Brad Bersh is a financial advisor at Ameriprise with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2017, following prior roles at Morgan Stanley and its affiliated entities from 2005 to 2017. He is based in Marco Island, Florida. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing annual advice focused on reliable income sources and tax-aware withdrawal strategies for clients near or in retirement.

Benjamin Rivas Arenas is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Truist Bank, and served as an independent contractor. His background also includes positions outside finance, such as at CarMax and in the restaurant industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Rizzo is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Morgan Stanley and its Private Bank divisions since 2010, with a brief retirement in 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by firm-approved tools and models.

Lizabeth Moses is a financial advisor with UBS Financial Services in Naples, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with UBS since 2009. Moses is a member of the Collier County Republican Executive Committee. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm utilizes proprietary research and model-based asset allocations to tailor investment plans to clients' goals and risk tolerances.

Howard Harrow is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank. Outside of his advisory work, he is involved with a real estate-related LLC based in New York. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and processes.

Nila Mohibi is a financial advisor at Edward Jones with the designations ChFC® and Series 66, and has four years of industry experience. Prior to joining Edward Jones in 2021, she worked at Sun Life Financial and RBC for three years each. She is listed as an owner/member of Three Bricks LLC, an entity formed to purchase a house. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors.

John Peterson is a financial advisor with Wells Fargo Advisors who holds Series 63 and Series 65 credentials and has 34 years of industry experience. His prior experience includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He is also involved in investment-related activities through ownership in JMHAT Financial, LLC and JPETERSON GP, LLC, and serves as trustee of two trusts. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning services that include cash-flow, retirement, and wealth-transfer planning. The firm combines advisory services with other financial products and referral channels, serving clients who meet certain net-worth criteria.

Corbyn Hightower is a financial advisor with LPL Financial based in Naples, FL, holding a Series 66 designation and 23 years of industry experience. He previously worked at Wells Fargo Advisors, FIFTH THIRD SECURITIES, Truist Investment Services, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning and access to various model portfolio programs and institutional platforms.

William Ames is a financial advisor at Stifel with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Haymac Investments LLC for eight years before joining Stifel in 2020. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodology developed by its Investment Strategy Group.

Lawrence Ragone is a financial advisor with Cambridge Investment Research Advisors in Naples, FL, holding Series 63 and Series 65 designations and possessing 49 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2005 and has maintained his own practice, Ragone & Associates, since 1985. He is also an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management through multiple platforms and offers proprietary model strategies under the Founders Gate Capital brand.

Christopher Patterson is a financial advisor with Stifel, holding the CFP® designation and Series 63 and 65 licenses, and has 29 years of industry experience. He has worked at several major firms including Morgan Stanley, UBS Financial Services, and Wells Fargo Clearing before joining Stifel in 2019. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Frederick Palmer is a Senior Vice President and Senior Financial Advisor with Merrill Lynch Wealth Management in Hyannis, Massachusetts. He has been a financial advisor for over 35 years and holds several professional designations including Chartered Retirement Planning Counselor (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He began his career at Merrill Lynch Wealth Management in 1987 and has built extensive experience in family wealth management, retirement planning, and investment consulting. Frederick specializes in services such as family wealth management strategies, investment consulting for defined contribution plans, liquidity management, managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income planning. He holds a Bachelor's degree from Roanoke College and actively participates in professional and community organizations, including serving on the Board of Directors for the Cummaquid Golf Club. Frederick resides in Cotuit, Massachusetts with his wife Tricia and their son Ryan. Outside of his professional work, he enjoys football, golfing, music, running, spending time with family, and traveling.

George Orefici is a CFP®-designated financial advisor with 36 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc. and has previously worked at Commonwealth Financial Network, Mass Mutual Investors Services, MassMutual Life Insurance Company, and Metlife Securities Inc. Orefici also owns Four Tier Financial Group, Inc., a private entity involved in securities, advisory, and insurance business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals and supports various advisory programs, with specialized capabilities in municipal and public-finance work.

Robert Jacobsen is a CFP® with 44 years of experience in the financial services industry. He has worked at Robert W. Baird & Co., Incorporated since 2018 and previously spent over three decades at INVEST Financial Corp. and Johnson Bank. He is based in Naples, FL. Robert W. Baird & Co.’s DDK Group, where he is a team member, serves individuals, corporate and business clients, pensions and profit-sharing plans, and charitable organizations. The firm offers a broad range of financial planning, portfolio management, and brokerage services, supported by internal research and a mix of manager-traded and model-traded strategies.

Shawn Derby is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He holds the Series 63 and Series 65 designations. His career includes tenure at Wells Fargo Clearing and Wells Fargo Investments, LLC. He also owns and operates Derby Private Wealth Management, LLC, a financial advisory business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and fee-based financial planning services tailored to clients who meet certain net-worth criteria. The firm offers specialized planning services and integrates advisory solutions with other financial products and referral channels.

Victor Katis is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has been with Ameriprise and its related entities since 2009. Outside of his advisory role, he serves on the Board of Directors for the Winding Cypress Bocce and is a commissioner on the Winding Cypress Shady Palm Committee, which advises the homeowners association on community restaurant operations. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides written retirement income plans and annual advice focused on income sources and tax-aware withdrawal strategies.

John Mizzi is a Senior Financial Advisor at Merrill Lynch Wealth Management in Dearborn, Michigan. He joined Merrill in 1983 after four years of experience as a Certified Public Accountant. In his role, John customizes financial approaches based on the specific goals and objectives of each client, focusing on short, intermediate, and long-term financial planning. He emphasizes developing sound investment profiles that can be implemented, reviewed, and adjusted to meet client needs. John's commitment to providing strong client service through frequent contact and relationship building has enabled his team to work with families across generations and significant life events. His expertise includes family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, individual and corporate investment strategy, and retirement income. He holds the Personal Investment Advisor (PIA) designation. A lifelong Michigan resident, John graduated with a Bachelor of Business Administration and Accounting from Western Michigan University. He lives in Plymouth with his wife, Kim, and enjoys basketball, football, golf, travel, and spending time with his three grown children and granddaughter in his free time.

Pedro Harth Silva is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. He has worked at various Raymond James entities since 2011 and was previously associated with Provenance Wealth Advisors. He is also the CEO of Harth-Silva & Associates, LLC, a support company used for tax reporting and fee collection purposes. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical modeling and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Miles Pure is a financial advisor with Raymond James & Associates in Naples, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, and offers various financial planning and consulting services with a focus on non-discretionary advice supported by firm research and multiple portfolio management styles.

Anthony Palumbo Jr. is a financial advisor with Wells Fargo Clearing in Naples, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at Banc of America Investment Services and Quick & Reilly. Outside of finance, he is involved in online gemstone and jewelry sales. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.