Steven Ross is a financial advisor at Merrill with over 40 years of industry experience. He holds a Series 63 designation and has worked at Merrill since 1985, concurrently serving with Bank of America since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Colby Hunt is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Securities LLC since 2017, following three years at Axa Advisors, LLC. Based in Houston, TX, he serves clients through a firm known for providing institutional consulting services to corporations, foundations, and defined contribution plan sponsors. J.P. Morgan Securities combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations through a centralized due-diligence framework.

Allen Baker is a financial advisor at Ameriprise in Houston, TX, holding Series 63 and Series 65 licenses with 42 years of industry experience. He has worked at Ameriprise since 2019 and previously spent 10 years at RBC Capital Markets Corporation. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, delivering written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team and algorithmic tools to support tailored, non-discretionary advice, emphasizing assets held in Ameriprise Managed Accounts.

Jeremy Helmcamp is a financial advisor with Mass Mutual Investors Services in Houston, TX, holding Series 65 and Series 63 credentials and three years of industry experience. Prior to his current role, he worked at Northwestern Mutual and has professional experience outside of finance, including positions at WoodsEdge Community Church and Kroger. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to develop collaborative annual financial plans.

Jacob Dingle is a financial advisor with Cetera, holding Series 63 and Series 65 designations and 12 years of industry experience. He has been with Cetera and its related entities since 2019 and previously worked at Foresters Advisory Services and Foresters Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports model portfolios, third-party managers, and customized strategies.

Curtis Deinert is a financial advisor at Morgan Stanley with 18 years of industry experience. He has held positions at Morgan Stanley Smith Barney LLC since 2017 and previously worked at Northern Lights Distributors, LLC and Orion Advisor Services, LLC. Curtis holds Series 63, 65, and 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs and tailored financial planning using firm-approved tools and a structured planning process.

Eduardo Speck Fierro is a First Vice President and Private Wealth Manager at Merrill Private Wealth Management, a Bank of America company. In this role, he provides strategic financial guidance and wealth management solutions to a diverse clientele, including Ultra High Net Worth individuals, family offices, and financial advisors. His expertise encompasses areas such as international wealth management, liquidity management, personal retirement planning, philanthropic planning, and portfolio management services. Prior to joining Merrill, Eduardo served as a trusted advisor at JPMorgan, where he contributed to the growth of the wealth management business for the Mexico market. His background also includes engineering work in Ecuador, where he applied his skills to the construction of a hydro-electric power plant within an ecological reserve and worked on an experimental high-protein crop plantation. Eduardo holds an MBA with concentrations in Finance, Entrepreneurship, and Marketing from the Goizueta Business School at Emory University, as well as a degree in Industrial Technologies Engineering from the University of Navarra in Spain. He is a Personal Investment Advisor (PIA) and is bilingual in English and Spanish. Outside of his professional life, Eduardo resides in Houston, Texas, with his wife and two children, and his personal interests include golfing, music, soccer, and traveling.

Fernando Parada is a financial advisor at Morgan Stanley with 28 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of finance, he is involved as a partner in a family-owned agricultural business and holds partial ownership in a plastic recycling company focused on agricultural materials in Mexico. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and employs a financial planning process that uses structured discovery and modeling tools, managing approximately $2.74 trillion in client assets.

Maria Mayhood is a financial advisor at Merrill with 11 years of industry experience. She holds Series 66 and Series 63 credentials and has worked at Merrill and Bank of America, N.A. for multiple terms since 2012. Outside of her advisory role, she manages Gruver Diversified Investments LLC, where she occasionally purchases, renovates, and sells single-family homes. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Pedro Rodriguez is a Planning Consultant at Fidelity Investments, where he has been working since 2017. In his role, he partners with clients and their consultants to co-create tailored financial plans that align with their goals and aspirations. Pedro serves as a primary point of contact for clients, addressing their questions, concerns, and needs related to financial planning and achieving their financial objectives.

Molly Ward is a financial advisor with Equitable Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Equitable Advisors and its predecessor AXA Advisors since 1999. Outside of her advisory role, Ward serves on the board of Lone Oak Trust Company and is a member of the investment committee for St. Luke's United Methodist Church Foundation. Equitable Advisors serves a broad client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm offers financial planning, retirement-plan support, and access to asset management through third-party managers, employing a hybrid referral and implementation model that incorporates both advisory and brokerage channels.

Chandler Johnson is a financial advisor at Fidelity with three years of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments since 2023. Prior to his advisory role, his background includes positions at Texas A&M University, Uber, and La Vernia ISD. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary client portfolios.

Meghan Morrow is a financial advisor at Morgan Stanley in Houston, TX, with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses structured discovery conversations and firm-approved tools to model client outcomes.

AJ Bouvin is a Financial Consultant at Fidelity Investments, a position held since 2023. In this role, AJ works with clients to evaluate their financial needs and collaborates with them to develop a roadmap aimed at progressing toward their financial goals. AJ has been with Fidelity Investments since 2020, gaining experience through various roles including Investment Consultant, Fixed Income Specialist, Investment Solutions Representative, and Customer Relationship Advocate. This progression reflects a comprehensive understanding of investment strategies and client relationship management. Outside of work, AJ engages in activities such as boating, fishing, fitness, outdoor adventures, snowboarding, and traveling.

Ning Kang is a Senior Financial Advisor at Merrill Lynch Wealth Management and leads The Kang Group, a Houston-based team specializing in serving business owners, entrepreneurs, and families with wealth tied to operating businesses, liquidity events, and long-term planning decisions. With more than 15 years of experience, Ning focuses on multigenerational wealth planning, integrating tax strategies, succession planning, and legacy design to help clients protect and grow their wealth. Before joining Merrill Lynch Wealth Management, Ning accumulated experience in Fortune 500 companies. He holds a Bachelor's degree in Computer Engineering from Texas A&M University and an MBA from the University of Houston-Victoria. Ning is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He advises founders, executives, and business owners on topics including corporate executive services, executive compensation, liquidity management, small business strategies, tax minimization, and retirement income. Active in community service, Ning has served as a board member for the Asian Chamber of Commerce and the Riverstone Home Owner Association, and has held leadership roles with the Sunrise Youth Soccer Club. He lives in Houston with his wife, Karen, and their two children, Edward and Elena. Ning's personal interests include golfing, reading, soccer, table tennis, traveling, and watching movies.

Claudia Torres is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and three years of industry experience. Her prior work includes roles at CFISD, Texas A&M University, and 7G's Trucking, Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Spencer Vowell is a CFP® professional with 15 years of industry experience, currently with LPL Enterprise. His prior experience includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. He serves as a nonprofit board member for Friendswood Church of Christ. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services supported by an integrated platform combining model portfolios, third-party asset management, and financial planning.

Julia Duran is a financial advisor at Merrill with over 40 years of industry experience. She holds a Series 63 designation and has been with Merrill since 1985. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gail Stalarow is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 license and bringing 29 years of industry experience. She has been with Morgan Stanley since 2010, including service at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she serves on the board of the Holocaust Museum Houston Foundation and acts as CEO of Buffalo Specialties, Inc., assisting in the transition of the family business. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and supports a broad range of investment strategies across retail and institutional clients.

Christopher Hensley is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 22 years of industry experience. He has been with Cambridge Investment Research since 2012. Outside of his advisory role, he is the president and owner of Houston First Financial Group, an independent insurance agency, and hosts the podcast "Money Matters." He also participates in community activities such as Houston Money Week and engages in publishing and coaching through Digital Kaizen. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent financial professionals, employing a range of investment strategies and platforms tailored to client objectives.