Margarita Rodriguez is an International Wealth Advisor with Merrill Lynch Wealth Management. She has been working in financial services since 1992, joining Merrill Lynch in 1997 after five years at ABN AMRO Bank. In her role, Margarita focuses on assisting clients, particularly women and the next generation, by addressing their financial priorities, concerns, and goals through personalized strategies. Her expertise encompasses retirement income planning, legacy planning, tax minimization, portfolio management, education planning, and international wealth management. Margarita employs a client-focused approach, beginning each relationship with detailed discussions to understand their objectives and help them make informed financial decisions. She serves business owners, entrepreneurs, and individuals experiencing significant life changes, such as divorce or the death of a spouse. Margarita earned her Bachelor of Arts degree in Finance and International Business from Florida International University. She holds the Certified Financial Planner (CFP) designation, the Certified Investment Management Analyst (CIMA) certification, and is recognized as a Personal Investment Advisor (PIA). She is fluent in Spanish, French, and English. Margarita lives in Miami with her husband and three children, and enjoys activities including biking, boating, camping, dancing, fishing, football, reading, spending time with family, and traveling.

Isaias Germade Fernandez is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. His prior roles include positions at Miami-Dade County Public Schools and Amazon, as well as academic appointments at Universidad Nacional Autónoma de México and Universidad de La Habana. Equitable Advisors serves a diverse client base including individuals, retirement plans, corporations, and charitable organizations, offering financial planning and asset-management programs through a broad network of Investment Adviser Representatives and third-party managers. The firm emphasizes tailored investment solutions that incorporate mutual funds, ETFs, separately managed accounts, and select alternative investments.

Eduardo Arana is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and has worked at firms including Valic Financial Advisors and Edward Jones. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios and serves as an advisor to registered investment companies and fund-of-funds.

Christian Dorado is a financial advisor at Equitable Advisors with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 2007, including its predecessor AXA Advisors. Outside of his advisory role, Dorado is involved in insurance sales and participates in health insurance and life settlement transactions through private client groups in the Miami area. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

David Fiestal is a financial advisor at UBS Financial Services with 21 years of industry experience and holds the Series 66 designation. He has been with UBS since 2010. Outside of his advisory role, he is involved in aesthetic dermatology through leadership positions at IMO GLOW LLC and co-ownership of Slay or Die LLC, a non-invasive cosmetic aesthetic clinic. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, utilizing model-based asset allocation and proprietary research to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Gideon Carmeli is a financial advisor at UBS Financial Services with eight years of industry experience and holds a Series 66 designation. He has been with UBS in various capacities since 2012, serving his current role since 2017. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients. The firm combines institutional trading capabilities with wealth management offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Yvonne Plachy is a CFP®-certified financial advisor with three years of industry experience, currently with LPL Financial in Coral Gables, FL. Prior to joining LPL Financial, she worked at First Horizon Bank and has experience in the media sector with Bontonfilm, a.s. Outside of advisory work, she has involvement with real estate activities in Prague, Czech Republic. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Patrick Grant is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds the Series 65 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2011. Previously, he was associated with P & G Empire, LLC from 2016 to 2018. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending strategies.

John Molkentin III is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked throughout his career with Bank of America and Merrill. Outside of his advisory role, he serves as an advisory board member for the Miami Gator Club and is involved with the stewardship committee at Galilee Baptist Church. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Austin Wengrovitz is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and previously attended the University of Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting primarily through non-discretionary relationships.

Andres Castro Rincon is a financial advisor at UBS Financial Services with five years of industry experience. He holds a Series 66 designation and has been with UBS and its affiliated entities since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven investment strategies tailored to clients' goals and risk tolerances.

Christian Saporta is a financial advisor at UBS Financial Services in Coral Gables, FL, holding a Series 66 designation with eight years of industry experience. He has been with UBS AG since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor investment plans aligned with clients’ goals and risk tolerances.

David Prieto is a financial advisor at Equitable Advisors in Miami, FL, holding a Series 66 designation with three years of industry experience. His prior work includes roles at Diaz Marine and Med-Lab Supply Co Inc. He is also involved in an outside insurance business. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party asset managers.

Mitchell Lamchick is a CFP® with 13 years of industry experience. He currently works at Morgan Stanley in Coral Gables, FL, having joined the firm after a 13-year tenure at Raymond James & Associates Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Danilo Lacayo is a Series 66 licensed financial advisor with UBS Financial Services, based in Coral Gables, FL, and has 18 years of industry experience. He has been with UBS since 2007. Outside of his advisory role, he serves on the development committee of the American Nicaraguan Foundation and acts as trustee and distribution trustee for multiple family and insurance trusts. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Edward Wenger is a financial advisor with Raymond James Financial in Miami, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been associated with multiple firms under the Raymond James umbrella since 2015. Wenger owns two support companies, Wenger Wealth Management and Roque Investment Strategies, which function as non-investment-related support entities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools and supports clients through various advisory programs and institutional consulting services.

Michael O'Mara is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior experience includes positions at Stifel and Janney Montgomery Scott. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Francisco Fernandez is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following an eight-year tenure at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through dedicated financial advisors and specialized estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models as part of its financial planning process.

Ubaldo Mendez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. He has been with Wells Fargo Clearing since 2021 and previously worked at Wells Fargo Bank, N.A. from 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options alongside traditional products.

Ximena Gomez is a financial advisor with Raymond James & Associates and holds a Series 66 designation. She has six years of industry experience, including a fourteen-year tenure at Wells Fargo Advisors prior to joining Raymond James in 2019. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.