Ann Zlamal is a financial advisor at OSAIC Wealth Inc with 28 years of industry experience. She holds Series 63 and Series 66 credentials and has worked with firms including United Planners Financial Services, LPL Financial, and The Prudential Insurance Company of America. Outside of finance, she is an adjunct professor at Grand Canyon University, owns an online retail store called Dripping Dog, manages a clothing construction business named Ann's Designs for Dignity, and serves as a horse show judge with the Scottsdale Saddle Club. OSAIC Wealth Inc serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with access to third-party money managers and various portfolio management tools.

Ian Bates is a financial advisor at OSAIC with 15 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Advisor Group and Edelman Financial Engines prior to joining OSAIC. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Dawn Larson is a financial advisor with Osaic, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. She has worked with Securities America Advisors, Inc. for 15 years and Thirty-One Consultant for 15 years. Larson serves on the board of her homeowners association, focusing on neighborhood event logistics. Osaic Wealth, Inc. serves a diverse clientele including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, employing a variety of asset allocation tools and portfolio management strategies.

Mark Morales is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Prior to his current role since 2016, he worked at Wells Fargo Advisors LLC from 2009 to 2016. He serves as a board member of the Phoenix Cancer Support Network, participating in fundraising and organizational meetings. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages substantial assets and provides both brokerage and advisory solutions backed by research from Wells Fargo Investment Institute and third-party sources.

James Van Pelt is a CERTIFIED FINANCIAL PLANNER™ professional with six years of industry experience. He has worked at Edward Jones since 2019, following prior roles at Quicken Loans, Yelp, Inc., and Sandhill's Publishing Company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,000 financial advisors.

Brett Andrews is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 26 years of industry experience. His prior work history includes roles at First Allied Advisory Services, Inc. and First Allied Securities, Inc. He is involved in several business activities outside of advisory services, including leadership and ownership roles in multiple financial and insurance-related firms, as well as education and consulting positions. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets.

Michael Morrow is a financial advisor at OSAIC with 13 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Lincoln Financial Securities Corporation, Lincoln Financial Advisors, M&T Securities, Wilmington Trust, and Capital One Investing. Osaic Wealth, Inc. serves a broad range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs various asset-allocation tools and third-party platforms to construct diversified portfolios across multiple investment types.

Lisa Hudson is a financial advisor at OSAIC with 21 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining OSAIC in 2023, she worked at LPL Financial, Commonwealth Financial Network, and TD Ameritrade, among other roles. Outside of advising, she operates two internet sales businesses focused on identifying companies for possible involvement in e-commerce. OSAIC serves a diverse client base including individual and high-net-worth investors, retirement plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services supported by asset-allocation tools and third-party managed account solutions.

Christopher Meyer is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Edward Jones in Scottsdale, AZ. His prior roles include positions at Grand Canyon University, The Vanguard Group, Inc., and U.S. Bancorp Investments, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of approximately 23,701 advisors and 15,121 branch offices.

Steven Chandler is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and possessing 35 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also works with JP Morgan Chase Bank, N.A. since 2018. Outside of his advisory role, he owns several investment properties, including a condominium in a senior living facility and a townhouse. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while maintaining a centralized due-diligence and ESG eligibility process.

Melissa Nelson is a Series 66-licensed financial advisor at Osaic with 21 years of industry experience. She previously worked at Triad Advisors, Inc. for 11 years before joining Osaic in 2024. Outside of her advisory role, she is a group fitness instructor. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a focus on portfolio construction using asset-allocation tools, risk assessment, and inclusion of various investment types.

Nashwan Bahoura is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 credentials and bringing 16 years of industry experience. He has been with J.P. Morgan Securities since 2013 and has worked at Jpmorgan Chase Bank in Arizona since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Troy Paradis is a financial advisor at OSAIC with 18 years of industry experience. He holds a Series 66 designation and has been associated with Securities America Advisors, Inc. since 2009. Paradis is based in Scottsdale, AZ. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing various portfolio construction tools and third-party managed account solutions.

Natasha Palmatier is a CFP®-certified financial advisor with 14 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She previously worked at Edward Jones from 2012 to 2020 and has held roles at Crux Wealth Advisors and Key Wealth Management. Palmatier is involved in entrepreneurial activities, including ownership and leadership roles in multiple support companies and financial service ventures. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and employs analytical tools to model potential outcomes, supporting its clients through advisory programs and partnerships.

Andrew Sampson is a financial advisor with LPL Financial based in Scottsdale, AZ, holding a Series 66 designation and 15 years of industry experience. Prior to joining LPL in 2025, he worked at Cetera and Cetera Advisors LLC for a combined ten years. He is also involved in non-variable insurance sales on a limited basis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of advisers. The firm offers financial planning, diverse advisory programs, retirement plan consulting, and brokerage services, with management options supported by in-house and third-party research and technology.

Amanda Yuan is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding a Series 66 designation and 16 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, Yuan has ownership interests in non-investment-related business activities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menus.

Lance Rao is a financial advisor at LPL Financial with 11 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at SagePoint Financial for five years. He is based in Phoenix, AZ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, offering both discretionary and non-discretionary management supported by research and model portfolios.

Christopher Elardo is a financial advisor with OSAIC based in Scottsdale, AZ. He holds Series 63 and Series 65 licenses and has 19 years of industry experience. Outside of his advisory role, he serves as President of Metuchen Youth Football & Cheer, a nonprofit organization. OSAIC serves a broad range of clients including individuals, high-net-worth investors, and institutions through a large network of affiliated advisers and advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on diversified portfolio construction using various asset classes and third-party money managers.

Donald Murphy Jr. is a financial advisor with Morgan Stanley who holds the Series 63 and Series 65 licenses and has 43 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and investment estimates. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer-sponsored financial planning agreements.

Kimberly Leach is a financial advisor with Ameriprise in Peoria, AZ, holding a Series 66 designation and 11 years of industry experience. She previously worked at Wedbush Securities Inc before joining Ameriprise Financial Services, Inc. and later Ameriprise. Leach is co-owner of Horizon Management Group LLC, a business related to managing her Ameriprise practice. Ameriprise offers retirement-income planning services targeted at individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.