Adalberto Cuevas is an International Wealth Advisor with Merrill Lynch Wealth Management. In this role, he provides personalized wealth management strategies tailored to clients' evolving financial needs. Leveraging insights from Merrill and the comprehensive banking and lending solutions of Bank of America, he aims to help clients pursue their financial goals. With over 25 years of experience in the financial industry, Adalberto brings a deep understanding of wealth management. He was born in Mexico, grew up in Chicago from the age of eight, and has lived in San Antonio for more than 20 years. He holds a Bachelor's Degree from St. Mary's University and has earned the Personal Investment Advisor (PIA) designation. Adalberto is bilingual, fluent in both Spanish and English. Committed to community involvement, Adalberto follows the Merrill tradition of participating in local organizations through volunteer work. His professional philosophy centers on building strong, accessible relationships with clients to assist them in making important financial decisions.

Annabelle Watson is a financial advisor at Ameriprise with three years of industry experience. She previously worked at Raymond James & Associates and Recognos Financial. Watson is also involved with Certainty of the Uncertainty, LLC, an advisor-owned entity established to manage her practice. Ameriprise offers a retirement-income planning service primarily for individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored planning through a centralized consulting team.

Jason Davis is a financial advisor at Fidelity with Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Eagle Strategies LLC, Bank of America Merrill Lynch, Wells Fargo Bank, and Keller Williams Realty. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios through systematic methodologies and long-term asset allocation benchmarks.

Alan Imes is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2020, including time at Charles Schwab Bank, SSB. Prior to that, he was employed at USAA in various financial planning and investment management roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, using multi-asset model portfolios, due diligence on alternative investments, and a centralized operational structure serving a large client base.

Marissa Carabajal is a financial advisor at Merrill with 10 years of industry experience. She holds the Series 66 designation and has been with Merrill for 26 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Friesen Jr. is a financial advisor with RBC Capital Markets in San Antonio, TX, holding a Series 66 license and 15 years of industry experience. He previously worked at Morgan Stanley for five years before joining RBC Capital Markets in 2016. He serves on the board of directors for St Davids Episcopal School, where he is involved with finance and budgeting. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs offering discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm customizes strategies based on clients’ risk profiles and utilizes both in-house and third-party investment managers and model providers.

Joshua Galindo is a financial advisor at Morgan Stanley based in San Antonio, TX, holding the Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he was affiliated with Texas Cavaliers and has experience working in education within the Alamo Heights School District. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies.

Adriana Sferle is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning services supported by structured processes and advanced modeling tools.

Jacob Askari is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at Edward Jones, Charles Schwab, Bank of America/Merrill Lynch, and multiple positions within J.P. Morgan entities. Outside of his advisory work, he assists with daily activities for his father through a personal caregiving arrangement. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with manager due diligence and an ESG eligibility framework. The firm’s advisory services are delivered on a non-discretionary basis with a focus on approved funds and strategies.

Antonio Salgado is a Senior Financial Advisor at Merrill Lynch Wealth Management. He is a bilingual professional fluent in English and Spanish, focusing on providing financial strategies for individuals, families, and businesses by understanding their financial objectives. Antonio's approach involves a disciplined process that begins with understanding each client's specific needs and priorities. He has experience in areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management, and socially responsible investing. Antonio holds the Personal Investment Advisor (PIA) designation, along with Series 7 and 66 FINRA registrations, and holds a bachelor's degree in Finance and Business Management from the McCoy College of Business at Texas State University. Antonio is an Army veteran originally from Orange County, California, now residing in New Braunfels, Texas with his wife Sasha and their two children. He is active in his community through organizations such as the Knights of Columbus and the San Antonio Food Bank.

Misty Jones is a Series 66-registered financial advisor with Equitable Advisors, based in San Antonio, TX, and has one year of industry experience. Her prior work includes self-employment in childcare and roles at Texas A&M University and Palo Alto College. Equitable Advisors serves individual clients, retirement plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party managers. The firm offers a range of advisory models and ERISA fiduciary services, utilizing mutual funds, ETFs, separately managed accounts, and select alternative investments.

Robert Martin is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Merrill and Bank of America since 2018 and was previously with Citigroup Global Markets from 2012 to 2018. Outside of his financial career, he participates periodically with the Page Parkes Center of Modeling & Acting, assisting with auditions for commercials and print ads. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Glenn Welch is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Timothy Escobar is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Escobar also serves in the U.S. Army Reserve and is a board member of a flying club. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market estimates to assist its clients.

Valerie Boggs is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has worked at Merrill since 2009 and previously held positions at Banc of America Investment Services, Inc. and Morgan Stanley DW Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Cortez is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, personal retirement planning, portfolio management services, and small business strategies. With over eight years of experience, Joseph is dedicated to providing clients with first-class financial services and working closely with families to help them achieve their important life goals. Joseph holds a Bachelor's Degree from the University of Texas System and a Master's Degree from Saint Mary's University of San Antonio. He has earned the Personal Investment Advisor (PIA) designation, reflecting his professional expertise in investment advisory services. Outside of his professional work, Joseph has interests in baseball, basketball, fishing, and football.

Nicholas La Valley is a financial advisor with Equitable Advisors based in San Antonio, TX. He holds a Series 66 designation and has been with Equitable Advisors since 2026. His prior experience includes multiple roles at Higginbotham and various positions outside the financial industry, including work in education and food service. Equitable Advisors serves individual and institutional clients, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes a range of advisory programs and third-party managers, focusing on matching clients with appropriate investment models and fiduciary services.

Sylvia Armendariz is a financial advisor with Merrill in San Antonio, Texas, holding Series 63 and Series 65 licenses. She has 16 years of industry experience and has been with Merrill since 2014. Outside of her advisory role, she is a general partner in a for-profit partnership selling purses and accessories. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for various client types including individuals and institutions.

Christopher Saunders is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following an 11-year tenure at Citigroup Global Markets. Outside of his advisory role, he serves as vice president of the Chi Delta Tau Foundation, where he works on endowment investment policy and provides scholarships for Trinity University students. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its advisory process.

Jimmy Hoyt is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 66 credentials and 28 years of industry experience. His prior roles include positions at USAA Investment Management Company and USAA Financial Planning Services. Outside of his advisory work, he is an ordained minister with the Universal Life Church Ministries and has occasionally presided over wedding ceremonies without compensation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and extensive research, delivering services at a large scale with integrated operational capabilities.