Zainab Smith is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2022. She is dedicated to providing personalized and attentive financial planning services tailored to each client's needs. Zainab's career at Fidelity Investments began in 2020, progressing through roles including Customer Relationship Advocate and multiple levels of Workplace Planning Consultant before assuming her current position. She holds a California Insurance License, supporting her expertise in financial consulting. Outside of her professional work, Zainab has interests in fitness and caring for pets.

David Santillo is a financial advisor with Primerica Advisors in Orlando, FL, holding Series 63 and Series 65 licenses and having 18 years of industry experience. He has been with Primerica Advisors since 2007 and Primerica Financial Services since 2006. Outside of his advisory role, he is involved in construction through Christie Lites Enterprises, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and delegates model implementation to BNY Mellon Advisors, operating with a tiered wrap-fee structure rather than fixed fees.

Vanessa Irizarry is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Charles Schwab since 2007. Charles Schwab & Co., Inc. serves a large clientele primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Bryan Korman is a financial advisor with LPL Enterprise, holding a Series 63 designation and over 40 years of industry experience. He has worked extensively with Prudential Insurance Company of America and Pruco Securities, LLC since 1983. Outside of his advisory role, he serves as a director and volunteer for the Cornucopia Society, a nonprofit community services organization. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm utilizes a model-driven investment approach with access to third-party asset managers and offers additional services such as financial planning and insurance product facilitation through affiliated entities.

Daniel Hendricks is a financial advisor with LPL Financial in Orlando, FL, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Raymond James Financial, Level Four Financial, Citigroup Global Markets, Verity Investments, BB&T Securities, PRUCO Securities, and Waddell & Reed. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various allocation approaches.

Courtney Leone is a financial advisor at Merrill in Orlando, FL, holding a Series 66 designation with four years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2021, and previously spent 12 years at RUE21. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Leticia Clough is a financial advisor at Fidelity with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked within various Fidelity divisions since 2008. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm’s investment approach integrates fundamental research with quantitative analysis and algorithmic portfolio construction.

Preston Mulder is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity in 2026, he worked at Morgan Stanley from 2023 to 2025. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and specialized advisory services.

Jingbo Yuan is a financial advisor at LPL Enterprise with two years of industry experience. He holds a Series 66 designation and has previous experience at The Prudential Insurance Company of America and Pruco Securities LLC. Yuan has also spent time at Johns Hopkins University and the University of California, Irvine. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers a range of services including financial planning, access to third-party asset managers, and insurance products through affiliated entities.

Marcus Healey is a financial advisor with Cambridge Investment Research Advisors in Orlando, FL, holding a Series 66 designation and bringing 24 years of industry experience. Prior to joining Cambridge in 2024, he worked for over two decades at Equitable Advisors and Axa Advisors. Outside of his advisory role, Healey is involved in managing a family real estate business. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Yves Moon is a financial advisor with J.P. Morgan Securities in Orlando, FL, holding a Series 66 designation and nine years of industry experience. His career includes positions at Sanford C Bernstein & Co LLC and Axa Advisors, LLC before joining J.P. Morgan in 2023. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process integrates centralized due diligence with quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Martha Prestin is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at UBS Financial Services for 17 years. In addition to her advisory role, she is a commissioned notary in Orlando, Florida. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its advisory services.

Kevin Gerry is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior work includes roles at TD Ameritrade and A. G. Edwards & Sons, Inc. He also serves as a trustee and holds power of attorney responsibilities for various family trusts and individuals. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics grounded in diversification principles and modern portfolio theory.

Jeffrey Murray is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Lombard Advisers, Lombard Securities, Benjamin F. Edwards & Company, Wells Fargo Clearing, and A. G. Edwards & Sons. Outside of his advisory work, he operates an insurance agency, Jeffrey D. Murray & Co., LLC, specializing in life, annuities, accident and sickness, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of financial planning and portfolio management options and supports its advisors with research, technology tools, and various affiliated financial services.

Ethan Cole is a financial advisor with LPL Financial in Orlando, FL, holding a Series 65 credential and starting his advisory career in 2026. His prior experience includes roles in financial services and community-related positions, including two years at Discovery Church and four years at the University of Central Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of representatives, utilizing various investment strategies and operational tools.

Taimi Bek is a financial advisor with Raymond James Financial in Orlando, FL, holding a Series 66 designation and five years of industry experience. She has held various roles at Raymond James Financial Services, Inc., Edgewater Family Wealth, and BCW Financials, where she is involved in investment monitoring, model design, and bond ladder management. Bek also serves as a trustee and director for BKCapital LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored non-discretionary planning and utilizes advanced analytical tools to support its advisory programs and institutional consulting.

Nicholas Carbia is a financial advisor with Equitable Advisors in Orlando, FL. He holds the Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he worked in various roles including positions at Interlachen Country Club and Target Corporation. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutional clients, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to tailor investment solutions to clients’ risk tolerance and goals.

Robert Gole is a CFP® professional with 17 years of industry experience, currently advising at OSAIC since 2024. His prior experience includes roles at Woodbury Financial Services and Capital One-affiliated firms from 2009 to 2024. He is also a managing partner of an LLC involved in real estate investment and financial advisory services. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization utilizing various tools and strategies, supported by its extensive affiliate network and broad service offerings.

Christopher Hunter is a financial advisor with Wells Fargo Clearing in Orlando, FL. He holds the ChFC® designation and Series 63 and Series 65 licenses, with 32 years of industry experience. His prior experience includes 15 years at Merrill before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Edward Rice III is a financial advisor at Raymond James Financial in Orlando, FL, with one year of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services Inc. since 2024 and Edgewater Family Wealth in 2023. Outside of his advisory role, he is the owner and operator of Elite Ordnance Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored non-discretionary planning using risk profiling and modeling tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.