Austin Abernathy is a financial professional with one year of experience, currently affiliated with Cetera. He holds a Series 66 designation and previously worked in roles outside finance, including positions at Cooper Moving and Farmer's Hardware and Home Furnishings. In addition to his advisor role, he is involved with Shoemaker Financial, providing insurance, securities, and advisory services. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse investment solutions through a multi-manager platform, combining discretionary and non-discretionary management with access to various program structures and third-party money managers.

George Moore is a financial advisor with LPL Financial in Memphis, TN, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. Before joining LPL Financial in 2022, he worked for infinex Investments, Inc. for nine years. Outside his advisory role, he serves as a board member for the Kiwanis Club of Germantown and is involved in a local barbecue business called Big Boss Man BBQ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and consulting services, utilizing model portfolios and research from multiple sources, and provides both discretionary and non-discretionary management options.

Joseph Broderson is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials. He has been with Wells Fargo Clearing and Wells Fargo Bank, N.A. since 2025. Prior to his current roles, he held positions at DoorDash, Florida Financial Advisors, Marriott, Chevy Chase Hardware, YMCA, and McDonald's. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Tonya Green is a financial advisor with Wells Fargo Clearing in Cordova, TN, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She has worked at Wells Fargo Clearing and its predecessor firms since 2009, including Wachovia Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Amanda Patel is a financial advisor at Raymond James & Associates with 10 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Raymond James since 2017, previously working four years at Green Square Capital LLC. Outside of advisory work, she owns three rental properties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting with a range of portfolio management styles and affiliated research.

Mark Alexander is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional offerings with specialized services such as private funds and structured products.

William Edwards is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and associated with Massachusetts Mutual Life Insurance Company since 2016. Edwards also works as an independent insurance agent specializing in dental, group disability income, fixed annuities, disability, life/accident/health, long-term care, Medicare-related products, and life settlements. Mass Mutual Investors Services, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers by providing ongoing financial planning and asset management services. The firm employs a collaborative planning approach using firm-approved software and offers educational seminars along with a range of investment and insurance solutions.

Evan Anthony is a financial professional at Cetera with one year of industry experience. He holds a Series 66 designation and is associated with Shoemaker Financial, where he provides financial services. Prior to his financial career, he worked in various educational and service roles. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Sally Chandler is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2017, following five years at Wunderlich Securities, Inc. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Michael Winemiller is a financial advisor with Cetera in Memphis, TN, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His career includes roles at Avantax Advisory Services and BBVA Compass Insurance Agency, among others. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary strategies across various program structures.

Andrew Dillon is a financial advisor with Raymond James & Associates in Memphis, TN, holding Series 63 and Series 65 licenses and four years of industry experience. He has worked at Raymond James & Associates since 2020 and spent four years at Covenant College prior to that. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management styles and affiliated research.

Jeanice Sawyer is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Raymond James & Associates since 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and charitable organizations, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management styles and research support.

Grant Ellis is a financial advisor with LPL Financial in Germantown, TN, holding Series 65 and Series 63 credentials and 18 years of industry experience. His prior roles include positions at Lockton Investment Advisors and Fieldstone Financial Partners. He writes industry articles through an outside business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and research from LPL Research.

Steven Quach is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 66 designation and six years of industry experience. Prior to joining Raymond James in 2020, he worked at Shawn Wilkins State Farm and the University of Memphis. He is also active with the Church of the Holy Communion. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension and profit-sharing plans, charitable organizations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, utilizing a range of portfolio management styles supported by affiliated research and model managers.

Anna Catron Lee is a financial advisor at Raymond James Financial with a Series 66 designation and two years of industry experience. Her prior work includes roles at FirstBank, FirstBank Investment Partners, and the University of Arkansas. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning and uses analytical tools including deterministic and probability modeling to support client goals.

Robert Reece is a financial advisor with Raymond James & Associates in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He worked at UBS Financial Services for 20 years before joining Raymond James in 2019. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Anthony Morrison is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Prior to joining Stifel in 2022, he worked at Wells Fargo Clearing and Wells Fargo Advisors. He is actively involved in several community organizations in Memphis, including serving on multiple charitable boards and development committees. Stifel serves a diverse client base, including individuals, institutions, charitable organizations, and municipal entities, providing brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking analysis developed by its Investment Strategy Group, offering a foundation for client decision-making across financial planning and asset allocation.

Andrew Clarke is a financial advisor with Ameriprise in Germantown, TN, holding Series 63 and Series 65 licenses and five years of industry experience. He has been with Ameriprise since 2017 and previously worked at Flight Restaurant and Wine Bar and the University of Memphis. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in delivering these services and operates as a large institutional firm with a broad range of advisory, brokerage, and insurance solutions.

Jonathan Glenn is a financial advisor with Cetera, holding a Series 66 designation and eight years of industry experience. He has worked at Cetera and its affiliate firms since 2023 and has prior experience with Shoemaker Financial, Securian Financial Services Inc, Minnesota Life Insurance Company, and Ameriprise Financial Services, Inc. Outside of advisory work, he is involved in fixed insurance sales as an agent/broker. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and consulting services through a multi-manager platform with access to affiliated and third-party managers, supporting various investment strategies and program structures.

Charles Ruch is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 39 years of experience in serving clients and assisting them in realizing their financial goals and dreams. He specializes in areas including college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, and retirement income. Charles holds a Bachelor's Degree from the University of Memphis and is designated as a Personal Investment Advisor (PIA). He works closely with affiliated professionals such as CPAs, estate attorneys, trustees, and insurance specialists to ensure comprehensive coordination of his clients' financial well-being. He emphasizes a straightforward communication style, focusing on the family's financial strategies and needs beyond just investment management. Outside of his professional pursuits, Charles is involved in his community through Idlewild Presbyterian Church. He spends personal time with his wife Nancy, enjoying activities such as cooking, traveling, trout fishing in Arkansas rivers, and boating on Greers Ferry Lake or Bull Shoals Lake. He is also a supporter of the University of Memphis football and basketball programs.