Ann Zlamal is a financial advisor with OSAIC in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. Her career includes roles at firms such as United Planners Financial Services, LPL Financial, and Prudential Insurance Company of America. Outside of her advisory work, she is an adjunct professor at Grand Canyon University and owns several small businesses, including an online retail store and a clothing construction company, and serves as a judge at the Scottsdale Saddle Club. OSAIC serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm utilizes model-based asset allocation and portfolio optimization tools and supports a range of portfolio management approaches through its affiliated broker-dealer and RIA relationships.

Ian Bates is a financial advisor at OSAIC with 15 years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at Advisor Group and Edelman Financial Engines. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization using advanced tools and multiple program options.

Dawn Larson is a financial advisor at Osaic Wealth with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked with Securities America Advisors and SECURITIES AMERICA, inc. Larson also serves as a board member for her homeowners association, where she helps coordinate neighborhood events and activities. Osaic Wealth serves a diverse client base, including retail and institutional investors, with a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach incorporates model-based asset allocation and portfolio optimization, allowing advisors to implement various managed strategies across multiple custodial and program arrangements.

Mark Morales is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, Morales serves as a board member for the Phoenix Cancer Support Network and as secretary for the Tower Gardens HOA III in Phoenix. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, supported by extensive research and a large network of financial advisors.

James Van Pelt is a CERTIFIED FINANCIAL PLANNER™ professional with six years of industry experience. He has worked at Edward Jones since 2019, following prior roles at Quicken Loans, Yelp, Inc., and Sandhill's Publishing Company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,000 financial advisors.

Brett Andrews is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 26 years of industry experience. His prior work history includes roles at First Allied Advisory Services, Inc. and First Allied Securities, Inc. He is involved in several business activities outside of advisory services, including leadership and ownership roles in multiple financial and insurance-related firms, as well as education and consulting positions. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets.

Michael Morrow is a financial advisor with Osaic Wealth who holds Series 63 and Series 65 licenses and has 13 years of industry experience. He has worked at Lincoln Financial Advisors and Securities, M&T Securities, Wilmington Trust, and Capital One Investing. Osaic Wealth serves a diverse client base that includes individual investors, retirement plan sponsors, charities, and corporations. The firm offers a multi-advisor platform with brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization supported by various tools and discretionary or advisor-managed strategies.

Lisa Hudson is a financial advisor at OSAIC with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including LPL Financial, Commonwealth Financial Network, and TD Ameritrade. Outside of her advisory role, Hudson operates two internet sales businesses focused on identifying companies for potential involvement in online sales. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, and institutional clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach uses model-based asset allocation, portfolio optimization, and offers various managed account strategies supported by proprietary tools and third-party managers.

Christopher Meyer is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Edward Jones in Scottsdale, AZ. His prior roles include positions at Grand Canyon University, The Vanguard Group, Inc., and U.S. Bancorp Investments, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of approximately 23,701 advisors and 15,121 branch offices.

Steven Chandler is a financial advisor with J.P. Morgan Securities in Scottsdale, AZ, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has prior experience at Chase Investment Services Corp. Outside of his advisory role, he owns several investment properties, including a condominium in a senior living facility and a townhouse, all of which are non-rental. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s non-discretionary program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, leveraging centralized due diligence and a manager solutions team to support its recommendations.

Melissa Nelson is a Series 66-registered financial advisor with 21 years of industry experience. She has worked at OSAIC since 2024 and was previously with Triad Advisors, Inc. for 11 years. Outside of her advisory role, she is a group fitness instructor. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization strategies within a multi-advisor platform.

Nashwan Bahoura is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan related entities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and incorporates an ESG eligibility framework in its recommendations.

Troy Paradis is a financial advisor at Osaic with 18 years of industry experience. He holds a Series 66 designation and previously worked at Securities America Advisors, Inc. for 15 years. Paradis is based in Scottsdale, AZ. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, employing model-based asset allocation and portfolio optimization tools.

Natasha Palmatier is a CFP®-certified financial advisor with 14 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She previously worked at Edward Jones from 2012 to 2020 and has held roles at Crux Wealth Advisors and Key Wealth Management. Palmatier is involved in entrepreneurial activities, including ownership and leadership roles in multiple support companies and financial service ventures. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and employs analytical tools to model potential outcomes, supporting its clients through advisory programs and partnerships.

Andrew Sampson is a financial advisor with LPL Financial in Scottsdale, AZ, holding a Series 66 license and 15 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cetera Advisors LLC for ten years and Edward Jones for four years. He is also involved with non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Amanda Yuan is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and 16 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to a wide range of individual, corporate, and institutional clients. The firm employs over 14,000 financial advisors and offers both brokerage and advisory solutions, relying on research and analytics to guide investment decisions.

Lance Rao is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 66 and Series 63 credentials and 11 years of industry experience. He previously worked at SagePoint Financial for five years before joining LPL Financial in 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and model portfolios, supported by a large network of advisors and advanced operational tools.

Christopher Elardo is a financial advisor at OSAIC with 19 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Morgan Stanley from 2009 to 2012. Since 2025, he has served as president of Metuchen Youth Football & Cheer, a nonprofit organization. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Donald Murphy Jr. is a financial advisor with Morgan Stanley who holds the Series 63 and Series 65 licenses and has 43 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and investment estimates. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer-sponsored financial planning agreements.

Kimberly Leach is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 11 years of industry experience. She has worked at Ameriprise since 2016 and previously spent a year at Wedbush Securities Inc. She is also a co-owner of Horizon Management Group LLC, an investment-related business. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware strategies.