Andrew Oremland is a CFP®-credentialed financial advisor at Robert W. Baird & Co. with 31 years of industry experience. He has worked at Robert W. Baird since 2016 and previously held roles at Wells Fargo Advisors LLC and A. G. Edwards & Sons, Inc. The DDK Group, part of Baird’s Private Wealth Management department, serves high net worth individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing both manager-traded and model-traded strategies alongside internal research and tools, including artificial intelligence.

Ellen Gallagher is a CFP® professional with 29 years of experience in the financial services industry. She has worked at Osaic since 2024 and previously spent 17 years with Triad Advisors, Inc., and 7 years with New England Securities. Gallagher also manages a sole proprietorship focused on administering self-funded health insurance plans, including due diligence on benefits and pension plans. OSAIC Wealth serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization, supported by a multi-advisor platform and a complex affiliate network.

Stephen Frazer is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, TD Ameritrade Investment Management, TD Ameritrade, and Scottrade. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and a centralized operational structure.

Jessica Bernowitz is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at J.P. Morgan Securities. She is also an estate administrator. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and strategies.

Jeremy Schneider is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at JPMorgan Chase Bank NA and JPMorgan Securities for 10 years, as well as Elite Security Solutions and the Palm Beach County Sheriff's Office. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Emily Kurczyk is a financial advisor at UBS Financial Services with four years of industry experience. She holds a Series 66 designation and has worked at UBS since 2019. Outside of her advisory role, she owns and operates TGSD Westlake, LLC, a landscaping and janitorial services business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions and research to tailor investment plans and offers a broad range of advisory and capital markets services.

Woo Joo Han is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding Series 63 and Series 65 credentials and eight years of industry experience. Prior to joining J.P. Morgan Securities in 2021, he worked at Goldman Sachs from 2018 to 2021 and Wells Fargo from 2016 to 2017. He serves as a board member of Jack The Bike Man, a charity that restores bicycles for underprivileged children in Palm Beach County. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, manager and fund searches, and customized performance reporting within a non-discretionary program supported by centralized due diligence.

Douglas Marcello is a CFP® and ChFC® with 12 years of industry experience. He is currently affiliated with Edward Jones in Wellington, FL, where he has worked for a total of 11 years, including a two-year period at Core Wealth Management, Inc. Marcello holds Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including high-net-worth households and corporate entities. The firm offers a range of advisory programs supported by a large nationwide network of financial advisors and branch offices, with approximately $1.01 trillion in assets under management.

Edward Edelman is a financial advisor at Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 designations with 56 years of industry experience. His prior work includes roles at Citigroup Global Markets and Morgan Stanley Smith Barney before joining Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutions, including tailored financial planning supported by firm-approved tools and investment committee analyses.

Jonathan Kaplan is a financial advisor with Edward Jones in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and having 32 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1993. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jeremy Doucette is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Merrill and service in the New York State Assembly, as well as work with the Westchester County District Attorney. Morgan Stanley Wealth Management offers advisory programs to both individuals and institutional clients, providing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and incorporates diverse investment strategies through its Global Investment Committee.

Jonathon Evans is a Series 66-licensed financial advisor with Merrill in West Palm Beach, FL, and has 17 years of experience at the firm. He has six years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Heather Anderson is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and three years of industry experience. She previously worked at Merrill and Chase Bank, with a combined 27 years of experience across these institutions. Anderson is employed by both J.P. Morgan Securities and JPMorgan Bank, enabling her to offer a range of bank products and services in addition to investment advice. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm integrates quantitative and qualitative research with broader derivatives and commodities capabilities through its centralized due diligence process.

John Ver Bockel is a financial advisor with J.P. Morgan Securities holding Series 63 and Series 65 licenses and has 43 years of industry experience. His prior roles include positions at Merrill, Bank of America, and First Republic Investment Management. Outside of his advisory work, he serves on the Board of Directors for the Wood Family Foundation and is a committee member of the Western Golf Association. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting.

Ronald Schmitt Jr. is a financial advisor with Primerica Advisors in Boynton Beach, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1989. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Douglas Wilson is a financial advisor with Charles Schwab in Palm Beach Gardens, FL, holding Series 63, 65, and 66 licenses and bringing 34 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2009. Outside of financial services, he is the owner of Ocean Beach Buddy, LLC, a company focused on designing, marketing, and distributing a retail product unrelated to the financial industry. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advisory services with access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Gary Harrison is a financial advisor with Osaic Wealth who holds Series 63 and Series 66 licenses and has 32 years of industry experience. Prior to joining Osaic in 2024, he spent 20 years with American Portfolios Financial Services and has worked as an independent representative since 1993. He also operates a long-term care, fixed, and term life insurance business started in 1998, focusing on asset protection and financial planning. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plans, charities, and corporations. The firm offers a range of brokerage and advisory services with an investment process centered on model-based asset allocation and portfolio optimization, supporting both discretionary and advisor-managed strategies.

Michael De Marchena is a financial advisor with Raymond James Financial in Wellington, FL, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior work includes roles at UBS Financial Services, Inc. and Hightower Advisors. He is also associated with Boynton Financial Group, Inc., where he performs various office duties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm uses fact-finding, risk profiling, and analytical tools to tailor non-discretionary planning and investment consulting aligned with client goals.

Michael Rodbell is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2008. Outside of his advisory role, he manages Rodbell Family LLC, a holding company focused on asset protection and investment decisions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a range of products and research-driven tailored solutions.

Ethan Emma is a financial advisor at J.P. Morgan Securities with 34 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at J.P. Morgan Securities since 2008 and at JPMorgan Chase Bank, N.A. since 2010. Emma is employed by both JPMorgan Securities and JPMorgan Bank, enabling him to offer a range of bank products and services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The advisory process combines quantitative screening and qualitative research, with recommendations that may include ESG considerations and broader derivatives capabilities.