Ryan Beck is a CFP® and ChFC® with 30 years of experience in the financial industry. He is currently with Guardian Life and Park Avenue Securities, where he has worked since 2017. Previously, he spent over a decade at Axa Advisors and also worked at Mony Securities Corporation. Outside of his advisory role, he is writing a book about Executive Benefit Planning and manages Wealth Beyond Money of Utah, a wealth strategies agency. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, high-net-worth clients, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and investment solutions tailored to client needs.

Gregory Sagers is a CFP® with 24 years of industry experience, currently serving as an advisor at Independent Financial Group, LLC since 2023. He previously worked at Planmember Securities Corporation and Morgan Stanley, and has operated his own advisory business since 2014. He also maintains an ongoing role with Financial Educational Systems, Inc. outside of his primary advisory work. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm employs both firm- and third-party models to develop client strategies, offering a range of portfolio management options across varying risk profiles.

Donald Braun Jr. is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 15 years of industry experience. His career includes roles at WealthWave, Managed Wealth Financial, and World Financial Group, among others. Outside of financial services, he is a shareholder in Braun Holdings LLC, a golf lab and golf simulator business. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services with a range of proprietary and third-party investment programs.

Garrett Vanamen is a financial advisor at Centaurus Financial, Inc. with 10 years of industry experience. He has been with Centaurus Financial since 2018 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he manages a part-time sales business specializing in plastic countertops. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services across both discretionary and non-discretionary arrangements.

Jared Copinga is a financial advisor at Prime Capital Financial with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Financial Engines Advisors L.L.C., The Mutual Fund Store, and TD Ameritrade. Outside of advisory work, he is involved with Prime Capital Risk Management, focusing on the sale and service of fixed insurance products. Prime Capital Financial is an SEC-registered enterprise advisory firm serving individuals—including high-net-worth and ultra-high-net-worth clients—trusts, corporations, and retirement plans. The firm offers a broad range of services such as asset management, financial planning, retirement plan sponsor and trustee services, and family office solutions, employing both discretionary and non-discretionary investment strategies across various platforms.

Joshua Schmidt is a financial advisor at Transamerica Retirement Advisors, LLC with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2013. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm utilizes Morningstar Investment Management’s proprietary software and model portfolios to provide guidance focused on asset allocation, contribution rates, and retirement timing.

Valerie Tanner is a financial advisor at Lido with eight years of industry experience and holds a Series 66 designation. Her career includes positions at Morgan Stanley, Addepar, Olympus Wealth Management, and currently Lido Advisors. Lido serves a diverse client base, including high-net-worth individuals, family offices, charitable organizations, and institutional investors, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with a focus on tactical option strategies and manages approximately $42.5 billion in regulatory assets.

Eric Keith is a financial advisor with Guardian Life and holds the Series 66 designation. He has one year of industry experience, including his current role at Park Avenue Securities since 2025. Prior to his financial services career, he worked at Texas Roadhouse for seven years. Keith also acts as an independent contractor offering insurance products other than Guardian. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client solutions through advisor-led discretionary management, model-based strategies, and access to proprietary and third-party platforms.

Bradley Barker is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has worked with multiple organizations including Managed Wealth Financial and WealthWave, and serves as president of Huntington Estates Water, overseeing neighborhood irrigation scheduling. Barker also provides social security analysis through the National Association of Registered Social Security Analysts. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes model portfolios and third-party managers to deliver investment advisory, brokerage, and retirement-plan services through multiple program platforms.

Kai Granados is an advisor with Empower Advisory Group holding Series 66 and Series 63 designations. He has less than one year of industry experience and previously worked at Morgan Stanley before joining Empower Advisory Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services integrate proprietary and third-party methodologies focused on long-term portfolio returns and savings rates within an administrative platform tied to Empower’s recordkeeping systems.

Robert Sandberg is a CFP®-certified financial advisor with 28 years of industry experience. He is currently with Osaic Advisory Services, LLC, having joined in 2024 following prior roles at Arbor Point Advisors, Verus Capital Partners, and Securities America. Outside of his advisory work, Sandberg is president and owner of Freedom Point Financial, a firm providing marketing and business consulting services to insurance agents and registered representatives. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a broad client base that includes individuals, pension and profit-sharing plans, corporate and charitable entities, retirement plan participants, and sovereign wealth funds. The firm offers diversified investment programs, retirement plan consulting, and access to alternative investments and donor-advised funds, combining institutional resources with platform integrations and a range of investment strategies.

Clinton Stosich is a financial advisor with Eagle Strategies (NY Life) in South Jordan, UT, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes roles at Eagle Strategies, Ethington Financial Group, Nylife Securities LLC, and New York Life Insurance Company. He is also involved in brokering non-registered insurance products through Ethington Financial Group. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers tailored advice through multiple program types and manages a majority of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Kaitlin Cochran is a financial advisor at Commonwealth Financial Network with two years of industry experience. She holds the Series 66 designation and has previous experience at Sterling Financial Group. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm offers a broad range of adviser-support services, including managed-account programs, access to third-party asset managers, and custody and clearing services.

Scott Martineau is a financial advisor at Creative Planning with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Creative Planning since 2021, following roles at Reilly Financial Advisors and Gwfs Equities Inc/Great West Life & Annuity Insurance Company. Creative Planning provides investment advisory and financial planning services to individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets, employing a financial planning-led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by tactical and private market investment options.

Paul Mathewson is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and 28 years of industry experience. He has been with Commonwealth since 2002, having previously worked at Signator Investors, Inc. Mathewson owns a window cleaning business outside of his advisory role. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that serves a national network of approximately 2,900 affiliated advisors and hundreds of thousands of individual and institutional clients. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody/clearing services.

Rodrigo Garay is a financial advisor at Carson Wealth with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley and Wells Fargo Clearing. Outside of his advisory work, he serves as adjunct faculty for the Business and Humanities Department at Salt Lake Community College and the University of Utah, teaching business and language courses. CWM, LLC operates an enterprise platform with over 650 advisors managing approximately $50.6 billion. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing an Investment Committee-driven approach and tailored portfolio solutions that integrate multiple custodial and technology partnerships.

Mckay Sobotka is a financial advisor at Equity Services, Inc. with one year of industry experience and holds the Series 65 designation. Prior to joining Equity Services, he worked at National Life Group and LiveView Technologies, and has experience in education and community roles including Utah Valley University and The Church of Jesus Christ of Latter Day Saints. He is also an insurance agent with Cambridge Financial Network. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, uses third-party asset managers, and blends long-term strategies with options for shorter-term trading.

Kendra Burgon is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses and three years of industry experience. She serves as president of the Silver Mesa PTA and is involved as a referral partner with Beach Boss Influencers. Kendra's prior roles include marketing positions with WealthWave and Managed Wealth Financial. Transamerica Financial Advisors serves individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations, offering a range of advisory and broker-dealer services including fee-based wrap programs, model portfolios, and access to third-party money managers. The firm provides discretionary and non-discretionary investment programs and operates as both a registered broker-dealer and registered investment adviser.

Michael Ewing is a financial advisor at Transamerica Financial Advisors with five years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously with firms including World Financial Group, Inc., Valpak, and Dealdvisor. In addition to his advisory role, he has been involved with Super Saver Media. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, trusts, and charitable organizations. The firm offers both advisory and broker-dealer services through proprietary and third-party model portfolios, supporting discretionary and non-discretionary investment approaches.

Kelly Zitting is a CFP® professional with 24 years of industry experience, currently affiliated with Osaic Advisory Services, LLC. His career includes roles at firms such as Equitable Advisors, Arbor Point Advisors, and Fidelity. In addition to his advisory work, he serves as a Resource Manager with the United States Army Reserve and is the owner and president of a corporation providing health insurance, life insurance, and annuities. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of investment programs and consulting services, combining fundamental and technical analysis with access to alternative investments and integrated platform relationships.