Yongze Shao is a CFP® with three years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. in Orlando, FL. Prior to this role, he worked at Charles Schwab & Co., Inc. and has additional experience in education and business at Santa Fe College, Broward College, and Stenix LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Paige Goll is a financial advisor with Beacon Pointe Advisors, LLC, holding Series 65 and Series 66 licenses and bringing 13 years of industry experience. She has worked at Beacon Pointe Advisors since 2020 and previously spent four years at Ferrell Wealth Management, Inc. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer (OCIO) solutions to a diverse client base including individual investors, corporations, and institutional clients. The firm employs both active and passive investment strategies across public and private asset classes and manages proprietary private funds alongside third-party independent managers.

Mina Yousif is a financial advisor with Truist Advisory Services, holding Series 65 and Series 63 licenses and three years of industry experience. She previously worked at Charles Schwab and Regions Bank, among other firms. Outside of her advisory role, she also works as an Uber driver in Orlando, FL. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.

John Singletary is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked with Charles Schwab & Co., Inc. since 2004 and with Schwab Wealth Advisory since 2012 in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm delivers advice through Charles Schwab’s asset allocation models and research tools, with clients making final trading decisions.

Jacob Lubner is a financial advisor at Steward Partners Investment Advisory, LLC with one year of industry experience. He holds a Series 66 designation and has worked at several firms, including Raymond James & Associates, Inc., and Steward Partners Global Advisory, LLC. Additionally, Lubner has experience with educational institutions such as Rollins College and Canterbury School of Fort Myers. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory, financial planning, and managed account services through both proprietary and third-party solutions.

Derek Walls is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He has worked with Charles Schwab since 2004 and with Schwab Wealth Advisory since 2012. Outside of his advisory role, Walls serves as Chairman and Advisor for the Kappa Leadership Development League, a youth mentoring program, and is a board member at The Experience Christian Center. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on Schwab’s research tools and asset allocation models. The firm functions as an internal advisory unit within Charles Schwab, focusing on client-directed investment decisions and annual account reviews.

Carroll Matthews is a financial advisor with PlanMember Securities Corporation, holding a Series 65 credential and seven years of industry experience. He has worked at multiple firms including LifeTyme Financial Advisors and Fire and Ice Financial Services. Outside of advising, Matthews is also a nurse practitioner providing primary care and veteran evaluations, and he has worked extensively in healthcare at the Lake City VA Medical Center. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a strategic asset allocation process to manage risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Sebastian Paz is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has two years of industry experience and previously worked at Grove Bank & Trust and JLM Advisors. His background includes roles outside finance, such as in commercializing and marketing and working at 24 Hour Fitness. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates internally within the Schwab ecosystem, utilizing standard asset allocation models and research tools while leaving final trading decisions to clients.

Jordan Kerney is a financial advisor at Schwab Wealth Advisory with a Series 66 credential and one year of industry experience. Prior to his current role, he held various positions across multiple industries including hospitality and retail. He is based in Orlando, Florida. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement planning, and investment recommendations across a range of asset classes. The firm operates within the Schwab ecosystem and uses standard asset allocation models and research tools, with final trading decisions left to clients.

Jonathan Costanza is a financial advisor with Valic Financial Advisors in Orlando, FL, holding Series 65 and Series 63 licenses and has 12 years of industry experience. He has been with Valic Financial Advisors since 2014 and is also involved with Agia and Costanza Cravings LLC. Outside of investment advisory, he serves as an agent for non-securities insurance products through Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm manages a large client base through a network of over 1,200 advisors, offering discretionary unified managed accounts and portfolio management via a technology-driven platform.

Michael Fornasier is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with PlanMember since 2023 and previously held positions at Securities America Advisors, Inc., Investacorp Advisory Services, and Sound Asset Advisors. He is also president of Sound Asset Advisors, an investment-related firm that provides securities and insurance sales and services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as a fiduciary under ERISA Section 3(38) for many plans. The firm employs a top-down strategic asset allocation approach using risk-based mutual fund portfolios and offers education, support services, and personalized retirement planning to plan sponsors and participants.

Livan Gomez is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and four years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Bank, in addition to his current position with Schwab Wealth Advisory and Charles Schwab & Co. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes standard asset allocation models and Schwab research tools to recommend investments, conducting annual account reviews without discretionary trading authority.

Alex Figueroa is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Charles Schwab & Co., Inc. since 2023. Prior to his current role, his work history includes positions at Uber Eats, Walmart, and other companies outside the financial industry. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses asset allocation models and Schwab research tools to guide investment recommendations while clients maintain final trading decisions.

Todd Chamelin is a financial advisor with Valic Financial Advisors in Orlando, FL, holding Series 65 and Series 63 licenses and having 26 years of industry experience. He has worked at Valic Financial Advisors since 2007 and has been associated with Agia since 2022, where he is involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning services through a large network of advisors, utilizing discretionary unified managed accounts and a centralized technology platform.

Matthew Price is a financial advisor with Equitable Advisors in Winter Springs, FL, holding a Series 66 designation and five years of industry experience. Prior to joining Equitable Advisors in 2020, he worked at Chick-fil-A for two years and attended Samford University from 2014 to 2018. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Deborah Kendrick is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. She holds the Series 63 designation and has been with Wells Fargo Clearing since 2016, previously working at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jeannine Stecklair is a financial advisor at Raymond James Financial with 22 years of industry experience and holds a Series 66 designation. She previously operated Beach Financial Planning LLC for 14 years and currently manages limited tax preparation and planning services through her CPA practices. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients, using tailored, non-discretionary strategies supported by analytical tools and a broad advisor network.

Alfred Baker is a CFP® with 44 years of industry experience, currently affiliated with Cetera. His prior experience includes roles at Concourse Financial Group Securities Inc and Security Financial Management. He also operates (dba) Solutions Group Wealth, providing advisory services alongside his work at Cetera. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual and institutional clients with a range of portfolio management, financial planning, and retirement services, offering access to multiple investment managers and program options.

Todd Feintuch is a CFP® professional with 21 years of industry experience. He has been with LPL Financial since 2017 and also serves with Seacoast Wealth Management and Seacoast National Bank, where he has been active for a decade. His prior experience includes a role at INVEST Financial Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from internal and third-party sources.

Cole Brothen is a financial advisor with Cetera, holding a Series 66 designation and five years of industry experience. He has worked at several firms including Evershore Financial, Securian Financial Services, and Minnesota Life Insurance, and currently owns Brothen Financial Services LLC. Outside of his advisory roles, Brothen serves as the Chapter President of a local BNI networking group. Cetera Investment Advisers LLC operates a nationwide network of independent advisors, serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various program structures and custodial relationships.