Heath Van Wyk is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank, N.A. since 2018. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when making investment recommendations.

Kristina Hernandez is a financial advisor at LPL Financial with two years of industry experience. She holds a Series 66 designation and has previously worked at Raymond James Financial, First Tech Federal Credit Union, and U.S. Bank. Outside her advisory role, she is also a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Ben Pape is a financial advisor with Wells Fargo Advisors in Boise, ID, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Wells Fargo Advisors Financial Network LLC since 2011. In addition to his role at Wells Fargo, he owns and manages Ben G. Pape Investment Management, an investment advisory practice based in Boise. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a wide range of planning services, including cash-flow, retirement, and specialized areas such as business-owner transition and special-needs planning, using proprietary research and tools to develop tailored client recommendations.

Robert Romero III is a financial advisor at Charles Schwab with a Series 66 designation and approximately one year of industry experience. His work history includes roles at Charles Schwab & Co., Charles Schwab Bank, Equitable Advisors, and an internship at Northwestern Mutual. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and a centralized approach to custody and order routing.

Amy Jones is a Wealth Management Advisor and First Vice President with Williams, Jones & Associates, a team at Merrill Lynch Wealth Management. She helps clients make informed decisions about their wealth by providing the information necessary to weigh options, consider priorities, and take positive steps. Amy specializes in creating personalized wealth management plans tailored to her clients' life priorities, goals, and aspirations. Amy holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Chartered Retirement Planning Counselor™ (CRPC™) designation. She earned a Bachelor's degree in Finance from the University of Idaho with minors in math and economics, and completed an Accredited Certificate Program at Whitman College. Amy brings expertise in areas such as college education planning, divorce transition planning, family wealth management strategies, retirement income, and more. Outside of her professional role, Amy lives in Boise with her husband, Mark. She enjoys hiking, reading, sewing, swimming, traveling, yoga, and attending live theater. Amy is active in her community, serving on the Saint Alphonsus Medical Center Foundation Board and participating in organizations such as The Cabin Idaho. She also values spending time with family and friends, including a long-standing book group.

James Wolfe is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been affiliated with Cetera Advisors LLC since 2015 and operates Wolfe Financial, a financial services firm, since 2005. Wolfe also sells life insurance and annuities through a fixed insurance business. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various third-party and affiliated managers.

Paul Norman is a financial advisor with LPL Financial in Boise, ID, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He previously worked at Wells Fargo Advisors for 10 years before joining LPL Financial in 2024. Outside of his advisory role, he is the sole owner of The Beach LLC, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven solutions.

William Meredith is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, he worked at Isaac Bridgewater Insurance Agency for three years and has experience in diverse roles including at Empire Pressure Wash and Silverwood Theme Park. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Joseph Koetter is a CFP® and holds a Series 66 license with four years of industry experience. He has been with Stifel since 2022 and previously worked at VisitPay, Bank of America, Carollo, and Sky Ranch Inc. Koetter is based in Boise, ID. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Sharif Aliyev is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has prior work history at Bank of America and Santander Bank. Sharif is based in Boise, ID. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Justin Kreitel is currently Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2018. In this capacity, he partners with clients to understand their financial goals and develops customized financial plans to meet their unique needs. He emphasizes building strong relationships with clients and their families, focusing on trust, reliability, and competency. Justin has been with Fidelity Investments since 2012, initially serving as a Financial Representative and then as an Investments Consultant before assuming his current position. Prior to joining Fidelity, he worked as a Financial Advisor at Edward Jones in 2011. He holds insurance licenses in Arkansas and California.

Veronica Mira is a financial advisor with Raymond James Financial in Boise, ID, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She previously worked at Edward Jones for eight years before joining Raymond James in 2020. Outside of her advisory role, she is the owner and president of Mira Investment Services, a support company. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension and profit-sharing plans, charitable organizations, corporations, and governmental entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored plans developed through detailed client interviews and risk profiling.

Ryan Morris is a CFA® charterholder with 22 years of industry experience. He has worked with LPL Financial since 2018 and was previously with INVEST Financial Corp for 11 years. His practice is based in Boise, ID. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Judith Barbera is a financial advisor with Morgan Stanley in Boise, ID, holding Series 63 and Series 66 registrations and bringing 28 years of industry experience. She has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is involved in agricultural business as an employee at Barbera Angus Ranch and serves as a board member and Vice President of Valor Health. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and modeling techniques as part of its financial planning process.

Cade Truscott is a Series 66 licensed financial advisor at UBS Financial Services with two years of industry experience. He has held various roles including positions at Boise State University and Crane Creek Country Club. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor plans according to client goals and risk tolerances. The firm’s platform integrates institutional trading capabilities with wealth management services.

Brian Scigliano is a financial advisor at Stifel with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Stifel Nicolaus & Co. since 2014. Outside of his advisory role, he serves as President of the Idaho Human Rights Commission, where he reviews human rights violations in Idaho. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses that support client decision-making.

Steven Roy is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 20 years of industry experience. He previously worked for J.P. Morgan Securities and JPMorgan Chase Bank, N.A. for 14 years. Outside of his advisory role, he is involved as an owner and partner in an e-commerce LLC supporting his daughter's custom crocheted creatures business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from its investment institute with third-party analytics to provide diversified investment solutions and offers both brokerage and advisory options.

Rebecca Offerdahl is a financial advisor at Stifel with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co. Inc since 2014. She is based in Boise, Idaho. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm utilizes a proprietary methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

James Ostyn is a CFP® with 29 years of industry experience, currently affiliated with Cetera. He has been with Cetera and its related entities since 2006. Outside of his advisory work, Ostyn serves as a board member of Treasure Valley Bible Church. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of investment management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Corey Shaw is a financial advisor at Edward Jones in Boise, ID, holding a Series 66 credential with two years of industry experience. Prior to joining Edward Jones in 2023, he served seven years in the United States Army. He currently serves as a Captain and plans officer in the United States Army Reserves, participating in training support units. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.