Mark Henestofel is a financial advisor with UBS Financial Services in Miamisburg, OH, holding a Series 66 designation and 23 years of industry experience. His prior roles include positions at Bank of America and Merrill. Outside of his advisory work, he is involved with Aileron, a small business consulting and education provider that supports an investment committee. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to client goals and risk tolerances.

John Stuckey is a financial advisor with Ameriprise in West Chester, OH, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages administrative operations for an LLC that supports a group of Ameriprise Financial Advisors. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, providing detailed, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm serves a broad client base through a wide range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Benjamin Humbert is a financial advisor with LPL Financial in West Chester, Ohio, holding a Series 66 designation and five years of industry experience. He has worked with Stevens Investment Group and LPL Financial since 2021. Prior to his financial advisory career, he held positions in the hospitality industry. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by LPL Research and third-party subadvisors.

Erik Fielder is a financial advisor with UBS Financial Services in Miamisburg, OH, holding a Series 66 designation and four years of industry experience. Prior to joining UBS in 2019, he worked for Frito Lay from 2013 to 2018. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Cameron Porczak is a financial advisor with Raymond James & Associates in Cincinnati, OH, holding a Series 66 designation and three years of industry experience. His prior work includes positions at Transamerica Agency Network and several roles outside finance, including education and service at College Hunks Hauling Junk and Moving. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a broad range of portfolio management styles and affiliated research.

Daniel Christie is a financial advisor at UBS Financial Services with 33 years of industry experience. He holds the Series 63 and Series 65 designations and has been with UBS since 2013. Outside of his advisory role, he teaches a section on Financial Strategies for Successful Retirement at the University of Dayton and serves as president of the Wabasso Home Owners Association. He is also involved in youth basketball training through the Athletic Workshop in Dayton, Ohio. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management services and provides research and capital markets services through a broad platform.

Christian Cox is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 14 years of industry experience. He has worked with PFS Investments Inc. since 2011 and Primerica Financial Services since 2010. Outside of advisory services, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited selection of separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and BNY Mellon Advisors for trade implementation, operating under a tiered wrap-fee structure.

Michael Vagle is a financial advisor with Edward Jones in Cincinnati, OH, holding a Series 66 license and 18 years of industry experience. He has worked at Edward Jones since 2007. Outside of his advisory role, he is the owner of a commercial property management business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products through a large national network of advisors and branch offices.

Mire Jonovski is a financial advisor with Raymond James & Associates in Cincinnati, OH. He holds Series 63 and Series 65 licenses and has 45 years of industry experience. Jonovski has been with Raymond James & Associates since 2005. Outside of his advisory role, he serves as president of Acquest Inc and MKMS, companies involved in managing and overseeing rental real estate investments. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Scott Moffitt is a financial advisor at Cetera with 33 years of industry experience. He holds a Series 63 designation and has previously worked with firms including Summit Financial Group, Inc. and Gross & Company. Outside of advising, he is the founder of College Planning Relief and an author of a book titled Retirement Income Matters. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and consulting services through a multi-manager platform that provides access to both affiliated and unaffiliated third-party managers.

Caleb Stauch is a financial advisor with UBS Financial Services in Miamisburg, OH. He holds a Series 66 designation and has one year of industry experience. Prior to joining UBS, his work history includes roles in various service and healthcare companies. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans and portfolio management to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

John Knapke is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1984 and works with institutions, foundations, and corporate retirement plans, focusing on total portfolio planning including investment policy review, asset allocation, and institutional money manager selection. John earned a Bachelor's degree from Wright State University and an MBA from the University of Dayton. He holds several professional designations including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His client focus areas include Divorce Transition Planning, Institutional Consulting, Institutional Investment Consulting, Services for Defined Benefit Plans, Investment Consulting for Defined Contribution Plans, Managing New Wealth, Personal Retirement Planning, Socially Responsible, Values Based, and ESG Investing, Tax Minimization, and Retirement Income. Outside of work, John has an interest in baseball, basketball, and football.

Fred Darlington is a financial advisor at LPL Enterprise with 11 years of industry experience. He holds the Series 63 and Series 65 credentials and has previous experience at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he is a notary and holds a health insurance/Medicare license. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Mark Meyrose is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with Fidelity Investments since 2005, including roles at Fidelity Personal and Workplace Advisors since 2018. He is affiliated with Strategic Advisers LLC, a Fidelity company that provides investment management and advisory services to retail and institutional clients. The firm’s investment approach combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios using mutual funds, ETFs, and ETPs.

Jack Updike is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 22 years of industry experience. He has worked with Primerica Financial Services since 2001 and maintains roles at several companies including OK Travel & Services, R B Tool & MFG, Pfs Investments Inc, and Data Recognition Corp. Outside of advising, he is involved in the sale of home security and automation products as well as loan products through affiliates of PFS Investments Inc. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and a limited selection of separately managed account options for individual and high-net-worth clients. The firm employs third-party asset managers and provides a tiered wrap-fee structure, focusing on curated investment models rather than institutional pension plan management.

Melissa Pennington is a financial advisor at LPL Financial with 21 years of industry experience. She holds the Series 63 and Series 66 designations. Prior to joining LPL Financial in 2021, she worked at Reese Wealth Management and Waddell & Reed, Inc. from 2015 to 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management and a variety of model portfolios and research resources.

Mary Schulz is a financial advisor with Primerica Advisors in Cincinnati, OH, holding 13 years of industry experience. She has worked at Dynamic Pension Services and PFS Investments Inc., where she remains active. Schulz is also involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and utilizes model-delivery strategies managed by unaffiliated asset managers, supported by custodial and trade execution services.

William Varwig IV is a financial advisor at Charles Schwab with four years of industry experience. He holds the Series 66 designation and has worked at several firms including TD Ameritrade and Anthem Inc. Prior to his current role, he was briefly employed at DoorDash in 2020. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios, supported by a centralized operational structure.

Marie Vandenberg is a financial advisor with Primerica Advisors in West Chester, OH, holding a Series 63 designation and 23 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2001. Outside of her advisory role, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, offering a range of investment models implemented with oversight from BNY Mellon Advisors.

Matthew Watson is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds the Series 66 credential and previously worked at Alps Distributors, Inc. for seven years. Watson serves as an advisor on the investment committee for the Wright State University Foundation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.