Peter Miles is a financial advisor at Osaic with 18 years of industry experience and holds a Series 66 designation. His prior roles include positions at Woodbury Financial Services Inc. and U.S. Bancorp Investments, Inc. Outside of his advisory work, he is president of St. Croix Wealth Management LLC, which functions as a paying agent for employees and processes traditional insurance sales. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm utilizes a model-based investment approach emphasizing asset allocation and portfolio optimization, supported by various tools and strategies, and is notable for its scale, complex affiliate network, and recent consolidation activity.

Dimple Wahi is a financial advisor at LPL Financial with 2 years of industry experience. She holds Series 65 and Series 63 licenses and has been working with LPL Financial since 2023, following a tenure at BMO Bank NA beginning in 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios and third-party asset management, supported by a wide network of advisors and various operational tools.

Paul Archambeau is a financial professional with 27 years of industry experience. He is currently affiliated with Cetera and North Star Resource Group, and holds Series 63 and 65 credentials. Archambeau has previous experience at Securian Financial Services, Inc. and Minnesota Life. He serves as a board member of the SG3 Foundation. Cetera Investment Advisers LLC operates as a multi-manager platform serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a nationwide network of independent advisors.

Nicholas Jones is a financial advisor with Cetera, holding a Series 66 credential and one year of industry experience. His work history includes roles at Cetera Wealth Services, Securian Financial Group, Rohloff Associates LLC, and the University of St Thomas. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse investment solutions including discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers through a multi-manager platform.

William Pelto is a financial advisor with Fidelity, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Hy-Vee, Gustavus Adolphus College, and Running Aces Casino, Hotel & Racetrack. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm’s investment process combines fundamental research with quantitative analysis and uses systematic methodologies to construct model portfolios from mutual funds, ETFs, and ETPs.

Nicholas Pariseau is a financial advisor with Mass Mutual Investors Services, holding a Series 63 credential and 18 years of industry experience. He has been with MML Investors Services Inc and Mass Mutual Life Insurance Company since 2007. Outside of his advisory role, he is a co-owner of NPF Consulting, LLC, which provides coaching and goal-setting consulting for business owners. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative, annual planning relationships.

Jacqueline Mekhail is a financial advisor at Morgan Stanley in St. Paul, MN, holding a Series 66 designation with eight years of industry experience. She has been with Morgan Stanley since 2017 and previously worked at Bank of America for one year. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools, including Secular Return Estimates and Monte Carlo simulations, to model financial outcomes.

Chad Zawacki is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 1998 and serves clients in the Saint Paul office. Raised in Duluth, Minnesota, Chad's approach to client relationships is influenced by his upbringing, emphasizing being a good neighbor and helping others. Chad assists a diverse range of clients, including pre-retirees focusing on lifestyle planning, business owners on liquidity strategies and company benefit plans, and surviving spouses with budgeting for their future. His expertise covers areas such as corporate benefits, executive compensation, defined benefit and contribution plans, legacy planning, and small business strategies. He co-leads the Zawacki-Krebsbach Group, which focuses on holistic wealth management. He holds a Bachelor's degree in Finance from Bethel University and has earned several professional designations, including Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), Certified 401(k) Professional (C(k)P), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Chad is a life member of Safari Club International and a member of the Madeline Island Yacht Club. He resides in Linwood Township, MN, with his wife Heidi, and enjoys outdoor activities such as hunting, boating on Lake Superior, snowmobiling, all-terrain vehicle driving, antiquing, swimming, and traveling.

Anthony Cognetta is a Financial Advisor at Merrill Lynch Wealth Management with over 13 years of experience in the financial industry. He focuses on helping individuals and families achieve their financial goals through tailored strategies that address retirement planning, education savings, wealth growth, and tax minimization. Anthony emphasizes building lasting relationships based on trust, transparency, and clear communication to create personalized financial roadmaps. He holds a Bachelor's Degree in Economics from the University of St. Thomas and holds the Personal Investment Advisor (PIA) designation. Fluent in both English and Spanish, Anthony serves on the Board of Directors at United Family Medicine, demonstrating his commitment to community involvement. Originally from Saint Paul, Minnesota, Anthony and his family enjoy outdoor activities including boating, fishing, camping, skiing, and travel throughout the seasons.

Daniel Rickett is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Voya Financial Advisors and Capital Street Financial Services, where he is also president. Rickett serves as a committee member of the Neighborhood Development Center in St. Paul, MN. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large network of independent advisors serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options, including model portfolios, third-party managers, and bespoke strategies, managing over $256 billion in assets across more than 10,000 advisors.

Matthew Svendsen is a financial advisor with OSAIC, holding CFP® certification and Series 63, 65, and 66 licenses, and has 15 years of industry experience. He was previously with Woodbury Financial Services and is involved in nonprofit leadership as president, CFO, and secretary of Be Brave Live Free Inc., overseeing the company’s financial and business reporting. OSAIC serves a diverse client base including individual investors, retirement plans, and institutional clients, offering both brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization through a multi-advisor platform.

William Hansen is a financial advisor with Thrivent Investment Management in Lake Elmo, MN. He holds a Series 66 designation and has previous work experience at Jamf spanning 16 years. Hansen joined Thrivent in 2025 and has been associated with the firm and its affiliates since then. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers goal-based, holistic analyses encompassing a broad range of planning topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Kyle Heller is a CFP® professional with 17 years of industry experience, currently affiliated with Cetera. His work history includes roles at North Star Resource Group, Minnesota Life Insurance Company, and Securian Financial Services, among others. Heller is also a partner in J&K Acquisitions and involved in several business ventures outside of his advisory work. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies, managing over $256 billion in assets across more than 10,000 advisors.

Mark Stanger is a ChFC® and Series 66 licensed financial advisor with 29 years of industry experience. He is currently with Cetera and has held advisory roles at Flagship Bank and AdvisorNet Wealth Management. Outside of his advisory work, he is involved in selling fixed insurance products and operates a financial services business under the name Landmark Financial Services. Cetera Investment Advisers LLC is a large nationwide firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Christopher Manning is a Series 63 licensed advisor with Primerica Advisors, where he has worked since 1986, totaling 40 years of industry experience. He has also been affiliated with Primerica Financial Services since 1983. Outside of advising, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm uses third-party asset managers and maintains a tiered wrap-fee structure distinct from fixed-fee billing.

Joseph Byriel is a financial advisor with Edward Jones in Woodbury, MN, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a large nationwide network of advisors and branch offices.

Johan Eriksson is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is a partner involved in property management through GyldenKey Partners. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Jackson Plessl is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to define their financial goals and develop portfolio strategies tailored to their individual needs. Jackson provides ongoing advice and adjusts financial plans as clients' circumstances change. He specializes in a range of areas including college education planning, family wealth management, legacy planning, retirement income, and tax minimization. Jackson holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Kansas State University. Jackson participates in community organizations such as Feed My Starving Children, Habitat For Humanity, and Second Harvest. Outside of his professional work, he enjoys boating, hiking, scuba diving, soccer, spending time with his family, and woodworking.

Jessica Madigan is a financial advisor at Cetera with 26 years of industry experience. She holds a Series 66 designation and has worked at Cetera since 2023, following over two decades at Cri Securities, Inc. and Securian Financial Services. Madigan serves as an elected board member of Premier Resource Group, a nonprofit organization. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, utilizing both affiliated and third-party managers across various program structures.

Christian Zepeda is a CFP®-designated financial advisor with 23 years of industry experience, currently affiliated with Charles Schwab in Woodbury, MN. His career includes roles at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2019, as well as prior experience at Wells Fargo Clearing and Merrill. He is the managing member of CJAM Family Ventures LLC, which holds a passive investment in Trevls, Inc., a Tesla rental car company. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account services, offering a combination of non-discretionary and discretionary investment options supported by a multi-asset model portfolio approach.