Jason Gilcrease is a financial advisor at UBS Financial Services with five years of industry experience. He holds a Series 66 designation and has been with UBS since 2018. Prior to his current role, he worked in consulting and outdoor apparel sectors and spent two years at Baylor University. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management to provide a broad range of financial solutions.

Maher Husseini is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. from 2007 to 2023. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning that utilizes firm-approved tools and planning processes. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Kathryn Biron is a Series 66 licensed advisor with Merrill, where she has been working since 2009, totaling 17 years of experience. She serves as a board member for BridgeYear, a nonprofit focused on connecting underserved youth to career and educational opportunities that offer economic stability without necessarily requiring a college degree. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Gabrielle Du Bose is a financial advisor at UBS Financial Services in Houston, TX, with three years of industry experience. She holds the Series 66 designation and has been with UBS since 2018. Prior to joining UBS, she was affiliated with Bucknell University and Avalon Advisors, LLC. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

David Cromack is a financial advisor at Stifel with 20 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services Inc. for 15 years before joining Stifel. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services with a proprietary investment methodology developed by its Investment Strategy Group. The firm provides episodic fee-based financial planning and supports a range of clients with tailored asset allocation and retirement analyses.

Jeffrey Schaberg is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and five years of industry experience. His prior roles include positions at Triad Advisors and Sirius Solutions, LLLP. He is also involved with Consolidated Planning Group, providing consulting services focused on special needs planning, including Social Security, cost of care, guardianship, and related benefits. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various tools and strategies for portfolio construction and supports multiple advisory platforms, including legacy program transitions and model account solutions.

Mushtaq Ahmed is a financial advisor at Equitable Advisors with 30 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 1999, having previously worked with AXA Advisors, LLC. Outside of his advisory role, he is involved with Synergy Life Brokerage Group LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Syed Afzaal is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012, also affiliated with JPMorgan Chase Bank, N.A. since 2009. Outside of his advisory role, he is an owner and partner in a Crave Cookies franchise. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with multiple market-facing registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Scott Staples currently serves as a Market Leader at Fidelity Investments, a position he has held since 2021. In this role, he leads a team of investment professionals focused on helping clients work toward their financial goals. His leadership is guided by a vision to transform lives, supported by a mission emphasizing collaboration, consistency, and commitment to excellence. Scott has an extensive history with Fidelity Investments, holding various roles over more than two decades. His previous positions include Vice President and Branch Manager (2013-2020), Assistant Branch Manager (2011-2012), Vice President and Senior Account Executive (2009-2010), Financial Planning Consultant (2003-2008), and Service Trader (2000-2002). This progression reflects his sustained experience in financial services and client management within the firm.

Surojeet Ghatak is a CFA® charterholder with 31 years of industry experience. He is currently with LPL Financial and previously worked at Fidelity Investments Institutional Services Company for 30 years, among other firms. Ghatak is also involved with The Noble Group in connection with his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management and a range of model portfolios and research.

Cathy Buchanan is a CFP® with 27 years of industry experience. She is currently with Cambridge Investment Research Advisors and previously worked at Ameriprise and Ameriprise Financial Services. She is also the owner of Metam Wealth Advisors, LLC. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals using a range of strategies and platform arrangements.

Nathan Burks is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. He collaborates with clients to develop tailored financial strategies aimed at achieving long-term financial well-being and confidence for retirement planning. Prior to his current role, Nathan worked as an Investment Consultant at Fidelity Investments from 2022 to 2023. Before joining Fidelity, he held positions as Lead Advisor at Aspire Wealth Advisors from 2021 to 2022 and as a Financial Advisor at Principal from 2019 to 2021. Nathan's professional experience spans multiple roles in the financial advisory field, focusing on client collaboration and strategic financial planning. Outside of his professional work, Nathan enjoys outdoor activities such as beach outings, camping, fishing, running, and spending time with his pets.

John Osborn is a CFP® and ChFC® with 48 years of industry experience. He has been with Cambridge Investment Research Advisors since 2011 and has a long tenure at New England Life dating back to 1985. Outside of his advisory role, he serves on the board of a local POA and is involved in independent insurance agency work as well as financial expert witness activities. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services. The firm offers a range of investment solutions through a network of independent professionals, utilizing proprietary and third-party strategies with both discretionary and non-discretionary approaches.

Travis Fitts is a financial advisor with Charles Schwab in Houston, TX, holding a Series 66 designation and five years of industry experience. Prior to joining Schwab in 2022, he worked at Robinhood Financial, Thrivent Investment Management, and Modern Woodmen of America. Outside of his advisory role, Fitts assists with management and upkeep of his family’s agricultural business producing cattle and hay. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment selection process.

Gerald Mischon Jr. is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and over 20 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is involved with Black Diamond Incorporated, a holding company for concession equipment assets, serving as its secretary. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer providing financial planning and advisory services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and committee insights.

Lamar Morris is a CFP®-designated financial advisor with 28 years of industry experience. He is currently with Stifel, where he has worked since 2020. Prior to that, he spent nine years at Bank of America, N.A. Outside of financial advising, he is involved in oil and gas exploration through Spooner Petroleum. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to support asset allocation and financial planning analyses.

Marcus Reed is a financial advisor with Charles Schwab in Houston, TX, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. His career includes roles at Charles Schwab Bank SSB and Charles Schwab since 2019, as well as prior experience at TD Ameritrade Investment Management, TD Ameritrade, and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts, delivering investment guidance through multi-asset model portfolios and a structured alternative investment selection process.

Erin Spring is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2011. Based in Houston, TX, she works within a large institutional firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Russell Kemp is a CFP® with 21 years of industry experience, currently serving at RBC Capital Markets since 2008. Based in Sugar Land, TX, he holds the Series 66 designation. Outside of his advisory role, he is a passive owner of a department store in Kerrville, Texas. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored portfolio management and integrates both in-house and third-party investment managers to implement client strategies.

Sopuruchi Uchechi Onuoha is a financial advisor with Primerica Advisors in Houston, TX, holding Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Primerica Advisors, Onuoha worked at Primerica Financial Services and held positions at TDCJ and Kamalu, Wodu and Associates. Outside of advising, Onuoha is involved in sales of non-investment home-related products through affiliated companies. Primerica Advisors is the sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports execution and custody through BNY Mellon Advisors and Pershing.