jacksonville, FL, holding Series 65 and Series 63 credentials and 13 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. for multiple overlapping periods since 2014. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, investment manager selection, and customized performance reporting through a non-discretionary advisory approach.

Nathan Damron is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and with 10 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Matthew Anderson is a financial advisor at UBS Financial Services with 19 years of industry experience. He holds the Series 66 designation and has previously worked at Merrill and Deutsche Bank Securities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Timothy Smirniotis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Fidelity Brokerage Services from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process follows modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Jacob Weintraub is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Deutsche Bank Securities, Banco Safra, and Saga Capital. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a combination of advisory and brokerage capabilities.

Elizabeth Wagnon is a financial advisor at Raymond James & Associates with a Series 66 designation and has been in the industry since 2022. Her work history includes prior experience at Edward Jones and time spent as a homemaker. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipal entities, offering tailored financial planning and consulting services with a variety of portfolio management styles and affiliated research resources.

Scott Hellman is a financial advisor with LPL Financial in Orange Park, FL, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He previously worked at Merrill for 14 years before joining LPL Financial in 2021. Outside of his advisory role, Hellman is employed as a stagehand for IATSE Local 115, working approximately 80 hours per month. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management along with access to model portfolios and research.

William Courtney Jr. is a financial advisor at Merrill with 38 years of industry experience. He holds a Series 63 designation and has worked at Merrill since 1988, including 15 years affiliated with Bank of America. Outside of his advisory role, he serves as a co-trustee of the C Joint Living Trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Rachael Crapsi is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Morgan Stanley. Her prior roles include positions at JP Morgan Chase and Fifth Third Securities, as well as multiple engagements with the Cincinnati Bengals, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to individuals and institutional clients, with a financial planning process centered on structured discovery and firm-approved planning tools.

Victoria Khalil is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo in various capacities since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Kristy Hobbs is a financial advisor at Merrill with 26 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Lesley Green is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding a Series 63 designation and over 32 years of industry experience. Her career includes more than two decades at Wachovia Bank, N.A., followed by roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of her advisory work, she serves as an event representative for a company specializing in the sale and installation of high-impact windows and doors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Richard Gerrity is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 63 designation and over 40 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER) since 2000. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Brian Zardavets is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at LPL Enterprise, Prudential Insurance Company of America, Pruco Securities, LLC, and running his own firm, Zardavets Financial Group. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers various investment management and financial planning services through a multi-manager platform featuring both affiliated and third-party managers.