William Lundy is a financial advisor at Raymond James Financial with eight years of industry experience. He holds a Series 66 designation and has previously worked at Voya Financial Advisors, Edward Jones, and CB Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services using analytical tools and supports municipal and public finance work through an affiliated municipal advisor.

Elizabeth Nicolaysen is a financial advisor at OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 designations with 29 years of industry experience. She has worked at OSAIC since 2023 and previously held positions at SagePoint Financial and Foresters Financial Services. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering brokerage and investment advisory services, financial planning, and access to managed accounts and third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to construct diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Melissa Korth is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 designations and 18 years of industry experience. Her work history includes roles at Securities America Advisors, SECURITIES AMERICA, Inc., and Cetera Advisors LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated financial advisors. The firm offers integrated brokerage and advisory services with portfolio construction utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing across various investment types.

Alysia Mcgee is a financial advisor with OSAIC, holding a Series 66 designation and bringing 22 years of industry experience. She has worked at Fsc Securities Corp since 2007. OSAIC serves a diverse range of retail and institutional clients, including individuals, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a focus on asset allocation tools, risk assessment, and access to various investment products and third-party money managers.

Joseph Chesney is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been working in various areas of finance since 1996, bringing a diverse background that aids him in assisting clients with complex financial situations. Chesney focuses on helping clients across the country grow and preserve assets while generating tax-efficient retirement income. His expertise includes college education planning, executive compensation, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Chesney holds professional designations as a Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Aurora University. Outside of his professional work, Chesney enjoys cooking, golfing, hiking, music, reading, running, spending time with his family, traveling, and watching movies. He has lived in Denver since 2011 after growing up in the suburbs of Chicago and is married with two children.

Francis Shappard is a financial advisor with OSAIC based in Scottsdale, AZ. He holds the Series 63, Series 65, and Series 66 designations and has 29 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2002. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple platforms. The firm uses a range of asset-allocation tools and third-party services to construct diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Richard Gustafson Jr. is a Series 66-licensed financial advisor with 11 years of industry experience. He is currently with J.P. Morgan Securities, where he has worked since 2021. Prior to this, he held roles at Bank of America, Merrill, and Edward Jones. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Lamon Stevenson is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at FSC Securities Corporation since 2006. OSAIC serves a diverse range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a broad network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Stephanie Zemore is a financial advisor at OSAIC with 20 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at firms including Woodbury Financial Services, Financial Planning Advisory Corp, and Royal Alliance Associates. Outside of her advisory work, she serves as a notary public in Genesee County, Michigan. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and managed-account solutions.

Jarred Thompson is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and five years of industry experience. His prior work includes roles at Grand Canyon University and Miller Sports Construction. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Matthew Gerst is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Wells Fargo Advisors since 2012 and Wells Fargo Clearing since 2016. Outside of his advisory role, he co-manages MMB Investments, LLC, a family-owned entity involved in raw land purchases and sales. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Clifton Langbecker is a CFP® certificant with 39 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to that, he worked at Wells Fargo Advisors LLC for seven years. He also serves as a power of attorney for his mother. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Samuel Bjellos is a financial advisor at OSAIC with 14 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Woodbury Financial Services, Inc. for 12 years. Bjellos has Power of Attorney for his mother's estate. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of advisers, utilizing various investment platforms and third-party managers to construct portfolios tailored to client risk profiles and investment preferences.

Anne Mifsud is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 credentials and 31 years of industry experience. She has been with OSAIC since 1998. Outside of her advisory role, she serves as co-trustee of her parents' family trust. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers and managed-account platforms.

Joy Briceland is a financial advisor at Charles Schwab with five years of industry experience. She holds Series 66 and Series 63 licenses. Her prior experience includes roles at Wells Fargo Bank and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of multi-asset model portfolios along with alternative investment options.

Christopher Arrington is a financial advisor at Merrill with a Series 66 credential and five years of industry experience. His career includes roles at Bank of America, J.P. Morgan Securities, Robinhood Financial, and Vanguard Group. Outside of finance, he is involved in woodworking and custom furniture building through a personal business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm combines internal and third-party management approaches and supports clients with trading, account administration, and custody services.

Katherine Tunstall is a financial advisor at OSAIC with nine years of industry experience. She holds Series 66, Series 63, and Series 65 licenses. Tunstall also serves as an adjunct business professor at College of the Mainland, where she teaches business courses to college students. OSAIC serves a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing firm-provided tools and third-party solutions to construct and manage portfolios across a range of asset classes.

Mark Gross is a financial advisor with OSAIC based in Scottsdale, AZ. He holds a Series 66 designation and has 23 years of industry experience, including 25 years at FSC Securities Corporation prior to joining OSAIC in 2024. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm combines brokerage and advisory services with multiple platforms and uses various asset-allocation tools and third-party managers to construct and manage portfolios across a broad range of investment types.

Brad Richardson is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a five-year tenure at Wells Fargo Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Julia Mc Cullough is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and 17 years of industry experience. She has worked at Raymond James Financial Services, Inc. since 2008 and is also associated with Southworth & Wilson, Inc. in a support role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and utilizes advanced analytical tools to support client goals, with additional capabilities in municipal advisory and SIMPLE IRA employer consulting programs.