Scott Mc Kinnie is a Certified Financial Planner® with 15 years of industry experience. He has been with Ameriprise since 2014, including his current role at Ameriprise since 2020. His prior experience includes positions at Royal Alliance Associates, PNC Investments, and Sii. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendations, primarily serving clients with Ameriprise-managed accounts.

Trent Fetters is a financial advisor at Mass Mutual Investors Services with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Mass Mutual Investors Services since 2017, following prior roles at Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, employing firm-approved analytical tools to support goal-based recommendations.

Dmitri Knysh is a financial advisor with Mass Mutual Investors Services holding Series 63 and Series 65 licenses and 24 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously was with MetLife Securities Inc. from 2015 to 2017. Dmitri is also the owner of Knysh Financial Inc., an entity for processing investment advisory compensation. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Daniel Baldwin is a financial advisor at LPL Financial with four years of industry experience. He holds a Series 66 credential and has previously worked at The Resource Group, Jackson National Life, Lear Corporation, and Rodan and Fields. Baldwin also provides tax preparation and accounting services through Baldwin Capital Tax Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and various portfolio management strategies.

Paul Schultz is a financial advisor with Raymond James & Associates in Plymouth, MI, holding a Series 66 designation and 22 years of industry experience. He has been with Raymond James & Associates since 2010 and served 13 years with the Garden City Soccer Club. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Sandra Duley is a financial advisor with Edward Jones in Plymouth, MI, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices across the country.

Wayne Phillips is a financial advisor with Ameriprise in Detroit, MI, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Phillips serves on several nonprofit boards, including the MCOD Scholarship Foundation and the Omega Historic Preservation Foundation. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds, combining research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

David Graham is a CFP®-designated financial advisor with 14 years of industry experience. He has worked at J.P. Morgan Securities since 2017 and previously held roles at Fifth Third Securities, Habitat for Humanity, and Spaulding for Children. Outside of his advisory work, he is a co-owner of Prolific Life Properties LLC, a real estate rental business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors.

Joshua Elliott is a financial advisor with Merrill, holding Series 63 and Series 66 designations and four years of industry experience. His work history includes roles at JPMorgan Securities LLC and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Travis Prince is a financial advisor with J.P. Morgan Securities in Belleville, MI, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at Georgetown Prince Wholesale LLC, JPMorgan Chase Bank, AmeriSave Mortgage Corporation, Safeway Lending LLC, Rocket Mortgage, and Comcast. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Nicholas Sabo is a financial advisor with LPL Financial, holding a Series 66 designation. He has less than one year of industry experience, having held roles at LPL Financial and Equitable Advisors in 2025. His prior work background includes various positions outside the financial industry, such as at Crunch Fitness and Enterprise Rent-A-Car. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning services, and retirement consulting, utilizing both discretionary and non-discretionary management alongside research from internal and third-party sources.

Nicole Farrell is a financial advisor with LPL Financial in Northville, MI, holding Series 63 and Series 65 licenses and seven years of industry experience. Her prior work includes roles at WWK Advisors, WWK Investments, Monroe Bank and Trust, and Carrington Golf Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, supported by research and model portfolios.

Rick Hart is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has worked at Thrivent Financial for Lutherans and Thrivent Investment Management since 2010. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on goal-based analyses covering a wide range of planning topics and offers clients the option to combine planning with managed accounts under a consolidated billing program called "WealthPlan."

Arthur Kachur is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds the Series 66 designation and has worked at MML Investors Services, LLC and MassMutual Life Insurance Co since 2023. Prior to his career in financial services, he was employed at NovaTech Wireless from 2016 to 2020 and was involved with The Sunshine Co, LLC from 2021 to 2023. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual planning to deliver tailored recommendations.

Douglas Householder is a financial advisor at Merrill with three years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His work history includes roles at Bank of America, N.A. and Merrill, where he has been since 2000. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Raphael Salim is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2021. Prior to this, he was employed at JPMORGAN Chase Bank, N.A. and Sunoco. Salim is also a partner in P&R Management LLC, a real estate business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers its program on a non-discretionary basis and combines institutional advisory operations with broker-dealer and investment adviser registrations.

Susan Boehmer is a financial advisor with Merrill, holding Series 63, Series 65, and Series 66 credentials and bringing 33 years of industry experience. She has worked with Merrill since 1995 and has been with Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jacob Prince is a financial advisor with Fidelity Investments in Belleville, MI, holding Series 63 and Series 65 licenses. He has one year of industry experience, including prior roles at Axtella and Bas Rouge. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of AI and systematic methodologies in managing model portfolios.

Joel Atallah is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. His work history includes roles at Fidelity Investments, Equitable Advisors, and several other firms spanning legal, academic, and counseling sectors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its registration with the CFTC as a commodity pool operator, advisory roles to multiple registered investment companies, and the use of AI and algorithmic methods in its investment process.

Larry Folmar is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 56 years of industry experience. His career includes roles at Cetera Wealth Services, Summit Financial Group Inc, and Summit Brokerage Services Inc. Outside of advising, he serves as a pastor at Sharon Community Church and teaches biblical stewardship principles through Stewardship Ministries. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, and institutional clients. The firm offers a multi-manager platform with various portfolio management and advisory services, supporting over 10,000 advisors and approximately 800,000 clients nationwide.