Jay Bradley is a CFP® professional with 22 years of industry experience, currently serving as an advisor at Cetera in Boise, ID. His prior experience includes roles at Avantax Advisory Services and Avantax Insurance Agency. Additionally, he owns and operates Bradley Consulting, a tax preparation and accounting business. Cetera Investment Advisers LLC is a large SEC-registered advisory firm supporting a nationwide network of over 10,000 independent advisors. The firm serves a diverse client base including individuals, retirement plans, and institutional accounts, offering various investment management and financial planning services through a multi-manager platform.

Charles Moyer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 17 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously spent 10 years with Bcp Securities, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Christopher Bowen is a financial advisor with Wells Fargo Clearing in Boise, ID. He holds a Series 66 designation and has 4 years of industry experience. Bowen has been with Wells Fargo Clearing since 2002 and worked in Trust Investment Management for 20 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management grounded in modern portfolio theory. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Matthew Shannahan is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 and 65 licenses, with 37 years of industry experience. He previously worked at Nations Financial Group, Inc. for 11 years before joining LPL Financial in 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Hayward Sawyer is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and nine years of industry experience. His career includes roles at FOUNDATIONS INVESTMENT ADVISORS, llc, Change Path LLC, and Decker Retirement Planning Inc. In addition to his advisory work, he operates Hayward L. Sawyer Consulting, LLC, which involves selling whole life and term insurance. LPL Financial serves individual investors, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining proprietary and third-party research, with both discretionary and non-discretionary management options.

Mason Drum is a CFP® and Series 66 licensed advisor with Charles Schwab in Boise, ID, bringing four years of industry experience. He has held positions at Charles Schwab Bank, SSB and Charles Schwab since 2021, with earlier experience in the hospitality and service industries. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by proprietary research.

Jose Lopez Medel is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at Northwestern Mutual and Wells Fargo. Outside of finance, he is involved with the Boise Timbers Thorns youth soccer club as an employee and contractor. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside brokerage, distribution, and investment management capabilities.

Corey Blacker is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. He has previously worked at Douglas Beehler, Waddell & Reed, and various insurance carriers associated with W&R Insurance Agencies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs, financial planning, and retirement consulting services supported by both discretionary and non-discretionary management strategies.

Benjamin Dalton is a financial advisor with RBC Capital Markets, holding a Series 66 designation and having 13 years of industry experience. Prior to joining RBC in 2025, he worked at UBS Financial Services from 2011 to 2025. Outside of his advisory role, he is a partner in a real estate investment-related business, JAMS Properties LLC. RBC Wealth Management serves a wide range of clients including individuals, institutions, and charitable organizations, offering advisory programs that provide portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on client risk profiles and integrates both in-house and third-party managers in its portfolio solutions.

Adam Floto is a CFP® with 20 years of industry experience, currently affiliated with LPL Financial since 2022 and previously working at U.S. Bancorp Investments, Inc. since 2011. He operates from Meridian, Idaho. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and advanced technologies across discretionary and non-discretionary management approaches.

Sharon Kaylor is a financial advisor at Raymond James & Associates with 23 years of industry experience. She holds a Series 66 designation and has worked with multiple Raymond James entities since 2016. Her prior roles include positions at Erin Reeve & Associates Financial and Camp Coeur d'Alene. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Michael Hering is a financial advisor with Primerica Advisors in Meridian, ID, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes longstanding roles at PFS Investments Inc and Primerica Financial Services, as well as work with the Los Angeles Zoo and Advanced Veterinary Care Center. Outside of advisory work, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which features model-delivery strategies and selected separately managed accounts for individual and high-net-worth clients. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers while delegating trading responsibilities to BNY Mellon Advisors.

Ryan Baker is a financial advisor at OSAIC with 22 years of industry experience, including 21 years at Lincoln Financial Advisors prior to joining OSAIC in 2025. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he owns and manages Open Advisors, LLC, an entity involved in business operations and staff management. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk assessment, and portfolio construction using a variety of investment vehicles and third-party managers.

Philip Bartlett is a financial advisor with Morgan Stanley in Boise, ID, holding Series 65 and Series 63 licenses and bringing 15 years of industry experience. His prior experience includes roles at RBC Capital Markets, LLC and Clearwater Advisors, LLC. He serves as a board member of the Discovery Center of Idaho, a nonprofit focused on children and youth and arts and culture. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct and corporate financial planning arrangements.

William Bahney is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He previously worked for UBS Financial Services for 16 years before joining RBC in 2025. Outside of his advisory role, he serves as a director at the Boise Rescue Mission, where he advises and counsels the CFO and contributes to the organization's goals. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a variety of advisory programs that offer discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on client risk profiles and utilizes both in-house and third-party managers, incorporating features like tax management and responsible-investing options.

Brent Wegner is a financial advisor with Mass Mutual Investors Services in Meridian, ID, holding the ChFC® designation and Series 63 license with 25 years of industry experience. His prior roles include positions at Eagle Strategies LLC and New York Life. He also works as an insurance broker, engaging with outside carriers to broker non-registered products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved software tools to analyze client goals and provide written financial recommendations.

Jacob Grinde is a financial advisor with Morgan Stanley in Boise, ID, holding a Series 66 designation and four years of industry experience. His prior roles include positions at National Benefit Pros and the University of Idaho. Outside of financial services, he works with The Grove Fitness, a fitness and gym business in Boise. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and firm-approved planning tools in its advisory services.

Janae Towery is a financial advisor at Raymond James & Associates with two years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley for seven years. Her background also includes freelance editing and involvement with the Open Arms Home for Children. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning and investment consulting through a variety of portfolio management styles and affiliated research.

Jeremy Arbon is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. His career includes multiple roles within Wells Fargo entities dating back to 2004. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Hayes Jr. is a financial advisor with LPL Financial in Boise, ID, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. Prior to joining LPL Financial in 2024, he worked for Wells Fargo Advisors for 10 years. He is the sole owner of Gull Reef LLC, a business entity used for tax and investment purposes. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies across discretionary and non-discretionary management strategies.